TRAVELERS FUND BD IV FOR VARIABLE ANNUITIES
497, 1999-11-08
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                                             Supplement dated October 25, 1999
                                          To Prospectus dated October 14, 1999



                            TRAVELERS VINTAGE XTRA


The following information supplements the "The Funding Options" section of the
prospectus:

        The Salomon Brothers Variable Small Cap Growth Fund is unavailable at
this time.


L-20670


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