<TABLE> <S> <C>
<PAGE>
<ARTICLE> 7
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<DEBT-HELD-FOR-SALE> 1,352,917
<DEBT-CARRYING-VALUE> 423,118
<DEBT-MARKET-VALUE> 0
<EQUITIES> 6,516
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 1,817,018
<CASH> 105,401
<RECOVER-REINSURE> 369
<DEFERRED-ACQUISITION> 213,458
<TOTAL-ASSETS> 2,265,252
<POLICY-LOSSES> 1,942,879
<UNEARNED-PREMIUMS> 0
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 15,805
<NOTES-PAYABLE> 32,100
99,373
625
<COMMON> 14,498
<OTHER-SE> 22,320
<TOTAL-LIABILITY-AND-EQUITY> 2,265,252
15,179
<INVESTMENT-INCOME> 61,801
<INVESTMENT-GAINS> 6,276
<OTHER-INCOME> 0
<BENEFITS> 47,862
<UNDERWRITING-AMORTIZATION> 10,083
<UNDERWRITING-OTHER> 11,525
<INCOME-PRETAX> 9,587
<INCOME-TAX> 1,271
<INCOME-CONTINUING> 2,729
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,729
<EPS-BASIC> .19
<EPS-DILUTED> .14
<RESERVE-OPEN> 594
<PROVISION-CURRENT> 596
<PROVISION-PRIOR> (76)
<PAYMENTS-CURRENT> 237
<PAYMENTS-PRIOR> 92
<RESERVE-CLOSE> 828
<CUMULATIVE-DEFICIENCY> (76)
</TABLE>