<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/30/00
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: WELLS FARGO BANK ARIZONA, N.A.
ADDRESS: 100 W. WASHINGTON
PHOENIX, AZ 85003
13F FILE NUMBER: 28-6334
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: F. HARLAN LOFFMAN
TITLE: SENIOR VICE PRESIDENT
PHONE: (602) 348-4810
SIGNATURE,PLACE,AND DATE OF SIGNING:
F. HARLAN LOFFMAN SCOTTSDALE, AZ 8/14/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 317
FORM 13F INFORMATION TABLE VALUE TOTAL: $174,180
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T CORP COM COMMON STOCK 001957109 1993 63029 SH OTHER 57608 3175 2246
ABBOTT LABS COMMON STOCK 002824100 223 5000 SH OTHER 5000 0 0
ABGENIX INC COMMON STOCK 00339B107 8 70 SH OTHER 70 0 0
AETNA INC COM COMMON STOCK 008117103 4 66 SH OTHER 66 0 0
AFLAC INC COMMON STOCK 001055102 78 1700 SH OTHER 1700 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 285 3866 SH OTHER 3790 0 76
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 6 200 SH OTHER 200 0 0
ALLMERICA FINL CORP COM COMMON STOCK 019754100 79 1511 SH OTHER 1511 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 29 1312 SH OTHER 1312 0 0
ALLTEL CORP 1 COM & 1 TAKEOVER COMMON STOCK 020039103 90 1452 SH OTHER 0 0 1452
AMEREN CORP COM COMMON STOCK 023608102 61 1821 SH OTHER 1821 0 0
AMERICA ONLINE INC DEL COM COMMON STOCK 02364J104 516 9800 SH OTHER 9625 0 175
AMERICAN ELEC PWR INC COMMON STOCK 025537101 57 1925 SH OTHER 1925 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 3824 73358 SH OTHER 72758 600 0
AMERICAN GEN CORP COMMON STOCK 026351106 165 2705 SH OTHER 2705 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 4320 73535 SH OTHER 70335 800 2400
AMERICAN INTL GROUP INC COMMON STOCK 026874107 1051 8945 SH OTHER 8845 0 100
AMGEN INC COMMON STOCK 031162100 697 9915 SH OTHER 9915 0 0
ANHEUSER BUSCH COS INC 1 COM & COMMON STOCK 035229103 45 600 SH OTHER 600 0 0
APACHE CORP COMMON STOCK 037411105 98 1674 SH OTHER 1674 0 0
APPLIED MATLS INC COMMON STOCK 038222105 18 200 SH OTHER 200 0 0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 3 156 SH OTHER 156 0 0
AT & T WIRELESS GROUP COMMON STOCK 001957406 1 50 SH OTHER 50 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 279 5200 SH OTHER 5200 0 0
AUTONATION INC COMMON STOCK 05329W102 71 10000 SH OTHER 10000 0 0
AVISTA CORP COMMON STOCK 05379B107 33 1910 SH OTHER 1910 0 0
BAKER HUGHES INC 1 COM & 1 COMMON STOCK 057224107 13 400 SH OTHER 400 0 0
BALL CORP 1 COM & 1 TAKEOVER R COMMON STOCK 058498106 64 2000 SH OTHER 2000 0 0
BANK NEW YORK INC 1 COM & 1 COMMON STOCK 064057102 19 400 SH OTHER 0 0 400
BANK OF AMERICA CORP COMMON STOCK 060505104 43 1000 SH OTHER 1000 0 0
BANK ONE CORP COMMON STOCK 06423A103 342 12871 SH OTHER 6457 3993 2421
BAXTER INTL INC COMMON STOCK 071813109 77 1100 SH OTHER 1100 0 0
BELL ATLANTIC CORP 1 COM & 1 COMMON STOCK 077853109 562 11069 SH OTHER 10177 212 680
BELLSOUTH CORP COMMON STOCK 079860102 613 14385 SH OTHER 10357 272 3756
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 269 5 SH OTHER 5 0 0
BESTFOODS COM COMMON STOCK 08658U101 378 5456 SH OTHER 5456 0 0
BIOGEN INC 1 COM & 1 TAKEOVER COMMON STOCK 090597105 6 100 SH OTHER 100 0 0
BOEING CO COMMON STOCK 097023105 738 17654 SH OTHER 17454 0 200
BOSTON SCIENTIFIC CORP COM COMMON STOCK 101137107 15 700 SH OTHER 700 0 0
BRENTON BKS INC COMMON STOCK 107211104 14 1000 SH OTHER 1000 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3615 62060 SH OTHER 60360 1300 400
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 57 2475 SH OTHER 2475 0 0
BURLINGTON RES INC COM COMMON STOCK 122014103 6 150 SH OTHER 150 0 0
CAPITAL TITLE GROUP INC COM COMMON STOCK 140919101 14 10000 SH OTHER 10000 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 9 124 SH OTHER 124 0 0
CATERPILLAR INC 1 COM & TAKEOV COMMON STOCK 149123101 65 1919 SH OTHER 1919 0 0
CENTRAL VT PUB SVC CORP COMMON STOCK 155771108 3 266 SH OTHER 266 0 0
CHASE MANHATTAN CORP NEW COM COMMON STOCK 16161A108 862 18709 SH OTHER 18709 0 0
CHEVRON CORP COMMON STOCK 166751107 1450 17097 SH OTHER 15785 962 350
CIENA CORP COM COMMON STOCK 171779101 8 50 SH OTHER 50 0 0
CIGNA CORP COMMON STOCK 125509109 94 1000 SH OTHER 1000 0 0
CINERGY CORP COM COMMON STOCK 172474108 12 465 SH OTHER 465 0 0
CISCO SYS INC COMMON STOCK 17275R102 8003 125901 SH OTHER 123141 2000 760
CITIGROUP INC COMMON STOCK 172967101 694 11524 SH OTHER 10462 594 468
CITRIX SYS INC COM COMMON STOCK 177376100 2 100 SH OTHER 100 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 43 578 SH OTHER 578 0 0
CLEARWORKS.NET INC COMMON STOCK 185395100 20 4000 SH OTHER 4000 0 0
COCA COLA CO COMMON STOCK 191216100 829 14427 SH OTHER 14027 0 400
COCA COLA ENTERPRISES INC COMMON STOCK 191219104 16 1000 SH OTHER 1000 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 311 5200 SH OTHER 5200 0 0
COMMERCE ONE INC COMMON STOCK 200693109 5 120 SH OTHER 0 0 120
COMPAQ COMPUTER CORP 1 COM & 1 COMMON STOCK 204493100 24 950 SH OTHER 200 0 750
COMSAT CORP COM SER 1 COMMON STOCK 20564D107 2 100 SH OTHER 100 0 0
CONAGRA INC COMMON STOCK 205887102 8668 454691 SH OTHER 102784 347767 4140
CONECTIV INC CLASS A COM COMMON STOCK 206829202 0 18 SH OTHER 18 0 0
CONECTIV INC COM COMMON STOCK 206829103 9 562 SH OTHER 562 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 36 1200 SH OTHER 1200 0 0
CONSOLIDATED PAPERS INC COMMON STOCK 209759109 37 1000 SH OTHER 1000 0 0
CORN PRODS INTL INC COM COMMON STOCK 219023108 17 651 SH OTHER 651 0 0
CORNING INC COMMON STOCK 219350105 243 900 SH OTHER 600 300 0
CTG RES INC COM COMMON STOCK 125957100 37 1000 SH OTHER 1000 0 0
CUBIST PHARMACEUTICALS INC COMMON STOCK 229678107 25 500 SH OTHER 500 0 0
CVS CORP COM COMMON STOCK 126650100 16 400 SH OTHER 400 0 0
DAKTRONICS INC COM COMMON STOCK 234264109 60 6000 SH OTHER 0 6000 0
DELL COMPUTER CORP COMMON STOCK 247025109 15 300 SH OTHER 300 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 36 2446 SH OTHER 1023 0 1423
DELUXE CORP 1 COM & 1 TAKEOVER COMMON STOCK 248019101 12 500 SH OTHER 500 0 0
DIAMOND OFFSHORE DRILLING INC COMMON STOCK 25271C102 25 700 SH OTHER 700 0 0
DISNEY WALT CO COM COMMON STOCK 254687106 1157 29800 SH OTHER 26400 2800 600
DOMINION RES INC VA COMMON STOCK 25746U109 98 2293 SH OTHER 2293 0 0
DOW CHEM CO COMMON STOCK 260543103 161 5328 SH OTHER 5328 0 0
DPL INC 1 COM & 1 TAKEOVER RT COMMON STOCK 233293109 106 4837 SH OTHER 4837 0 0
DQE INC COMMON STOCK 23329J104 6 150 SH OTHER 150 0 0
DTE ENERGY CO COM COMMON STOCK 233331107 5 176 SH OTHER 176 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1209 27627 SH OTHER 27227 0 400
DUKE ENERGY CORP COMMON STOCK 264399106 1 20 SH OTHER 20 0 0
DUN & BRADSTREET CORP COM COMMON STOCK 26483B106 55 1917 SH OTHER 1917 0 0
E M C CORP MASS COMMON STOCK 268648102 1376 17890 SH OTHER 17420 0 470
EASTMAN CHEM CO COM COMMON STOCK 277432100 4 83 SH OTHER 0 0 83
EASTMAN KODAK CO COMMON STOCK 277461109 437 7346 SH OTHER 7012 0 334
ECOLAB INC 1 COM & 1 TAKEOVER COMMON STOCK 278865100 541 13850 SH OTHER 13850 0 0
EDISON INTL COM COMMON STOCK 281020107 115 5616 SH OTHER 5616 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 4 220 SH OTHER 220 0 0
ELECTRONIC DATA SYS CORP NEW C COMMON STOCK 285661104 91 2200 SH OTHER 1600 0 600
ELECTRONICS FOR IMAGING INC CO COMMON STOCK 286082102 8 300 SH OTHER 300 0 0
ELI LILLY & CO 1 COM & 1 TAKEO COMMON STOCK 532457108 513 5140 SH OTHER 2740 2000 400
EMERSON ELEC CO COMMON STOCK 291011104 452 7480 SH OTHER 7480 0 0
ENERGY EAST CORP COM COMMON STOCK 29266M109 22 1146 SH OTHER 1146 0 0
ENRON CORP COM COMMON STOCK 293561106 564 8750 SH OTHER 8750 0 0
EQUITABLE RES INC COMMON STOCK 294549100 22 451 SH OTHER 451 0 0
EXODUS COMMUNICATIONS INC COM COMMON STOCK 302088109 25 550 SH OTHER 550 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 5308 67621 SH OTHER 60721 1128 5772
FANNIE MAE COMMON STOCK 313586109 84 1600 SH OTHER 1600 0 0
FEDERAL MOGUL CORP COMMON STOCK 313549107 9 909 SH OTHER 909 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 349 5522 SH OTHER 5522 0 0
FIRST COMMONWEALTH FINL CORP C COMMON STOCK 319829107 359 39624 SH OTHER 39624 0 0
FIRST UN CORP COMMON STOCK 337358105 26 1050 SH OTHER 1050 0 0
FIRSTAR CORPORATION COMMON STOCK 33763V109 21 1000 SH OTHER 1000 0 0
FLEET BOSTON FINANCIAL CORP COMMON STOCK 339030108 255 7492 SH OTHER 7492 0 0
FORD MOTOR CO DEL COMMON STOCK 345370100 128 2968 SH OTHER 2968 0 0
FORTIS SECS INC COM COMMON STOCK 34955T100 2 233 SH OTHER 233 0 0
FORTUNE BRANDS INC COM COMMON STOCK 349631101 187 8120 SH OTHER 5681 0 2439
FPL GROUP INC 1 COM & 1 TAKEOV COMMON STOCK 302571104 84 1700 SH OTHER 1200 0 500
FRANKLIN RES INC COMMON STOCK 354613101 24 800 SH OTHER 800 0 0
FREDDIE MAC COMMON STOCK 313400301 122 3000 SH OTHER 3000 0 0
FRISBY TECHNOLOGIES INC COMMON STOCK 358743102 5 1000 SH OTHER 1000 0 0
FUSION MED TECHNOLOGIES INC COMMON STOCK 361128101 16 1000 SH OTHER 1000 0 0
GANNETT INC 1 COM & 1 TAKEOVER COMMON STOCK 364730101 145 2428 SH OTHER 2428 0 0
GAP INC COMMON STOCK 364760108 12 375 SH OTHER 375 0 0
GARTNER GROUP INC-CL COMMON STOCK 366651206 5 524 SH OTHER 524 0 0
GENERAL ELEC CO COMMON STOCK 369604103 15947 300889 SH OTHER 286039 6600 8250
GENERAL MILLS INC 1 COM & 1 COMMON STOCK 370334104 398 10400 SH OTHER 9400 800 200
GENERAL MTRS CORP COMMON STOCK 370442105 361 6218 SH OTHER 4182 0 2036
GENERAL MTRS CORP CL H NEW COMMON STOCK 370442832 2 22 SH OTHER 22 0 0
GEORGIA PAC (GEORGIA-PAC GP) COMMON STOCK 373298108 6 225 SH OTHER 225 0 0
GILLETTE CO COM COMMON STOCK 375766102 355 10152 SH OTHER 9852 0 300
GLATFELTER P H CO COMMON STOCK 377316104 19 1840 SH OTHER 1840 0 0
GLOBAL CROSSING LTD COMMON STOCK G3921A100 8 300 SH OTHER 300 0 0
GOODRICH B F CO 1 COM & 1 TAKE COMMON STOCK 382388106 7 200 SH OTHER 200 0 0
GOODYEAR TIRE & RUBR CO 1 COM COMMON STOCK 382550101 4 200 SH OTHER 200 0 0
GREAT LAKES CHEM CORP 1 COM & COMMON STOCK 390568103 6 200 SH OTHER 200 0 0
GTE CORP COMMON STOCK 362320103 1248 20051 SH OTHER 18003 500 1548
GUIDANT CORP COM COMMON STOCK 401698105 46 922 SH OTHER 922 0 0
HARLEY DAVIDSON INC 1 COM & 1 COMMON STOCK 412822108 96 2500 SH OTHER 2500 0 0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 11 200 SH OTHER 200 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 155 3200 SH OTHER 3200 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 1229 9838 SH OTHER 9638 0 200
HOME DEPOT INC COMMON STOCK 437076102 4630 92712 SH OTHER 85587 3900 3225
HOMESTAKE MNG CO 1 COM & 1 COMMON STOCK 437614100 21 3000 SH OTHER 3000 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 812 24116 SH OTHER 22429 0 1687
HOUSEHOLD INTL INC COM COMMON STOCK 441815107 62 1500 SH OTHER 1500 0 0
HUBBELL INC CL B COMMON STOCK 443510201 13 508 SH OTHER 508 0 0
HUNTINGTON BANCSHARES INC 1 CO COMMON STOCK 446150104 99 6270 SH OTHER 6270 0 0
IDACORP INC COMMON STOCK 451107106 32 1000 SH OTHER 1000 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 206 3612 SH OTHER 3612 0 0
IMS HEALTH INC COM COMMON STOCK 449934108 85 4734 SH OTHER 4734 0 0
INTEL CORP COM COMMON STOCK 458140100 10830 81009 SH OTHER 79609 600 800
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 2117 19321 SH OTHER 15357 256 3708
INTERNATIONAL FIBERCOM INC COM COMMON STOCK 45950T101 26 1000 SH OTHER 1000 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 4 122 SH OTHER 122 0 0
IPALCO ENTERPRISES INC COMMON STOCK 462613100 54 2700 SH OTHER 1800 0 900
JDS UNIPHASE CORP COMMON STOCK 46612J101 12 100 SH OTHER 100 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3208 31490 SH OTHER 30185 0 1305
KANSAS CITY PWR & LT CO COMMON STOCK 485134100 34 1500 SH OTHER 1500 0 0
KEEBLER FOODS CO COM COMMON STOCK 487256109 9 250 SH OTHER 250 0 0
KELLOGG CO COMMON STOCK 487836108 24 800 SH OTHER 800 0 0
KEYCORP NEW COM COMMON STOCK 493267108 51 2886 SH OTHER 2886 0 0
KIMBERLY CLARK CORP 1 COM & 1 COMMON STOCK 494368103 178 3100 SH OTHER 2700 400 0
LEADING BRANDS INC COMMON STOCK 52170U108 8 4000 SH OTHER 4000 0 0
LEAP WIRELESS INTL INC COMMON STOCK 521863100 5 100 SH OTHER 100 0 0
LEVEL 3 COMMUNICATIONS INC COM COMMON STOCK 52729N100 18 200 SH OTHER 200 0 0
LIFECORE BIOMEDICAL INC COMMON STOCK 532187101 1 150 SH OTHER 150 0 0
LOWES COS INC 1 COM & 1 TAKEOV COMMON STOCK 548661107 57 1400 SH OTHER 1400 0 0
LUCENT TECHNOLOGIES INC COM COMMON STOCK 549463107 5410 91315 SH OTHER 86221 2916 2178
MADISON GAS & ELEC CO COMMON STOCK 557497104 44 2250 SH OTHER 2250 0 0
MARRIOTT INTERNATIONAL INC CLA COMMON STOCK 571903202 18 500 SH OTHER 500 0 0
MARSH & MCLENNAN COS INC 1 COM COMMON STOCK 571748102 251 2400 SH OTHER 2400 0 0
MARSHALL & ILSLEY CORP COMMON STOCK 571834100 87 2095 SH OTHER 2095 0 0
MAY DEPT STORES CO 1 COM & 1 COMMON STOCK 577778103 218 9094 SH OTHER 9094 0 0
MCDONALDS CORP 1 COM & 1 TAKEO COMMON STOCK 580135101 1433 43519 SH OTHER 40719 0 2800
MDU RES GROUP INC 1 COM & 1 COMMON STOCK 552690109 45 2100 SH OTHER 2100 0 0
MEADE INSTRUMENTS CORP COMMON STOCK 583062104 5 200 SH OTHER 0 0 200
MEDIAONE GROUP INC COM COMMON STOCK 58440J104 342 5168 SH OTHER 4484 240 444
MEDIX RESOURCES INC COMMON STOCK 585011109 10 4000 SH OTHER 4000 0 0
MEDTRONIC INC 1 COM & 1 TAKEOV COMMON STOCK 585055106 3957 79435 SH OTHER 74485 4000 950
MERCK & CO INC COMMON STOCK 589331107 8016 104612 SH OTHER 102962 1000 650
MERRILL LYNCH & CO INC 1 COM & COMMON STOCK 590188108 58 500 SH OTHER 500 0 0
METROCALL INC COMMON STOCK 591647102 7 750 SH OTHER 750 0 0
MICROS SYS INC COMMON STOCK 594901100 17 900 SH OTHER 900 0 0
MICROSOFT CORP COMMON STOCK 594918104 4886 61072 SH OTHER 59722 740 610
MILLIPORE CORP 1 COM & 1 TAKEO COMMON STOCK 601073109 15 200 SH OTHER 0 0 200
MINNESOTA MNG & MFG CO COMMON STOCK 604059105 1196 14499 SH OTHER 13739 0 760
MINNESOTA PWR INC COMMON STOCK 604110106 14 800 SH OTHER 800 0 0
MOMENTUM BUSINESS APPLICATIONS COMMON STOCK 60877P108 1 160 SH OTHER 160 0 0
MONY GROUP INC COMMON STOCK 615337102 6 174 SH OTHER 174 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 2065 18749 SH OTHER 18549 200 0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 125 1504 SH OTHER 1504 0 0
MORTON INDL GROUP INC CLASS A COMMON STOCK 619328107 0 1 SH OTHER 1 0 0
MOTOROLA INC COMMON STOCK 620076109 2193 75468 SH OTHER 71172 0 4296
NATIONAL CITY CORP COMMON STOCK 635405103 131 7662 SH OTHER 7662 0 0
NCR CORPORATION COM COMMON STOCK 62886E108 3 69 SH OTHER 0 0 69
NEW CENTY ENERGIES INC COM COMMON STOCK 64352U103 20 655 SH OTHER 285 0 370
NEWELL RUBBERMAID INC COMMON STOCK 651229106 138 5350 SH OTHER 4750 0 600
NEXTERA ENTERPRISES INC-A COMMON STOCK 65332E101 2 500 SH OTHER 500 0 0
NIKE INC CL B COMMON STOCK 654106103 24 600 SH OTHER 300 0 300
NISOURCE INC COMMON STOCK 65473P105 78 4199 SH OTHER 4199 0 0
NORTHERN STS PWR CO MN COMMON STOCK 665772109 304 15054 SH OTHER 10802 4252 0
NORTHPOINT COMMUNICATIONS COMMON STOCK 666610100 6 500 SH OTHER 500 0 0
NORTHROP GRUMMAN CORP 1 COM & COMMON STOCK 666807102 40 600 SH OTHER 0 0 600
NOVELL INC 1 COM & 1 TAKEOVER COMMON STOCK 670006105 9 1000 SH OTHER 1000 0 0
OFFICE DEPOT INC COMMON STOCK 676220106 5 862 SH OTHER 862 0 0
OGE ENERGY CORP COM COMMON STOCK 670837103 7 400 SH OTHER 400 0 0
OMNICOM GROUP COMMON STOCK 681919106 20 228 SH OTHER 0 0 228
ORACLE CORPORATION 1 COM & 1 COMMON STOCK 68389X105 782 9300 SH OTHER 9300 0 0
PALM INC COMMON STOCK 696642107 5 150 SH OTHER 0 150 0
PENNEY J C INC 1 COM & 1 TAKEO COMMON STOCK 708160106 2 114 SH OTHER 114 0 0
PEOPLESOFT INC 1 COM & COMMON STOCK 712713106 134 8000 SH OTHER 8000 0 0
PEPSICO INC COMMON STOCK 713448108 1304 29350 SH OTHER 28050 0 1300
PETSMART INC COM COMMON STOCK 716768106 4 1100 SH OTHER 1100 0 0
PFIZER INC COMMON STOCK 717081103 4294 89465 SH OTHER 88765 0 700
PG&E CORP COM COMMON STOCK 69331C108 17 700 SH OTHER 700 0 0
PHARMACIA CORP COMMON STOCK 71713U102 848 16410 SH OTHER 14560 0 1850
PHELPS DODGE CORP 1 COM & 1 COMMON STOCK 717265102 22 600 SH OTHER 0 0 600
PHILIP MORRIS COS COM COMMON STOCK 718154107 1128 42467 SH OTHER 42017 450 0
PIEDMONT NAT GAS INC COMMON STOCK 720186105 79 2962 SH OTHER 2962 0 0
PINNACLE WEST CAP CORP 1 COM & COMMON STOCK 723484101 241 7115 SH OTHER 6714 401 0
PITNEY BOWES INC 1 COM & 1 COMMON STOCK 724479100 795 19880 SH OTHER 19080 800 0
PLUM CREEK TIMBER CO INC COMMON STOCK 729251108 8 300 SH OTHER 300 0 0
PMC SIERRA INC COM COMMON STOCK 69344F106 44 250 SH OTHER 250 0 0
POTOMAC ELEC PWR CO COMMON STOCK 737679100 13 500 SH OTHER 0 0 500
PPL CORPORATION COMMON STOCK 69351T106 13 600 SH OTHER 600 0 0
PRESSTEK, INC COM COMMON STOCK 741113104 2 100 SH OTHER 100 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 668 11675 SH OTHER 11625 0 50
PUBLIC STORAGE INC COM COMMON STOCK 74460D109 47 2000 SH OTHER 2000 0 0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 231 6663 SH OTHER 5538 750 375
QUALCOMM INC COMMON STOCK 747525103 45 750 SH OTHER 750 0 0
QUEPASA.COM COMMON STOCK 74833W107 0 100 SH OTHER 0 0 100
QWEST COMMUNICATIONS INTL INC COMMON STOCK 749121109 25 500 SH OTHER 500 0 0
R H DONNELLEY CORP COMMON STOCK 74955W307 1 30 SH OTHER 30 0 0
RAVEN INDS INC 1 COM & 1 TAKEO COMMON STOCK 754212108 42 3000 SH OTHER 3000 0 0
RAYTHEON CO CL A COMMON STOCK 755111309 1 63 SH OTHER 63 0 0
RAYTHEON CO CL B COMMON STOCK 755111408 8 400 SH OTHER 400 0 0
RELIANT ENERGY INC COMMON STOCK 75952J108 160 5400 SH OTHER 5400 0 0
ROHM & HAAS CO COMMON STOCK 775371107 10 298 SH OTHER 298 0 0
ROWECOM INC COMMON STOCK 77957X108 1 120 SH OTHER 0 0 120
SABA SOFTWARE INC COMMON STOCK 784932105 2 100 SH OTHER 100 0 0
SAFEWAY INC COM NEW COMMON STOCK 786514208 152 3375 SH OTHER 3375 0 0
SARA LEE CORP COMMON STOCK 803111103 63 3240 SH OTHER 3240 0 0
SBC COMMUNICATIONS INC COM COMMON STOCK 78387G103 2913 67353 SH OTHER 59858 4116 3379
SCHERING PLOUGH CORP 1 COM & 1 COMMON STOCK 806605101 264 5235 SH OTHER 5235 0 0
SCIENTIFIC LEARNING CORP COMMON STOCK 808760102 2 100 SH OTHER 100 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 19 575 SH OTHER 575 0 0
SEMPRA ENERGY COM COMMON STOCK 816851109 14 806 SH OTHER 806 0 0
SIERRACITIES INC COMMON STOCK 826521106 23 6000 SH OTHER 6000 0 0
SLM HLDG CORP COM COMMON STOCK 78442A109 10 280 SH OTHER 0 0 280
SOUTHERN CO COMMON STOCK 842587107 127 5440 SH OTHER 5440 0 0
SOUTHWEST GAS CORP COMMON STOCK 844895102 2 100 SH OTHER 100 0 0
ST PAUL COS INC COMMON STOCK 792860108 155 4550 SH OTHER 0 0 4550
STATE STREET CORP COM COMMON STOCK 857477103 1388 13086 SH OTHER 13086 0 0
STRYKER CORP COMMON STOCK 863667101 44 1000 SH OTHER 1000 0 0
SUN MICROSYSTEMS INC COM COMMON STOCK 866810104 1255 13805 SH OTHER 12125 0 1680
SUNSHINE MINING & REFINING COMMON STOCK 867833501 0 1000 SH OTHER 1000 0 0
SUPERIOR TELECOM INC COM COMMON STOCK 868365107 0 15 SH OTHER 15 0 0
T R W INC 1 COM & 1 TAKEOVER R COMMON STOCK 872649108 43 1000 SH OTHER 1000 0 0
TARGET CORP COMMON STOCK 87612E106 1599 27570 SH OTHER 25620 1800 150
TENFOLD CORPORATION COMMON STOCK 88033A103 16 1000 SH OTHER 1000 0 0
TEXACO INC COMMON STOCK 881694103 547 10264 SH OTHER 9642 0 622
TEXAS INSTRS INC COMMON STOCK 882508104 266 3872 SH OTHER 800 0 3072
TITAN CORP COMMON STOCK 888266103 3 75 SH OTHER 75 0 0
TOMPKINS TRUSTCO INC COMMON STOCK 890110109 2 100 SH OTHER 100 0 0
TRANSOCEAN SEDCO FOREX INC COMMON STOCK G90078109 53 993 SH OTHER 993 0 0
TRI CONTL CORP COMMON STOCK 895436103 52 2056 SH OTHER 2056 0 0
TRICON GLOBAL RESTAURANTS, INC COMMON STOCK 895953107 15 540 SH OTHER 540 0 0
TXU CORP COMMON STOCK 873168108 40 1360 SH OTHER 1230 130 0
TYCO INTL LTD NEW COM COMMON STOCK 902124106 238 5022 SH OTHER 5022 0 0
UBRANDIT COM COMMON STOCK 90347Q105 2 500 SH OTHER 500 0 0
UNICOM CORP COM COMMON STOCK 904911104 4 100 SH OTHER 100 0 0
UNION PAC CORP COMMON STOCK 907818108 16 430 SH OTHER 430 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 487 8275 SH OTHER 8275 0 0
US BANCORP DEL COM COMMON STOCK 902973106 1078 56023 SH OTHER 53323 1500 1200
US WEST INC COM COMMON STOCK 91273H101 726 8461 SH OTHER 7699 306 456
VECTREN CORP COMMON STOCK 92240G101 59 3400 SH OTHER 3400 0 0
VISTEON CORP COMMON STOCK 92839U107 5 389 SH OTHER 389 0 0
VOICESTREAM WIRELESS CORP COMMON STOCK 928615103 19 165 SH OTHER 165 0 0
WADDELL & REED FINANCIAL INC C COMMON STOCK 930059100 15 450 SH OTHER 450 0 0
WAL MART STORES INC COMMON STOCK 931142103 4611 80016 SH OTHER 77341 0 2675
WALGREEN CO COMMON STOCK 931422109 554 17200 SH OTHER 17200 0 0
WASHINGTON POST CO CL B COMMON STOCK 939640108 96 200 SH OTHER 200 0 0
WASTE MANAGEMENT NZ LTD - NEW COMMON STOCK 94106L109 19 1014 SH OTHER 1014 0 0
WAVE SYSTEMS CORP CLASS A COMMON STOCK 943526103 1 50 SH OTHER 50 0 0
WELLS FARGO CO COMMON STOCK 949746101 6452 166511 SH OTHER 150757 12124 3630
WILLIAMS COS INC 1 COM & 1 COMMON STOCK 969457100 23 554 SH OTHER 554 0 0
WISCONSIN ENERGY CORP COM COMMON STOCK 976657106 44 2212 SH OTHER 2212 0 0
WORLDCOM INC COMMON STOCK 98157D106 1918 41807 SH OTHER 40645 562 600
WPS RES CORP COM COMMON STOCK 92931B106 78 2600 SH OTHER 2600 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 377 4700 SH OTHER 3500 1200 0
XEROX CORP COMMON STOCK 984121103 81 3925 SH OTHER 3925 0 0
YAHOO INC COM COMMON STOCK 984332106 11 90 SH OTHER 90 0 0
BLACKROCK TARGET TERM TR INC C COMMON STOCK 092476100 24 2544 SH OTHER 1744 800 0
MFS CHARTER INCOME TR SH BEN I COMMON STOCK 552727109 35 4100 SH OTHER 0 4100 0
MFS GOVT MKTS INCOME TR SH BEN COMMON STOCK 552939100 1 200 SH OTHER 0 0 200
MFS INTER INCOME TR SH BEN INT COMMON STOCK 55273C107 6 900 SH OTHER 900 0 0
AEGON N V ORD AMER REG COMMON STOCK 007924103 100 2794 SH OTHER 1934 0 860
BG GROUP PLC-SPON ADR COMMON STOCK 055434203 5 156 SH OTHER 156 0 0
BIOMIRA INC COM COMMON STOCK 09161R106 9 1000 SH OTHER 1000 0 0
BP AMOCO ADR COMMON STOCK 055622104 1464 25887 SH OTHER 23819 1412 656
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 683 34160 SH OTHER 33400 0 760
GALLAHER GROUP PLC SPONSORED A COMMON STOCK 363595109 96 4494 SH OTHER 3494 0 1000
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK 37733W105 676 11697 SH OTHER 10697 0 1000
HARMONY GOLD MNG LTD COMMON STOCK 413216300 0 58 SH OTHER 58 0 0
KONINKLIJKE PHILIPS NV-W/I-ADR COMMON STOCK 500472204 122 2576 SH OTHER 2576 0 0
MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 23 1274 SH OTHER 1274 0 0
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 429 8600 SH OTHER 8400 0 200
NORTEL NETWORKS CORP COMMON STOCK 656568102 10 150 SH OTHER 150 0 0
ROYAL DUTCH PETRO-NY SHARES COMMON STOCK 780257804 556 9031 SH OTHER 8031 1000 0
SCHLUMBERGER LTD ADR COMMON STOCK 806857108 1017 13624 SH OTHER 13624 0 0
SCOTTISH PWR PLC COMMON STOCK 81013T705 66 1963 SH OTHER 1662 301 0
SHELL TRANS & TRADING PLC NEW COMMON STOCK 822703609 12 242 SH OTHER 242 0 0
SMITHKLINE BEECHAM ADR COMMON STOCK 832378301 372 5700 SH OTHER 5400 0 300
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 1013 24450 SH OTHER 22700 1250 500
MORGAN STANLEY FIN PLC PREFERRED STOCK 616906707 10 400 SH OTHER N.A. N.A. N.A.
MORGAN STANLEY DEAN WITTER OTHER 61745P866 42 3000 SH OTHER 3000 0 0
NUVEEN AZ PREM INCOME MUN FD I OTHER 67061W104 29 2000 SH OTHER 2000 0 0
NUVEEN INVT QUALITY MUN FD INC OTHER 67062E103 10 800 SH OTHER 800 0 0
PUTNAM MANAGED MUN INCOME TR OTHER 746823103 0 39 SH OTHER 0 0 39
VOYAGEUR AZ MUN INCOME FD COM OTHER 928924109 23 1760 SH OTHER 1760 0 0
TCW CONV SECS FD INC OTHER 872340104 11 1000 SH OTHER 1000 0 0
</TABLE>
