ALLMERICA SEL SEP ACCT III OF ALLMERICA FIN LIFE IN & ANN CO
497J, 2000-07-19
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        ALLMERICA SELECT SEPARATE ACCOUNT III OF ALLMERICA FINANCIAL LIFE
                         INSURANCE AND ANNUITY COMPANY

         SUPPLEMENT DATED JULY 19, 2000 TO PROSPECTUS DATED MAY 1, 2000

                                      * * *

      The first paragraph of the attached Prospectus is amended to read it its
entirety as follows:


         This Prospectus provides important information about Allmerica Select
         SPL, a modified payment variable life insurance contract issued by
         Allmerica Financial Life Insurance and Annuity Company. The contracts
         are funded through the Allmerica Select Separate Account III, a
         separate investment account of the Company that is referred to as the
         Variable Account. The Contracts are designed for a large single payment
         and limit the ability to make additional payments. The Contract
         requires the Contract Owner to make an initial payment of at least
         $25,000. PLEASE READ THIS PROSPECTUS CAREFULLY BEFORE INVESTING AND
         KEEP IT FOR FUTURE REFERENCE.

                                      * * *


      This supplement should be retained with the Prospectus for further
reference.






                                                SUPPLEMENT DATED JULY 19, 2000
                                                SELECT SPL (OREGON)


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