<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/29/00
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: WELLS FARGO BANK ARIZONA, N.A.
ADDRESS: 100 WEST WASHINGTON
PHOENIX, AZ 85003
13F FILE NUMBER: 28-6334
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: F. HARLAN LOFFMAN
TITLE: SENIOR VICE PRESIDENT
PHONE: (602) 348-4810
SIGNATURE,PLACE,AND DATE OF SIGNING:
F. HARLAN LOFFMAN SCOTTSDALE, AZ 10/9/00
REPORT TYPE (CHECK ONLY ONE.):
(X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 300
FORM 13F INFORMATION TABLE VALUE TOTAL: $163,300
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T CORP COM COMMON STOCK 001957109 1799 61256 SH OTHER 54959 3389 2908
ABBOTT LABS COMMON STOCK 002824100 200 4200 SH OTHER 4200 0 0
AETNA INC COM COMMON STOCK 008117103 4 66 SH OTHER 66 0 0
AFLAC INC COMMON STOCK 001055102 54 850 SH OTHER 850 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 170 3477 SH OTHER 3401 0 76
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 7 200 SH OTHER 200 0 0
ALBERTSONS INC COMMON STOCK 013104104 11 500 SH OTHER 500 0 0
ALLETE COMMON STOCK 018522102 13 600 SH OTHER 600 0 0
ALLMERICA FINL CORP COM COMMON STOCK 019754100 97 1511 SH OTHER 1511 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 46 1312 SH OTHER 1312 0 0
ALLTEL CORP 1 COM & 1 TAKEOVER COMMON STOCK 020039103 76 1452 SH OTHER 0 0 1452
AMEREN CORP COM COMMON STOCK 023608102 76 1821 SH OTHER 1821 0 0
AMERICA ONLINE INC DEL COM COMMON STOCK 02364J104 716 13320 SH OTHER 12895 0 425
AMERICAN ELEC PWR INC COMMON STOCK 025537101 48 1230 SH OTHER 1230 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 4173 68687 SH OTHER 68087 600 0
AMERICAN GEN CORP COMMON STOCK 026351106 219 2805 SH OTHER 2805 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 4044 71495 SH OTHER 68295 800 2400
AMERICAN INTL GROUP INC COMMON STOCK 026874107 1244 13000 SH OTHER 12750 100 150
AMGEN INC COMMON STOCK 031162100 671 9610 SH OTHER 9610 0 0
ANC RENTAL CORPORATION COMMON STOCK 001813104 7 1250 SH OTHER 1250 0 0
ANHEUSER BUSCH COS INC 1 COM & COMMON STOCK 035229103 51 1200 SH OTHER 1200 0 0
APACHE CORP COMMON STOCK 037411105 99 1674 SH OTHER 1674 0 0
APPLIED MATLS INC COMMON STOCK 038222105 12 200 SH OTHER 200 0 0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 6 156 SH OTHER 156 0 0
AT & T WIRELESS GROUP COMMON STOCK 001957406 1 50 SH OTHER 50 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 356 5325 SH OTHER 5325 0 0
AUTONATION INC COMMON STOCK 05329W102 60 10000 SH OTHER 10000 0 0
AVISTA CORP COMMON STOCK 05379B107 43 1910 SH OTHER 1910 0 0
BALL CORP 1 COM & 1 TAKEOVER R COMMON STOCK 058498106 63 2000 SH OTHER 2000 0 0
BANK NEW YORK INC 1 COM & 1 COMMON STOCK 064057102 22 400 SH OTHER 0 0 400
BANK OF AMERICA CORP COMMON STOCK 060505104 52 1000 SH OTHER 1000 0 0
BANK ONE CORP COMMON STOCK 06423A103 496 12831 SH OTHER 6417 3993 2421
BAXTER INTL INC COMMON STOCK 071813109 88 1100 SH OTHER 1100 0 0
BELLSOUTH CORP COMMON STOCK 079860102 538 13375 SH OTHER 9347 272 3756
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 322 5 SH OTHER 5 0 0
BESTFOODS COM COMMON STOCK 08658U101 397 5456 SH OTHER 5456 0 0
BIOGEN INC 1 COM & 1 TAKEOVER COMMON STOCK 090597105 6 100 SH OTHER 100 0 0
BOEING CO COMMON STOCK 097023105 1024 16254 SH OTHER 16054 0 200
BOSTON SCIENTIFIC CORP COM COMMON STOCK 101137107 12 700 SH OTHER 700 0 0
BRENTON BKS INC COMMON STOCK 107211104 12 1000 SH OTHER 1000 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3429 60030 SH OTHER 58130 1500 400
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 34 1575 SH OTHER 1575 0 0
BURLINGTON RES INC COM COMMON STOCK 122014103 6 150 SH OTHER 150 0 0
CAPITAL TITLE GROUP INC COM COMMON STOCK 140919101 9 10000 SH OTHER 10000 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 11 124 SH OTHER 124 0 0
CATERPILLAR INC 1 COM & TAKEOV COMMON STOCK 149123101 62 1844 SH OTHER 1844 0 0
CENTRAL VT PUB SVC CORP COMMON STOCK 155771108 3 266 SH OTHER 266 0 0
CHASE MANHATTAN CORP NEW COM COMMON STOCK 16161A108 931 20166 SH OTHER 20166 0 0
CHEVRON CORP COMMON STOCK 166751107 1439 16875 SH OTHER 15563 962 350
CHIPPAC INC COMMON STOCK 169657103 6 500 SH OTHER 500 0 0
CIENA CORP COM COMMON STOCK 171779101 12 100 SH OTHER 100 0 0
CINERGY CORP COM COMMON STOCK 172474108 15 465 SH OTHER 465 0 0
CISCO SYS INC COMMON STOCK 17275R102 6718 121587 SH OTHER 118727 2000 860
CITIGROUP INC COMMON STOCK 172967101 924 17093 SH OTHER 15677 792 624
CITRIX SYS INC COM COMMON STOCK 177376100 2 100 SH OTHER 100 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 33 578 SH OTHER 578 0 0
CLEARWORKS.NET INC COMMON STOCK 185395100 14 4000 SH OTHER 4000 0 0
COCA COLA CO COMMON STOCK 191216100 740 13416 SH OTHER 13016 0 400
COCA COLA ENTERPRISES INC COMMON STOCK 191219104 16 1000 SH OTHER 1000 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 245 5200 SH OTHER 5200 0 0
COMMERCE ONE INC COMMON STOCK 200693109 9 120 SH OTHER 0 0 120
COMPAQ COMPUTER CORP 1 COM & 1 COMMON STOCK 204493100 26 950 SH OTHER 200 0 750
CONAGRA INC COMMON STOCK 205887102 9106 453891 SH OTHER 101984 347767 4140
CONECTIV INC CLASS A COM COMMON STOCK 206829202 0 18 SH OTHER 18 0 0
CONECTIV INC COM COMMON STOCK 206829103 10 562 SH OTHER 562 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 41 1200 SH OTHER 1200 0 0
CORN PRODS INTL INC COM COMMON STOCK 219023108 15 651 SH OTHER 651 0 0
CORNING INC COMMON STOCK 219350105 267 900 SH OTHER 600 300 0
CUBIST PHARMACEUTICALS INC COMMON STOCK 229678107 26 500 SH OTHER 500 0 0
CVS CORP COM COMMON STOCK 126650100 19 400 SH OTHER 400 0 0
DAKTRONICS INC COM COMMON STOCK 234264109 81 6000 SH OTHER 0 6000 0
DELL COMPUTER CORP COMMON STOCK 247025109 9 300 SH OTHER 300 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 37 2446 SH OTHER 1023 0 1423
DELUXE CORP 1 COM & 1 TAKEOVER COMMON STOCK 248019101 10 500 SH OTHER 500 0 0
DIAMOND OFFSHORE DRILLING INC COMMON STOCK 25271C102 29 700 SH OTHER 700 0 0
DISNEY WALT CO COM COMMON STOCK 254687106 1144 29900 SH OTHER 26500 2800 600
DOMINION RES INC VA COMMON STOCK 25746U109 133 2293 SH OTHER 2293 0 0
DOW CHEM CO COMMON STOCK 260543103 133 5328 SH OTHER 5328 0 0
DPL INC 1 COM & 1 TAKEOVER RT COMMON STOCK 233293109 144 4837 SH OTHER 4837 0 0
DQE INC COMMON STOCK 23329J104 6 150 SH OTHER 150 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1036 24997 SH OTHER 24597 0 400
DUKE ENERGY CORP COMMON STOCK 264399106 2 20 SH OTHER 20 0 0
DUN & BRADSTREET CORP COM COMMON STOCK 26483B106 66 1917 SH OTHER 1917 0 0
E M C CORP MASS COMMON STOCK 268648102 1721 17365 SH OTHER 16895 0 470
EASTMAN CHEM CO COM COMMON STOCK 277432100 3 83 SH OTHER 0 0 83
EASTMAN KODAK CO COMMON STOCK 277461109 265 6484 SH OTHER 6150 0 334
ECOLAB INC 1 COM & 1 TAKEOVER COMMON STOCK 278865100 462 12800 SH OTHER 12800 0 0
EDISON INTL COM COMMON STOCK 281020107 134 6954 SH OTHER 6954 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 5 220 SH OTHER 220 0 0
ELECTRONIC DATA SYS CORP NEW C COMMON STOCK 285661104 91 2200 SH OTHER 1600 0 600
ELECTRONICS FOR IMAGING INC CO COMMON STOCK 286082102 8 300 SH OTHER 300 0 0
ELI LILLY & CO 1 COM & 1 TAKEO COMMON STOCK 532457108 413 5094 SH OTHER 2694 2000 400
EMERSON ELEC CO COMMON STOCK 291011104 533 7960 SH OTHER 7960 0 0
ENERGY EAST CORP COM COMMON STOCK 29266M109 26 1164 SH OTHER 1164 0 0
ENRON CORP COM COMMON STOCK 293561106 473 5400 SH OTHER 5400 0 0
EQUITABLE RES INC COMMON STOCK 294549100 29 451 SH OTHER 451 0 0
EXODUS COMMUNICATIONS INC COM COMMON STOCK 302088109 27 550 SH OTHER 550 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 5397 60553 SH OTHER 53653 1128 5772
FANNIE MAE COMMON STOCK 313586109 100 1400 SH OTHER 1400 0 0
FEDERAL MOGUL CORP COMMON STOCK 313549107 5 909 SH OTHER 909 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 446 8282 SH OTHER 8282 0 0
FIRST COMMONWEALTH FINL CORP C COMMON STOCK 319829107 384 39624 SH OTHER 39624 0 0
FIRST UN CORP COMMON STOCK 337358105 32 1000 SH OTHER 1000 0 0
FIRSTAR CORPORATION COMMON STOCK 33763V109 22 1000 SH OTHER 1000 0 0
FLEET BOSTON FINANCIAL CORP COMMON STOCK 339030108 378 9692 SH OTHER 9692 0 0
FORD MOTOR COMPANY COMMON STOCK 345370860 107 4241 SH OTHER 4241 0 0
FORTIS SECS INC COM COMMON STOCK 34955T100 2 233 SH OTHER 233 0 0
FORTUNE BRANDS INC COM COMMON STOCK 349631101 202 7620 SH OTHER 5181 0 2439
FPL GROUP INC 1 COM & 1 TAKEOV COMMON STOCK 302571104 112 1700 SH OTHER 1200 0 500
FREDDIE MAC COMMON STOCK 313400301 168 3105 SH OTHER 3105 0 0
FRISBY TECHNOLOGIES INC COMMON STOCK 358743102 4 1000 SH OTHER 1000 0 0
FUSION MED TECHNOLOGIES INC COMMON STOCK 361128101 10 1000 SH OTHER 1000 0 0
GANNETT INC 1 COM & 1 TAKEOVER COMMON STOCK 364730101 129 2428 SH OTHER 2428 0 0
GAP INC COMMON STOCK 364760108 8 375 SH OTHER 375 0 0
GARTNER GROUP INC-CL COMMON STOCK 366651206 6 524 SH OTHER 524 0 0
GENERAL ELEC CO COMMON STOCK 369604103 15826 274335 SH OTHER 259584 6600 8151
GENERAL MILLS INC 1 COM & 1 COMMON STOCK 370334104 327 9200 SH OTHER 8200 800 200
GENERAL MTRS CORP COMMON STOCK 370442105 378 5818 SH OTHER 3782 0 2036
GENERAL MTRS CORP CL H NEW COMMON STOCK 370442832 3 90 SH OTHER 90 0 0
GEORGIA PAC (GEORGIA-PAC GP) COMMON STOCK 373298108 5 225 SH OTHER 225 0 0
GILLETTE CO COM COMMON STOCK 375766102 232 7509 SH OTHER 7409 0 100
GLATFELTER P H CO COMMON STOCK 377316104 22 1840 SH OTHER 1840 0 0
GLOBAL CROSSING LTD COMMON STOCK G3921A100 9 300 SH OTHER 300 0 0
GOODRICH B F CO 1 COM & 1 TAKE COMMON STOCK 382388106 8 200 SH OTHER 200 0 0
GOODYEAR TIRE & RUBR CO 1 COM COMMON STOCK 382550101 4 200 SH OTHER 200 0 0
GREAT LAKES CHEM CORP 1 COM & COMMON STOCK 390568103 4 150 SH OTHER 150 0 0
GUIDANT CORP COM COMMON STOCK 401698105 65 922 SH OTHER 922 0 0
HARLEY DAVIDSON INC 1 COM & 1 COMMON STOCK 412822108 120 2500 SH OTHER 2500 0 0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 15 200 SH OTHER 200 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 173 3200 SH OTHER 3200 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 855 8813 SH OTHER 8613 0 200
HOME DEPOT INC COMMON STOCK 437076102 4608 86835 SH OTHER 79510 4100 3225
HOMESTAKE MNG CO 1 COM & 1 COMMON STOCK 437614100 16 3000 SH OTHER 3000 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 911 25565 SH OTHER 24253 0 1312
HOUSEHOLD INTL INC COM COMMON STOCK 441815107 85 1500 SH OTHER 1500 0 0
HUBBELL INC CL B COMMON STOCK 443510201 13 508 SH OTHER 508 0 0
HUNTINGTON BANCSHARES INC 1 CO COMMON STOCK 446150104 101 6897 SH OTHER 6897 0 0
IDACORP INC COMMON STOCK 451107106 46 1000 SH OTHER 1000 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 191 3412 SH OTHER 3412 0 0
IMS HEALTH INC COM COMMON STOCK 449934108 98 4734 SH OTHER 4734 0 0
INTEL CORP COM COMMON STOCK 458140100 6423 154528 SH OTHER 151604 1200 1724
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 2157 19171 SH OTHER 15207 256 3708
INTERNATIONAL PAPER CO COMMON STOCK 460146103 4 122 SH OTHER 122 0 0
IPALCO ENTERPRISES INC COMMON STOCK 462613100 62 2700 SH OTHER 1800 0 900
JDS UNIPHASE CORP COMMON STOCK 46612J101 36 375 SH OTHER 375 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2769 29478 SH OTHER 28173 0 1305
KANSAS CITY PWR & LT CO COMMON STOCK 485134100 40 1500 SH OTHER 1500 0 0
KEEBLER FOODS CO COM COMMON STOCK 487256109 11 250 SH OTHER 250 0 0
KELLOGG CO COMMON STOCK 487836108 19 800 SH OTHER 800 0 0
KEYCORP NEW COM COMMON STOCK 493267108 73 2886 SH OTHER 2886 0 0
KIMBERLY CLARK CORP 1 COM & 1 COMMON STOCK 494368103 173 3100 SH OTHER 2700 400 0
KONINKLIJKE PHILIPS ELECTRS N COMMON STOCK 500472303 106 2498 SH OTHER 2498 0 0
LEADING BRANDS INC COMMON STOCK 52170U108 7 4000 SH OTHER 4000 0 0
LEVEL 3 COMMUNICATIONS INC COM COMMON STOCK 52729N100 15 200 SH OTHER 200 0 0
LIFECORE BIOMEDICAL INC COMMON STOCK 532187101 1 150 SH OTHER 150 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 3 100 SH OTHER 100 0 0
LOWES COS INC 1 COM & 1 TAKEOV COMMON STOCK 548661107 63 1400 SH OTHER 1400 0 0
LUCENT TECHNOLOGIES INC COM COMMON STOCK 549463107 2573 84187 SH OTHER 79093 3116 1978
MADISON GAS & ELEC CO COMMON STOCK 557497104 51 2250 SH OTHER 2250 0 0
MARSH & MCLENNAN COS INC 1 COM COMMON STOCK 571748102 319 2400 SH OTHER 2400 0 0
MARSHALL & ILSLEY CORP COMMON STOCK 571834100 105 2095 SH OTHER 2095 0 0
MARVELL TECHNOLOGY GROUP COMMON STOCK G5876H105 19 250 SH OTHER 250 0 0
MAY DEPT STORES CO 1 COM & 1 COMMON STOCK 577778103 116 5644 SH OTHER 5644 0 0
MCDONALDS CORP 1 COM & 1 TAKEO COMMON STOCK 580135101 1276 42270 SH OTHER 39470 0 2800
MDU RES GROUP INC 1 COM & 1 COMMON STOCK 552690109 292 9817 SH OTHER 9817 0 0
MEADE INSTRUMENTS CORP COMMON STOCK 583062104 4 200 SH OTHER 0 0 200
MEDIX RESOURCES INC COMMON STOCK 585011109 8 4000 SH OTHER 4000 0 0
MEDTRONIC INC 1 COM & 1 TAKEOV COMMON STOCK 585055106 4156 80221 SH OTHER 75271 4000 950
MERCK & CO INC COMMON STOCK 589331107 6886 92501 SH OTHER 90851 1000 650
MERRILL LYNCH & CO INC COMMON STOCK 590188108 66 1000 SH OTHER 1000 0 0
METROCALL INC COMMON STOCK 591647102 2 750 SH OTHER 750 0 0
MICROS SYS INC COMMON STOCK 594901100 14 900 SH OTHER 900 0 0
MICROSOFT CORP COMMON STOCK 594918104 3344 55440 SH OTHER 54090 740 610
MILLIPORE CORP 1 COM & 1 TAKEO COMMON STOCK 601073109 10 200 SH OTHER 0 0 200
MINNESOTA MNG & MFG CO COMMON STOCK 604059105 1308 14349 SH OTHER 13589 0 760
MONY GROUP INC COMMON STOCK 615337102 7 174 SH OTHER 174 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 2684 16428 SH OTHER 16228 200 0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 138 1504 SH OTHER 1504 0 0
MORTON INDL GROUP INC CLASS A COMMON STOCK 619328107 0 1 SH OTHER 1 0 0
MOTOROLA INC COMMON STOCK 620076109 1871 66242 SH OTHER 61946 0 4296
NATIONAL CITY CORP COMMON STOCK 635405103 170 7662 SH OTHER 7662 0 0
NCR CORPORATION COM COMMON STOCK 62886E108 3 69 SH OTHER 0 0 69
NEWELL RUBBERMAID INC COMMON STOCK 651229106 105 4600 SH OTHER 4000 0 600
NEXTERA ENTERPRISES INC-A COMMON STOCK 65332E101 2 500 SH OTHER 500 0 0
NIKE INC CL B COMMON STOCK 654106103 24 600 SH OTHER 300 0 300
NISOURCE INC COMMON STOCK 65473P105 102 4199 SH OTHER 4199 0 0
NORTHPOINT COMMUNICATIONS COMMON STOCK 666610100 4 500 SH OTHER 500 0 0
NORTHROP GRUMMAN CORP 1 COM & COMMON STOCK 666807102 55 600 SH OTHER 0 0 600
NOVELL INC 1 COM & 1 TAKEOVER COMMON STOCK 670006105 10 1000 SH OTHER 1000 0 0
OFFICE DEPOT INC COMMON STOCK 676220106 7 862 SH OTHER 862 0 0
OGE ENERGY CORP COM COMMON STOCK 670837103 9 400 SH OTHER 400 0 0
OMNICOM GROUP COMMON STOCK 681919106 17 228 SH OTHER 0 0 228
ORACLE CORPORATION 1 COM & 1 COMMON STOCK 68389X105 841 10675 SH OTHER 10525 150 0
PALM INC COMMON STOCK 696642107 8 150 SH OTHER 0 150 0
PENNEY J C INC COMMON STOCK 708160106 1 114 SH OTHER 114 0 0
PEOPLESOFT INC 1 COM & COMMON STOCK 712713106 224 8000 SH OTHER 8000 0 0
PEPSICO INC COMMON STOCK 713448108 1328 28865 SH OTHER 27565 0 1300
PETSMART INC COM COMMON STOCK 716768106 5 1000 SH OTHER 1000 0 0
PFIZER INC COMMON STOCK 717081103 3854 85764 SH OTHER 85064 0 700
PG&E CORP COM COMMON STOCK 69331C108 12 500 SH OTHER 500 0 0
PHARMACIA CORP COMMON STOCK 71713U102 842 13985 SH OTHER 12135 0 1850
PHELPS DODGE CORP 1 COM & 1 COMMON STOCK 717265102 25 600 SH OTHER 0 0 600
PHILIP MORRIS COS COM COMMON STOCK 718154107 1203 40867 SH OTHER 40417 450 0
PIEDMONT NAT GAS INC COMMON STOCK 720186105 91 2962 SH OTHER 2962 0 0
PINNACLE WEST CAP CORP 1 COM & COMMON STOCK 723484101 362 7115 SH OTHER 6714 401 0
PITNEY BOWES INC 1 COM & 1 COMMON STOCK 724479100 756 19160 SH OTHER 18360 800 0
PLUM CREEK TIMBER CO INC COMMON STOCK 729251108 7 300 SH OTHER 300 0 0
PMC SIERRA INC COM COMMON STOCK 69344F106 54 250 SH OTHER 250 0 0
PPL CORPORATION COMMON STOCK 69351T106 25 600 SH OTHER 600 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 841 12550 SH OTHER 12500 0 50
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 298 6663 SH OTHER 5538 750 375
QUALCOMM INC COMMON STOCK 747525103 12 175 SH OTHER 175 0 0
QUEPASA.COM COMMON STOCK 74833W107 0 100 SH OTHER 0 0 100
QWEST COMMUNICATIONS INTL INC COMMON STOCK 749121109 641 13332 SH OTHER 12016 528 788
R H DONNELLEY CORP COMMON STOCK 74955W307 1 30 SH OTHER 30 0 0
RAVEN INDS INC 1 COM & 1 TAKEO COMMON STOCK 754212108 37 2350 SH OTHER 2350 0 0
RAYTHEON CO CL A COMMON STOCK 755111309 2 63 SH OTHER 63 0 0
RAYTHEON CO CL B COMMON STOCK 755111408 11 400 SH OTHER 400 0 0
RELIANT ENERGY INC COMMON STOCK 75952J108 251 5400 SH OTHER 5400 0 0
ROHM & HAAS CO COMMON STOCK 775371107 9 298 SH OTHER 298 0 0
ROWECOM INC COMMON STOCK 77957X108 0 120 SH OTHER 0 0 120
SAFEWAY INC COM NEW COMMON STOCK 786514208 152 3260 SH OTHER 3260 0 0
SARA LEE CORP COMMON STOCK 803111103 66 3240 SH OTHER 3240 0 0
SBC COMMUNICATIONS INC COM COMMON STOCK 78387G103 3328 66561 SH OTHER 59066 4116 3379
SCHERING PLOUGH CORP COMMON STOCK 806605101 211 4535 SH OTHER 4535 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 9 250 SH OTHER 250 0 0
SCIENTIFIC LEARNING CORP COMMON STOCK 808760102 1 100 SH OTHER 100 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 19 575 SH OTHER 575 0 0
SEMPRA ENERGY COM COMMON STOCK 816851109 17 806 SH OTHER 806 0 0
SIERRACITIES INC COMMON STOCK 826521106 31 10000 SH OTHER 10000 0 0
SOLECTRON CORP COMMON STOCK 834182107 6 125 SH OTHER 125 0 0
SOUTHERN CO COMMON STOCK 842587107 176 5440 SH OTHER 5440 0 0
SOUTHWEST GAS CORP COMMON STOCK 844895102 2 100 SH OTHER 100 0 0
ST PAUL COS INC COMMON STOCK 792860108 224 4550 SH OTHER 0 0 4550
STATE STREET CORP COM COMMON STOCK 857477103 1552 11942 SH OTHER 11942 0 0
STORA ENSO OJY - ADR COMMON STOCK 86210M106 44 5300 SH OTHER 5300 0 0
SUN MICROSYSTEMS INC COM COMMON STOCK 866810104 1441 12345 SH OTHER 11065 0 1280
SUPERIOR TELECOM INC COM COMMON STOCK 868365107 0 15 SH OTHER 15 0 0
SYCAMORE NETWORKS INC COMMON STOCK 871206108 43 400 SH OTHER 400 0 0
SYNAVANT INC COMMON STOCK 87157A105 2 236 SH OTHER 236 0 0
T R W INC 1 COM & 1 TAKEOVER R COMMON STOCK 872649108 41 1000 SH OTHER 1000 0 0
TARGET CORP COMMON STOCK 87612E106 1229 47960 SH OTHER 44060 3600 300
TENFOLD CORPORATION COMMON STOCK 88033A103 9 2000 SH OTHER 2000 0 0
TEXACO INC COMMON STOCK 881694103 522 9944 SH OTHER 9322 0 622
TEXAS INSTRS INC COMMON STOCK 882508104 468 9912 SH OTHER 6640 0 3272
TOMPKINS TRUSTCO INC COMMON STOCK 890110109 3 100 SH OTHER 100 0 0
TRANSOCEAN SEDCO FOREX INC COMMON STOCK G90078109 50 853 SH OTHER 853 0 0
TRICON GLOBAL RESTAURANTS, INC COMMON STOCK 895953107 13 440 SH OTHER 440 0 0
TXU CORP COMMON STOCK 873168108 48 1210 SH OTHER 1080 130 0
TYCO INTL LTD NEW COM COMMON STOCK 902124106 261 5022 SH OTHER 5022 0 0
UBRANDIT COM COMMON STOCK 90347Q105 1 500 SH OTHER 500 0 0
UNICOM CORP COM COMMON STOCK 904911104 6 100 SH OTHER 100 0 0
UNION PAC CORP COMMON STOCK 907818108 17 430 SH OTHER 430 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 530 7660 SH OTHER 7660 0 0
US BANCORP DEL COM COMMON STOCK 902973106 1269 55773 SH OTHER 53073 1500 1200
USA EDUCATION INC COMMON STOCK 90390U102 13 280 SH OTHER 0 0 280
VECTREN CORP COMMON STOCK 92240G101 69 3400 SH OTHER 3400 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1662 34322 SH OTHER 30932 822 2568
VISTEON CORP COMMON STOCK 92839U107 5 315 SH OTHER 315 0 0
VOICESTREAM WIRELESS CORP COMMON STOCK 928615103 19 165 SH OTHER 165 0 0
WADDELL & REED FINANCIAL INC C COMMON STOCK 930059100 14 450 SH OTHER 450 0 0
WAL MART STORES INC COMMON STOCK 931142103 3610 75019 SH OTHER 72344 0 2675
WALGREEN CO COMMON STOCK 931422109 648 17080 SH OTHER 17080 0 0
WASHINGTON POST CO CL B COMMON STOCK 939640108 106 200 SH OTHER 200 0 0
WASTE MANAGEMENT NZ LTD - NEW COMMON STOCK 94106L109 14 797 SH OTHER 797 0 0
WAVE SYSTEMS CORP CLASS A COMMON STOCK 943526103 1 50 SH OTHER 50 0 0
WELLS FARGO CO COMMON STOCK 949746101 7151 155661 SH OTHER 140007 12024 3630
WILLIAMS COS INC 1 COM & 1 COMMON STOCK 969457100 23 554 SH OTHER 554 0 0
WISCONSIN ENERGY CORP COM COMMON STOCK 976657106 44 2212 SH OTHER 2212 0 0
WORLDCOM INC COMMON STOCK 98157D106 1211 39869 SH OTHER 38932 562 375
WPS RES CORP COM COMMON STOCK 92931B106 85 2600 SH OTHER 2600 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 344 4600 SH OTHER 3400 1200 0
XCEL ENERGY INC COMMON STOCK 98389B100 442 16068 SH OTHER 11243 4252 573
XEROX CORP COMMON STOCK 984121103 34 2225 SH OTHER 2225 0 0
YAHOO INC COM COMMON STOCK 984332106 8 90 SH OTHER 90 0 0
BLACKROCK TARGET TERM TR INC C COMMON STOCK 092476100 25 2544 SH OTHER 1744 800 0
MFS CHARTER INCOME TR SH BEN I COMMON STOCK 552727109 35 4100 SH OTHER 0 4100 0
MFS GOVT MKTS INCOME TR SH BEN COMMON STOCK 552939100 1 200 SH OTHER 0 0 200
MFS INTER INCOME TR SH BEN INT COMMON STOCK 55273C107 6 900 SH OTHER 900 0 0
AEGON N V ORD AMER REG COMMON STOCK 007924103 104 2794 SH OTHER 1934 0 860
BG GROUP PLC-SPON ADR COMMON STOCK 055434203 5 156 SH OTHER 156 0 0
BIOMIRA INC COM COMMON STOCK 09161R106 11 1000 SH OTHER 1000 0 0
BP AMOCO ADR COMMON STOCK 055622104 1326 25026 SH OTHER 22958 1412 656
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 506 34160 SH OTHER 33400 0 760
GALLAHER GROUP PLC SPONSORED A COMMON STOCK 363595109 104 4494 SH OTHER 3494 0 1000
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK 37733W105 671 11097 SH OTHER 10097 0 1000
HARMONY GOLD MNG LTD COMMON STOCK 413216300 0 58 SH OTHER 58 0 0
MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 26 1274 SH OTHER 1274 0 0
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 568 14275 SH OTHER 13775 0 500
NORTEL NETWORKS CORP COMMON STOCK 656568102 19 325 SH OTHER 150 0 175
ROYAL DUTCH PETRO-NY SHARES COMMON STOCK 780257804 537 8957 SH OTHER 7957 1000 0
SCHLUMBERGER LTD ADR COMMON STOCK 806857108 1084 13174 SH OTHER 13174 0 0
SCOTTISH PWR PLC COMMON STOCK 81013T705 59 1963 SH OTHER 1662 301 0
SHELL TRANS & TRADING PLC NEW COMMON STOCK 822703609 12 242 SH OTHER 242 0 0
SMITHKLINE BEECHAM ADR COMMON STOCK 832378301 391 5700 SH OTHER 5400 0 300
VODAFONE GROUP PLC-SPONS ADR COMMON STOCK 92857W100 834 22550 SH OTHER 20800 1250 500
MORGAN STANLEY DEAN WITTER OTHER 61745P866 43 3000 SH OTHER 3000 0 0
PUTNAM MANAGED MUN INCOME TR OTHER 746823103 0 39 SH OTHER 0 0 39
VOYAGEUR AZ MUN INCOME FD COM OTHER 928924109 24 1760 SH OTHER 1760 0 0
TCW CONV SECS FD INC OTHER 872340104 12 1000 SH OTHER 1000 0 0
</TABLE>
