ING GROEP NV, F-4, EX-23.F, 2000-06-27

ING GROEP NV
F-4, EX-23.F, 2000-06-27
LIFE INSURANCE

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                                                                   Exhibit 23(f)

                      [LETTERHEAD OF DELOITTE & TOUCHE LLP]



















INDEPENDENT AUDITORS' CONSENT



We consent to the incorporation by reference in this Registration Statement on
Form F-4 of ING Groep N.V. of our reports dated February 1, 2000, appearing in
and incorporated by reference in the Annual Report on Form 10-K of ReliaStar
Financial Corp. and Subsidiaries for the year ended December 31, 1999 and to the
reference to us under the heading "Experts" in the Prospectus/Proxy Statement,
which is part of this Registration Statement.



/s/ Deloitte & Touche LLP

Minneapolis, Minnesota
June 27, 2000