Supplement dated April 5, 1999
To the Prospectus of the AAL Variable Life Account I
Dated September 1, 1998
The following provision is made a part of the Prospectus and follows the section
entitled "General Information":
RESOLUTION OF DISPUTES
AAL has amended its Articles & Bylaws to provide a means for resolution of
disputes. The new Bylaw Section 13 prescribes the sole means to present and
resolve grievances, complaints or disputes brought by members, certificate
owners or beneficiaries, against AAL or its directors, officers, agents and
employees. Procedures set forth in the Bylaw are meant to provide prompt, fair
and efficient opportunities for dispute resolution, consistent with the
fraternal nature of AAL, without the delay and expense of formal legal
proceedings. The Bylaw provision describes the scope of its application and the
basic steps and procedures for presenting and resolving disputes including
appeal, mediation and arbitration. It provides that no claim or dispute may be
brought via a lawsuit, or in a representative capacity, or on behalf of any
"class" of persons or members. Claims of multiple persons may be joined and
presented only if all affected members, certificate owners and beneficiaries
consent in writing, or if AAL determines that joinder is appropriate.
This provision applies to variable universal life insurance contracts issued by
AAL after the March 27, 1999, effective date of the Bylaw Amendment.
Form No. 14857
4/5/99
