FORM 13F Cover Page
Report for the Calendar Year or Quarter Ended March 31, 2000 .
Union Planters Bank, National Association
P.O. Box 523
Belleville, IL 62222-0523
CIK #0001040167 File #28-6404 (will this always remain the same?)
Date: May 1, 2000
______________
Mary L. Forgy
Senior Vice President
618-236-4453 Phone
618-236-4475 Fax
<TABLE>
VALUE SHARES/ SH/ PUTINVSTMT -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE O--CUSIP-- (X$1000)PRN AMT PRN CALLDSCRETN -MANAGERSOLE SHARED NONE
<C> <C>
D DAIMLER CHRYSLER AG ORD D1668R123 1420 21699SH SOLE 20681 379 639
D DAIMLER CHRYSLER AG ORD D1668R123 174 2652SH SHARED 844 685 1123
D DAIMLER CHRYSLER AG ORD D1668R123 173 2638SH OTHER 493 2145
D CADBURY SCHWEPPES PLC ORD 12.5P G17444152 6288 10500SH SOLE 10500
D SSL INTERNATIONAL G8054L104 12609 12137SH SOLE 12137
D AFLAC INC 1055102 526 11535SH SOLE 11535
D AFLAC INC 1055102 683 15000SH SHARED 15000
D AMR CORP DE 1765106 358 11225SH SOLE 10525 700
D AT&T CORP 1957109 9686 172006SH SOLE 145720 700 25586
D AT&T CORP 1957109 1121 19899SH SHARED 11056 7593 1250
D AT&T CORP 1957109 355 6306SH OTHER 3082 3224
D AT&T CORP LIBERTY MEDIA GROUP C 1957208 22 378SH SOLE 378
D AT&T CORP LIBERTY MEDIA GROUP C 1957208 6 100SH SHARED 100
D AT&T CORP LIBERTY MEDIA GROUP C 1957208 258 4350SH OTHER 2100 2250
D AW COMPUTER SYSTEMS INC CLASS A 2448108 54400SH OTHER 54400
D AXA FINANCIAL INC 2451102 550 15342SH SOLE 15342
D AXA FINANCIAL INC 2451102 55 1534SH OTHER 1534
D ABBOTT LABORATORIES 2824100 2500 71050SH SOLE 70030 1020
D ABBOTT LABORATORIES 2824100 382 10860SH SHARED 10700 160
D ABBOTT LABORATORIES 2824100 63 1800SH OTHER 400 1400
D ALCOA INC 13817101 1179 16780SH SOLE 16380 400
D ALCOA INC 13817101 53 760SH SHARED 160 600
D ALCOA INC 13817101 98 1400SH OTHER 700 700
D ALLEGHENY ENERGY INC 17361106 235 8480SH SOLE 5680 2800
D ALLEGHENY ENERGY INC 17361106 25 900SH SHARED 600 300
D ALLEGHENY ENERGY INC 17361106 44 1600SH OTHER 1600
D ALLIANT CORP 18802108 282 9251SH SOLE 8724 527
D ALLIANT CORP 18802108 171 5622SH SHARED 4722 900
D ALLMERICA FINANCIAL CORP 19754100 347 6796SH SOLE 6796
D ALLSTATE CORP 20002101 980 41150SH SOLE 37758 92 3300
D ALLSTATE CORP 20002101 85 3588SH SHARED 1888 500 1200
D ALLSTATE CORP 20002101 6 232SH OTHER 232
D ALLTEL CORP 20039103 219 3460SH SOLE 3215 245
D ALLTEL CORP 20039103 392 6200SH OTHER 6200
D AMEREN CORP 23608102 1634 52816SH SOLE 51489 1327
D AMEREN CORP 23608102 128 4152SH SHARED 1692 2460
D AMEREN CORP 23608102 62 2017SH OTHER 206 1811
D AMERICA ONLINE INC 02364J104 2728 40458SH SOLE 28404 12054
D AMERICA ONLINE INC 02364J104 245 3634SH SHARED 2734 900
D AMERICA ONLINE INC 02364J104 132 1950SH OTHER 950 1000
D AMERICAN ELECTRIC POWER INC 25537101 287 9632SH SOLE 7832 1800
D AMERICAN ELECTRIC POWER INC 25537101 13 424SH SHARED 200 224
D AMERICAN ELECTRIC POWER INC 25537101 15 500SH OTHER 500
D AMERICAN EXPRESS CO 25816109 2191 14710SH SOLE 13610 1100
D AMERICAN EXPRESS CO 25816109 838 5625SH SHARED 3875 1750
D AMERICAN EXPRESS CO 25816109 316 2125SH OTHER 425 1700
D AMERICAN GENERAL CORP 26351106 218 3882SH SOLE 3882
D AMERICAN GENERAL CORP 26351106 174 3093SH SHARED 2932 161
D AMERICAN GENERAL CORP 26351106 6 100SH OTHER 100
D AMERICAN HOME PRODUCTS CORP 26609107 8623 160421SH SOLE 155285 1168 3968
D AMERICAN HOME PRODUCTS CORP 26609107 1371 25509SH SHARED 18100 5009 2400
D AMERICAN HOME PRODUCTS CORP 26609107 259 4825SH OTHER 2400 2425
D AMERICAN INTERNATIONAL GROUP IN 26874107 4004 36563SH SOLE 35501 1062
D AMERICAN INTERNATIONAL GROUP IN 26874107 123 1120SH SHARED 1070 50
D AMERICAN INTERNATIONAL GROUP IN 26874107 879 8029SH OTHER 968 7061
D AMERICAN SAVINGS BANK NY 29404100 1 65000SH SOLE 65000
D AMGEN INC 31162100 8725 142160SH SOLE 102360 2000 37800
D AMGEN INC 31162100 322 5240SH SHARED 2390 50 2800
D AMGEN INC 31162100 232 3780SH OTHER 1480 2300
D AMSOUTH BANCORP 32165102 315 21055SH SOLE 21055
D AMSOUTH BANCORP 32165102 15 1000SH SHARED 1000
D AMSOUTH BANCORP 32165102 7 500SH OTHER 500
D ANHEUSER BUSCH COS INC 35229103 4311 69261SH SOLE 66461 2800
D ANHEUSER BUSCH COS INC 35229103 1807 29036SH SHARED 25636 2000 1400
D ANHEUSER BUSCH COS INC 35229103 112 1800SH OTHER 1800
D AON CORP 37389103 281 8717SH SOLE 8717
D AON CORP 37389103 7 226SH SHARED 226
D APPLE COMPUTER INC 37833100 54 400SH SOLE 200 200
D APPLE COMPUTER INC 37833100 244 1800SH OTHER 1400 400
D APPLIED MATERIALS INC 38222105 2985 31675SH SOLE 29425 1400 850
D APPLIED MATERIALS INC 38222105 295 3129SH SHARED 200 929 2000
D APPLIED MATERIALS INC 38222105 94 1000SH OTHER 200 800
D ARCHER DANIELS MIDLAND CO 39483102 11525 1117512SH SOLE 1105887 11625
D ARCHER DANIELS MIDLAND CO 39483102 61 5923SH SHARED 3891 1824 208
D ARCHER DANIELS MIDLAND CO 39483102 102 9859SH OTHER 4913 440 4506
D ASSOCIATES FIRST CAPITAL CORP 46008108 342 15995SH SOLE 7183 8812
D ASSOCIATES FIRST CAPITAL CORP 46008108 7 308SH SHARED 208 100
D ASSOCIATES FIRST CAPITAL CORP 46008108 12 568SH OTHER 214 354
D ATLANTIC RICHFIELD CO 48825103 4900 57645SH SOLE 45865 11780
D ATLANTIC RICHFIELD CO 48825103 310 3650SH SHARED 2250 1400
D ATLANTIC RICHFIELD CO 48825103 68 800SH OTHER 800
D AUTOMATIC DATA PROCESSING INC 53015103 1356 28104SH SOLE 14354 13750
D AUTOMATIC DATA PROCESSING INC 53015103 77 1600SH SHARED 1600
D AUTOMATIC DATA PROCESSING INC 53015103 63 1300SH OTHER 700 600
D AVENTIS SPONSORED ADR 53561106 436 8082SH OTHER 8082
D B B & T CORP 54937107 347 12379SH SHARED 12379
D BCE INC 05534B109 1298 10348SH SOLE 10348
D BP AMOCO PLC 55622104 10313 193678SH SOLE 184354 9324
D BP AMOCO PLC 55622104 1274 23922SH SHARED 18262 5660
D BP AMOCO PLC 55622104 453 8516SH OTHER 200 8316
D BMC SOFTWARE INC 55921100 148 3000SH SOLE 3000
D BMC SOFTWARE INC 55921100 15 300SH SHARED 300
D BMC SOFTWARE INC 55921100 59 1200SH OTHER 1200
D BANK AMERICA CORP 60505104 8414 160457SH SOLE 133797 900 25760
D BANK AMERICA CORP 60505104 838 15975SH SHARED 13723 2052 200
D BANK AMERICA CORP 60505104 81 1547SH OTHER 1547
D BANK ONE CORP 06423A103 1698 49205SH SOLE 45018 4187
D BANK ONE CORP 06423A103 358 10367SH SHARED 6362 3563 442
D BANK ONE CORP 06423A103 155 4500SH OTHER 600 3900
D BAXTER INTERNATIONAL INC 71813109 599 9562SH SOLE 9562
D BAXTER INTERNATIONAL INC 71813109 88 1400SH SHARED 1000 400
D BAXTER INTERNATIONAL INC 71813109 107 1700SH OTHER 1700
D BELL ATLANTIC CORP 77853109 3315 54241SH SOLE 36600 2494 15147
D BELL ATLANTIC CORP 77853109 837 13699SH SHARED 5511 8048 140
D BELL ATLANTIC CORP 77853109 165 2693SH OTHER 2026 667
D BELLSOUTH CORP 79860102 8593 183322SH SOLE 161646 2814 18862
D BELLSOUTH CORP 79860102 1933 41239SH SHARED 26582 13277 1380
D BELLSOUTH CORP 79860102 384 8190SH OTHER 4792 3398
D BERKSHIRE HATHAWAY INC DE 84670108 2764 51SH SOLE 51
D BEST BUY INC 86516101 1066 12400SH SOLE 11800 600
D BEST BUY INC 86516101 69 800SH OTHER 800
D BESTFOODS INC 08658U101 2042 43625SH SOLE 43325 300
D BESTFOODS INC 08658U101 213 4550SH SHARED 3200 1350
D BESTFOODS INC 08658U101 437 9325SH OTHER 9325
D BIOGEN INC 90597105 617 8830SH SOLE 7630 1200
D BIOGEN INC 90597105 7 100SH OTHER 100
D BOLLMEIER CONSTRUCTION CO 096997Z95 349 462SH SHARED 462
D BOEING CO 97023105 1263 33390SH SOLE 30290 3100
D BOEING CO 97023105 45 1200SH SHARED 700 500
D BOEING CO 97023105 1 30SH OTHER 30
D BOSTON SCIENTIFIC CORP 101137107 40 1900SH SOLE 1900
D BOSTON SCIENTIFIC CORP 101137107 524 24600SH OTHER 24600
D BRIGGS & STRATTON CORP 109043109 381 9267SH SOLE 5667 3600
D BRISTOL MYERS SQUIBB CO 110122108 21253 366432SH SOLE 327655 1200 37577
D BRISTOL MYERS SQUIBB CO 110122108 3297 56852SH SHARED 46412 5440 5000
D BRISTOL MYERS SQUIBB CO 110122108 677 11676SH OTHER 1200 10476
D BUCKEYE PARTNERS L P 118230101 286 11000SH SOLE 5000 6000
D BURLINGTON NORTHERN SANTA FE CO 12189T104 725 31849SH SOLE 30024 600 1225
D BURLINGTON NORTHERN SANTA FE CO 12189T104 122 5380SH SHARED 5080 300
D BURLINGTON NORTHERN SANTA FE CO 12189T104 55 2400SH OTHER 2400
D BURTON M FIELD FAMILY INC 12198*107 192 11000SH SHARED 11000
D BURLINGTON RESOURCES INC 122014103 250 6750SH SOLE 6425 325
D BURLINGTON RESOURCES INC 122014103 279 7544SH OTHER 1394 6150
D CBL MED INC 124831108 4 15000SH SOLE 15000
D CBS CORP 12490K107 386 6824SH SOLE 6824
D CBS CORP 12490K107 170 3000SH SHARED 3000
D CBS CORP 12490K107 130 2300SH OTHER 2100 200
D CIGNA CORP 125509109 833 10998SH SOLE 10912 86
D CIGNA CORP 125509109 19 250SH SHARED 250
D CIGNA CORP 125509109 23 300SH OTHER 300
D CVS CORP 126650100 89 2365SH SOLE 1465 900
D CVS CORP 126650100 192 5100SH OTHER 100 5000
D CABLEVISION SYSTEMS CORP CLASS 12686C109 273 4500SH SOLE 4500
D CARDINAL HEALTH INC 14149Y108 635 13832SH SOLE 10432 3400
D CARDINAL HEALTH INC 14149Y108 47 1026SH SHARED 100 926
D CARDINAL HEALTH INC 14149Y108 34 750SH OTHER 150 600
D CARNIVAL CORP 143658102 199 8000SH SOLE 3500 4500
D CARNIVAL CORP 143658102 1 50SH SHARED 50
D CARNIVAL CORP 143658102 15 600SH OTHER 600
D CATERPILLAR INC 149123101 371 9400SH SOLE 9400
D CATERPILLAR INC 149123101 2 50SH SHARED 50
D CEDAR INVESTMENT CO 14999*104 1604 589SH SOLE 589
D CENTURYTEL INC 156700106 17 450SH SOLE 450
D CENTURYTEL INC 156700106 251 6750SH OTHER 6750
D CHARTER ONE FINANCIAL INC 160903100 186 8865SH SOLE 2250 6615
D CHARTER ONE FINANCIAL INC 160903100 57 2703SH OTHER 2703
D CHASE MANHATTAN CORP NEW 16161A108 4995 57286SH SOLE 44261 13025
D CHASE MANHATTAN CORP NEW 16161A108 446 5117SH SHARED 3017 2100
D CHASE MANHATTAN CORP NEW 16161A108 113 1300SH OTHER 500 800
D CHEVRON CORP 166751107 3175 34343SH SOLE 24043 10300
D CHEVRON CORP 166751107 324 3500SH SHARED 3500
D CHEVRON CORP 166751107 342 3700SH OTHER 200 3500
D CINERGY CORP 172474108 179 8325SH SOLE 8325
D CINERGY CORP 172474108 13 612SH SHARED 612
D CINERGY CORP 172474108 10 462SH OTHER 462
D CIRCUIT CITY STORES INC 172737108 85 1400SH SOLE 1400
D CIRCUIT CITY STORES INC 172737108 463 7600SH OTHER 7600
D CISCO SYSTEMS INC 17275R102 19739 255319SH SOLE 190783 6628 57908
D CISCO SYSTEMS INC 17275R102 590 7628SH SHARED 4070 2358 1200
D CISCO SYSTEMS INC 17275R102 902 11670SH OTHER 2250 9420
D CITIGROUP INC 172967101 5151 86034SH SOLE 76347 9687
D CITIGROUP INC 172967101 1090 18202SH SHARED 14727 1600 1875
D CITIGROUP INC 172967101 720 12028SH OTHER 1805 10223
D CITIZENS UTILITIES CO DELAWARE 177342201 430 26248SH SOLE 26248
D CITIZENS UTILITIES CO DELAWARE 177342201 131 8000SH SHARED 8000
D CLOROX CO 189054109 206 6232SH SOLE 6232
D COASTAL CORP 190441105 2288 49746SH SOLE 44446 5300
D COASTAL CORP 190441105 32 700SH OTHER 700
D COCA COLA CO 191216100 8143 173483SH SOLE 169483 4000
D COCA COLA CO 191216100 462 9840SH SHARED 8240 900 700
D COCA COLA CO 191216100 1085 23120SH OTHER 800 22320
D COEUR D ALENE MINES CORP ID 192108AB4 17 26000SH SOLE
D COLGATE PALMOLIVE CO 194162103 2390 42392SH SOLE 41392 1000
D COLGATE PALMOLIVE CO 194162103 1110 19692SH SHARED 7900 2192 9600
D COMMUNITRONICS AMERICA INC 20342Y100 38 50000SH SOLE 50000
D COMMUNITY NATIONAL BANCORPORATI 2.04E+08 175 22600SH OTHER 22600
D COMPAQ COMPUTER CORP 204493100 647 23955SH SOLE 22355 1600
D COMPAQ COMPUTER CORP 204493100 26 974SH SHARED 374 600
D COMPAQ COMPUTER CORP 204493100 113 4167SH OTHER 2667 200 1300
D COMPUTER SCIENCES CORP 205363104 546 6900SH SOLE 6400 500
D COMPUTER SCIENCES CORP 205363104 36 450SH SHARED 100 350
D COMPUTER SCIENCES CORP 205363104 372 4700SH OTHER 500 4200
D COMPUTER SERVICES INC 20539A105 266 13988SH SOLE 13988
D COMPUTER SERVICES INC 20539A105 151 7938SH SHARED 7938
D CONAGRA INC 205887102 728 40170SH SOLE 37970 1400 800
D CONAGRA INC 205887102 186 10250SH SHARED 7450 800 2000
D CONAGRA INC 205887102 15 800SH OTHER 800
D CONEXANT SYSTEMS INC 207142100 368 5186SH SOLE 5186
D CONOCO INC CLASS B 208251405 801 31276SH SOLE 30295 981
D CONOCO INC CLASS B 208251405 38 1473SH SHARED 245 1228
D CONSECO INC 208464107 215 18824SH SOLE 17750 1074
D CONSECO INC 208464107 21 1800SH SHARED 1000 800
D CONSOLIDATED EDISON INC 209115104 301 10336SH SOLE 10336
D CONSOLIDATED EDISON INC 209115104 23 775SH SHARED 500 275
D CONSOLIDATED EDISON INC 209115104 17 600SH OTHER 600
D CORNING INC 219350105 541 2788SH SOLE 2300 488
D CORNING INC 219350105 388 2000SH OTHER 2000
D COSTCO WHOLESALE CORP NEW 22160K105 21 400SH SOLE 200 200
D COSTCO WHOLESALE CORP NEW 22160K105 410 7800SH OTHER 2200 5600
D COX COMMUNICATIONS INC NEW 224044107 507 10450SH SOLE 9700 750
D CROUNSE CORP NON-VOTING 228993*29 2777 2777SH SOLE 2777
D DEERE & CO 244199105 480 12626SH SOLE 6976 5650
D DEERE & CO 244199105 20 520SH SHARED 320 200
D DEERE & CO 244199105 68 1800SH OTHER 1800
D DELL COMPUTER CORP 247025109 6518 120834SH SOLE 99184 21650
D DELL COMPUTER CORP 247025109 387 7184SH SHARED 3384 3800
D DELL COMPUTER CORP 247025109 460 8530SH OTHER 600 7930
D DELTA AIRLINES INC DE 247361108 1074 20178SH SOLE 19178 1000
D DELTA AIRLINES INC DE 247361108 32 600SH SHARED 600
D DEUCALION RESEARCH INC 251468104 80000SH SOLE 80000
D DIAGEO PLC NEW 25243Q205 219 7275SH OTHER 7275
D DIAL CORP NEW 25247D101 528 38404SH SOLE 36604 1800
D DIAL CORP NEW 25247D101 14 1000SH SHARED 1000
D DISNEY 254687106 3442 83432SH SOLE 63076 20356
D DISNEY 254687106 349 8470SH SHARED 3670 3300 1500
D DISNEY 254687106 402 9750SH OTHER 9750
D DOLLAR GENERAL CORP 256669102 916 34096SH SOLE 33187 909
D DOLLAR GENERAL CORP 256669102 15 568SH OTHER 100 468
D DOMINION RESOURCES INC VA NEW 25746U109 208 5422SH SOLE 5325 97
D DOMINION RESOURCES INC VA NEW 25746U109 60 1550SH OTHER 1550
D DOW CHEMICAL CO 260543103 2075 18198SH SOLE 16992 400 806
D DOW CHEMICAL CO 260543103 182 1600SH SHARED 1200 400
D DOW CHEMICAL CO 260543103 86 750SH OTHER 550 200
D DUPONT E I DE NEMOURS & CO 263534109 3792 71631SH SOLE 62765 8866
D DUPONT E I DE NEMOURS & CO 263534109 292 5519SH SHARED 3636 800 1083
D DUPONT E I DE NEMOURS & CO 263534109 71 1340SH OTHER 500 840
D DUKE POWER CO 264399106 558 10631SH SOLE 10180 451
D DUKE POWER CO 264399106 32 613SH SHARED 200 100 313
D DUKE POWER CO 264399106 16 300SH OTHER 300
D E M C CORP MA 268648102 139 1100SH SOLE 900 200
D E M C CORP MA 268648102 131 1042SH SHARED 960 82
D E M C CORP MA 268648102 170 1350SH OTHER 150 1200
D EASTMAN KODAK CO 277461109 527 9697SH SOLE 8628 1069
D EASTMAN KODAK CO 277461109 197 3630SH SHARED 3475 155
D EASTMAN KODAK CO 277461109 33 604SH OTHER 100 504
D EATON CORP 278058102 324 4150SH SOLE 1450 2700
D EDISON INTERNATIONAL 281020107 165 9956SH SOLE 9956
D EDISON INTERNATIONAL 281020107 3 200SH SHARED 200
D EDISON INTERNATIONAL 281020107 17 1000SH OTHER 1000
D EDWARDS A G INC 281760108 24 600SH SOLE 600
D EDWARDS A G INC 281760108 4366 109141SH SHARED 109141
D EL PASO ENERGY CORP DE 283905107 143 3552SH SOLE 3552
D EL PASO ENERGY CORP DE 283905107 71 1768SH OTHER 668 1100
D ELAN PLC ADR 284131208 603 12700SH SOLE 6500 6200
D ELAN PLC ADR 284131208 10 200SH SHARED 200
D ELAN PLC ADR 284131208 442 9300SH OTHER 3000 6300
D ELECTRONIC ARTS 285512109 228 3200SH OTHER 3200
D ELECTRONIC DATA SYSTEMS CORP NE 285661104 504 7856SH SOLE 7599 257
D ELECTRONIC DATA SYSTEMS CORP NE 285661104 26 400SH SHARED 400
D ELECTRONIC DATA SYSTEMS CORP NE 285661104 504 7850SH OTHER 7850
D EMERSON ELECTRIC CO 291011104 3225 60701SH SOLE 55351 1000 4350
D EMERSON ELECTRIC CO 291011104 510 9600SH SHARED 5300 700 3600
D EMERSON ELECTRIC CO 291011104 106 2000SH OTHER 1200 800
D EMULEX CORP NEW 292475209 235 2152SH SOLE 1935 217
D ENRON CORP 293561106 1056 14107SH SOLE 7107 7000
D ENRON CORP 293561106 988 13192SH SHARED 11392 1800
D ENRON CORP 293561106 1243 16600SH OTHER 16000 600
D ENTERGY CORP NEW 29364G103 363 17965SH SOLE 17610 355
D ENTERGY CORP NEW 29364G103 8 400SH SHARED 400
D EQUITY INCOME FUND UNIT FIRST 294700703 212 1075SH SOLE 1050 25
D ERICSSON L M TELEPHONE CO ADR C 294821400 19 200SH SOLE 200
D ERICSSON L M TELEPHONE CO ADR C 294821400 147 1562SH SHARED 1500 62
D ERICSSON L M TELEPHONE CO ADR C 294821400 200 2130SH OTHER 2130
D EXXON MOBIL CORP 30231G102 42196 541411SH SOLE 485832 3200 52379
D EXXON MOBIL CORP 30231G102 5347 68602SH SHARED 55743 9479 3380
D EXXON MOBIL CORP 30231G102 1249 16023SH OTHER 5390 10633
D FPL GROUP INC 302571104 706 15337SH SOLE 14737 600
D FPL GROUP INC 302571104 185 4006SH SHARED 3306 700
D FPL GROUP INC 302571104 5 100SH OTHER 100
D FCNB CORP 302920103 930 64445SH SOLE 64445
D FARMERS BANCORP FRANKFORT IN 30887A102 357 8104SH SOLE 6104 2000
D FARMERS CAP BK CORP 309562106 734 21600SH SOLE 21600
D FEDERAL NATIONAL MORTGAGE ASSN 313586109 730 12900SH SOLE 11630 1270
D FEDERAL NATIONAL MORTGAGE ASSN 313586109 51 900SH SHARED 900
D FEDERAL NATIONAL MORTGAGE ASSN 313586109 71 1260SH OTHER 200 1060
D FEDEX CORP 31428X106 475 12250SH SOLE 11750 500
D FEDEX CORP 31428X106 8 200SH SHARED 200
D FEDEX CORP 31428X106 171 4400SH OTHER 4400
D FIFTH THIRD BANCORP 316773100 948 15042SH SOLE 14742 300
D FIRST AFFILIATED BANCORP INC 317999100 993 23640SH OTHER 23640
D FIRST DATA CORP 319963104 204 4600SH SOLE 4500 100
D FIRST DATA CORP 319963104 406 9156SH OTHER 9156
D FIRST DECATUR BANCSHARES INC 320901101 356 10963SH SOLE 10963
D FIRST MCMINNVILLE CO 320999*15 314 4500SH SOLE 4500
D FIRST WATERLOO BANCSHARES INC 334995107 325 929SH SOLE 929
D FIRST STATE BANCORP INC COM STK 336585104 458 2662SH SOLE 2662
D FIRST TENNESSEE NATIONAL CORP 337162101 448 22040SH SOLE 22040
D FIRST TENNESSEE NATIONAL CORP 337162101 228 11232SH OTHER 11232
D FIRST UNION CORP 337358105 1408 37803SH SOLE 35503 1000 1300
D FIRST UNION CORP 337358105 104 2797SH SHARED 1700 900 197
D FIRST UNION CORP 337358105 145 3898SH OTHER 3898
D FIRSTAR CORP NEW WIS 33763V109 1847 80540SH SOLE 66665 13875
D FIRSTAR CORP NEW WIS 33763V109 367 16000SH SHARED 5716 8967 1317
D FIRSTAR CORP NEW WIS 33763V109 145 6300SH OTHER 6300
D FLEETBOSTON FINANCIAL CORP 339030108 1118 30634SH SOLE 30634
D FLEETBOSTON FINANCIAL CORP 339030108 16 436SH SHARED 236 200
D FLEETBOSTON FINANCIAL CORP 339030108 88 2400SH OTHER 2400
D FLORIDA PROGRESS CORP 341109106 298 6504SH SOLE 6504
D FLORIDA PROGRESS CORP 341109106 12 255SH SHARED 255
D FLORIDA PROGRESS CORP 341109106 28 600SH OTHER 600
D FORD MOTOR CO DEL 345370100 3453 75164SH SOLE 61012 14152
D FORD MOTOR CO DEL 345370100 103 2250SH SHARED 700 550 1000
D FORD MOTOR CO DEL 345370100 79 1714SH OTHER 412 1302
D FOREST LABS INC 345838106 972 11500SH SOLE 1300 10200
D FORTUNE BRANDS INC 349631101 293 11726SH SOLE 11526 200
D FORTUNE BRANDS INC 349631101 150 6000SH SHARED 6000
D FORTUNE BRANDS INC 349631101 173 6900SH OTHER 6900
D GPU INC 36225X100 191 6975SH SOLE 6275 700
D GPU INC 36225X100 22 800SH SHARED 400 400
D GTE CORP 362320103 8328 117290SH SOLE 106268 126 10896
D GTE CORP 362320103 1107 15597SH SHARED 11997 3600
D GTE CORP 362320103 327 4600SH OTHER 700 3900
D GALLAHER GROUP PLC 363595109 163 8262SH SOLE 8262
D GALLAHER GROUP PLC 363595109 79 4000SH SHARED 4000
D GALLAHER GROUP PLC 363595109 8 400SH OTHER 400
D GANNETT INC 364730101 310 4400SH SOLE 3800 600
D GAP INC 364760108 114 2298SH SOLE 2298
D GAP INC 364760108 532 10675SH OTHER 875 9800
D GATEWAY INC 367626108 2514 47400SH SOLE 41650 5750
D GENERAL ELECTRIC CO 369604103 59391 381626SH SOLE 356076 3150 22400
D GENERAL ELECTRIC CO 369604103 12002 77122SH SHARED 42435 31327 3360
D GENERAL ELECTRIC CO 369604103 2945 18922SH OTHER 7050 100 11772
D GENERAL MILLS INC 370334104 841 23234SH SOLE 20434 2800
D GENERAL MILLS INC 370334104 75 2082SH SHARED 2082
D GENERAL MILLS INC 370334104 58 1600SH OTHER 1200 400
D GENERAL MOTORS CORP 370442105 1292 15606SH SOLE 14506 1100
D GENERAL MOTORS CORP 370442105 294 3545SH SHARED 3245 300
D GENERAL MOTORS CORP 370442105 53 644SH OTHER 190 454
D GEORGIA PACIFIC CORP 373298108 828 20920SH SOLE 19120 1800
D GEORGIA PACIFIC CORP 373298108 135 3400SH SHARED 1800 800 800
D GEORGIA PACIFIC CORP 373298108 47 1200SH OTHER 1200
D GILLETTE CO 375766102 6218 164994SH SOLE 157694 7300
D GILLETTE CO 375766102 214 5684SH SHARED 2084 3600
D GILLETTE CO 375766102 520 13800SH OTHER 400 13400
D GLAXO WELLCOME PLC SPONSORED AD 37733W105 365 6375SH SOLE 6175 200
D GLAXO WELLCOME PLC SPONSORED AD 37733W105 84 1467SH OTHER 300 1167
D GREENE COUNTY BANCSHARES INC 394361109 1277 11108SH SOLE 11108
D HALLIBURTON CO 406216101 1034 25150SH SOLE 21150 4000
D HALLIBURTON CO 406216101 56 1350SH SHARED 1150 200
D HALLIBURTON CO 406216101 33 800SH OTHER 800
D HARBOR DEVELOPMENT CO INC 411990906 288 1250SH SOLE 1250
D HARLEY DAVIDSON INC 412822108 468 5900SH SOLE 5400 500
D HARLEY DAVIDSON INC 412822108 79 1000SH SHARED 1000
D HTC HOLDING CO 415756105 1388 1348SH SOLE 1348
D HARTFORD FINANCIAL SERVICES GRO 416515104 669 12684SH SOLE 11552 1132
D HARTFORD FINANCIAL SERVICES GRO 416515104 21 400SH SHARED 400
D HEALTHSOUTH CORP 421924101 97 17000SH OTHER 17000
D HEINZ H J CO 423074103 1600 45880SH SOLE 45430 450
D HEINZ H J CO 423074103 129 3700SH SHARED 2700 1000
D HEINZ H J CO 423074103 21 600SH OTHER 600
D HERSHEY FOODS CORP 427866108 395 8100SH SOLE 8000 100
D HERSHEY FOODS CORP 427866108 83 1700SH SHARED 1400 300
D HERSHEY FOODS CORP 427866108 10 200SH OTHER 200
D HEWLETT PACKARD CO 428236103 7532 56684SH SOLE 53384 3300
D HEWLETT PACKARD CO 428236103 532 4000SH SHARED 2100 800 1100
D HEWLETT PACKARD CO 428236103 749 5640SH OTHER 100 5540
D JEFF F HICKS MOTORS INC 429990906 1212 1200SH SOLE 1200
D HOME DEPOT INC 437076102 10047 155774SH SOLE 142149 13625
D HOME DEPOT INC 437076102 282 4369SH SHARED 1119 2650 600
D HOME DEPOT INC 437076102 952 14766SH OTHER 2100 12666
D HONEYWELL INTERNATIONAL INC 438516106 734 13922SH SOLE 13103 819
D HONEYWELL INTERNATIONAL INC 438516106 7 134SH SHARED 134
D HONEYWELL INTERNATIONAL INC 438516106 357 6775SH OTHER 6775
D HOUSEHOLD INTERNATIONAL INC 441815107 554 14849SH SOLE 14849
D HOUSEHOLD INTERNATIONAL INC 441815107 78 2100SH SHARED 2100
D HOUSEHOLD INTERNATIONAL INC 441815107 65 1733SH OTHER 1533 200
D ILLINOIS TOOL WORKS INC 452308109 109 1973SH SOLE 1973
D ILLINOIS TOOL WORKS INC 452308109 66 1200SH SHARED 1200
D ILLINOIS TOOL WORKS INC 452308109 188 3400SH OTHER 100 3300
D INGERSOLL RAND 456866102 483 10923SH SOLE 10169 754
D INGERSOLL RAND 456866102 31 700SH OTHER 700
D INTEL CORP 458140100 30003 227400SH SOLE 205282 1200 20918
D INTEL CORP 458140100 1916 14520SH SHARED 5980 5520 3020
D INTEL CORP 458140100 1719 13030SH OTHER 3025 400 9605
D INTERNATIONAL BUSINESS MACHINES 459200101 9579 81175SH SOLE 76603 4572
D INTERNATIONAL BUSINESS MACHINES 459200101 669 5668SH SHARED 3400 2068 200
D INTERNATIONAL BUSINESS MACHINES 459200101 1082 9170SH OTHER 6500 100 2570
D INTERNATIONAL PAPER CO 460146103 986 23074SH SOLE 22480 594
D INTERNATIONAL PAPER CO 460146103 81 1901SH SHARED 1901
D INTERNATIONAL PAPER CO 460146103 34 800SH OTHER 800
D INTERPUBLIC GROUP COMPANIES INC 460690100 131 2780SH SOLE 2780
D INTERPUBLIC GROUP COMPANIES INC 460690100 406 8600SH OTHER 200 8400
D JDS UNIPHASE CORP 46612J101 384 3182SH SOLE 3182
D JDS UNIPHASE CORP 46612J101 12 100SH SHARED 100
D JEFFERSON PILOT CORP 475070108 286 4300SH SOLE 3850 450
D JMJ INDUSTRIES INC RESTRICTED 476999Z91 508 3178SH SOLE 3178
D JOHNSON & JOHNSON 478160104 5002 71206SH SOLE 64706 6500
D JOHNSON & JOHNSON 478160104 205 2924SH SHARED 1524 1400
D JOHNSON & JOHNSON 478160104 695 9890SH OTHER 250 100 9540
D JOHNSON CONTROLS INC 478366107 230 4248SH SOLE 4100 148
D JOHNSON CONTROLS INC 478366107 22 400SH SHARED 400
D JOHNSON CONTROLS INC 478366107 32 600SH OTHER 100 500
D THE KILIAN CORPORATION 493992101 1787 216SH SHARED 216
D KIMBERLY CLARK CORP 494368103 4352 77629SH SOLE 74820 2809
D KIMBERLY CLARK CORP 494368103 605 10800SH SHARED 8200 800 1800
D KIMBERLY CLARK CORP 494368103 410 7311SH OTHER 1936 5375
D KROGER CO 501044101 279 15900SH SOLE 15900
D KROGER CO 501044101 146 8300SH OTHER 8300
D KYOCERA CORP ADR 501556203 212 1275SH OTHER 1275
D LG & E ENERGY CORP 501917108 2110 92255SH SOLE 88465 1200 2590
D LG & E ENERGY CORP 501917108 73 3170SH SHARED 3170
D LG & E ENERGY CORP 501917108 27 1167SH OTHER 1167
D LACLEDE GAS CO 505588103 161 8052SH SOLE 8052
D LACLEDE GAS CO 505588103 84 4200SH SHARED 4000 200
D LACLEDE GAS CO 505588103 4 200SH OTHER 200
D LEHMAN BROTHERS HOLDINGS INC 524908100 145 1490SH SOLE 1490
D LEHMAN BROTHERS HOLDINGS INC 524908100 72 740SH SHARED 740
D LILLY ELI AND CO 532457108 3833 61213SH SOLE 57875 3338
D LILLY ELI AND CO 532457108 287 4590SH SHARED 3800 200 590
D LILLY ELI AND CO 532457108 19 300SH OTHER 300
D LIZ CLAIBORNE INC 539320101 337 7360SH SOLE 7236 124
D LOCKHEED MARTIN CORP 539830109 214 10448SH SOLE 10448
D LOWES COS INC 548661107 1471 25200SH SOLE 23400 1800
D LOWES COS INC 548661107 99 1700SH SHARED 900 700 100
D LOWES COS INC 548661107 111 1900SH OTHER 600 1300
D LUCENT TECHNOLOGIES INC 549463107 12588 205526SH SOLE 173094 1200 31232
D LUCENT TECHNOLOGIES INC 549463107 1434 23406SH SHARED 13072 8430 1904
D LUCENT TECHNOLOGIES INC 549463107 614 10022SH OTHER 2256 7766
D MBNA CORP 55262L100 418 16387SH SOLE 16387
D MBNA CORP 55262L100 86 3375SH SHARED 3375
D MBNA CORP 55262L100 31 1200SH OTHER 1200
D MCN CORP 55267J100 225 9000SH SOLE 9000
D MCI WORLDCOM INC 55268B106 5028 110952SH SOLE 79517 31435
D MCI WORLDCOM INC 55268B106 223 4916SH SHARED 3425 1491
D MCI WORLDCOM INC 55268B106 1011 22320SH OTHER 8955 13365
D MANSFIELD BANCORP INC 56399*101 480 120SH SOLE 120
D MARSH & MCLENNAN COS INC 571748102 2536 22991SH SOLE 15391 7600
D MARSH & MCLENNAN COS INC 571748102 50 450SH SHARED 450
D MARRIOTT INTERNATIONAL INC CLAS 571903202 33 1060SH SOLE 1060
D MARRIOTT INTERNATIONAL INC CLAS 571903202 239 7600SH OTHER 7600
D MAY DEPARTMENT STORES CO 577778103 649 22785SH SOLE 22485 300
D MAY DEPARTMENT STORES CO 577778103 211 7390SH SHARED 4990 1500 900
D MCDONALDS CORP 580135101 2885 77181SH SOLE 65781 11400
D MCDONALDS CORP 580135101 383 10240SH SHARED 8640 400 1200
D MCDONALDS CORP 580135101 457 12230SH OTHER 12230
D MCGRAW HILL COS INC 580645109 460 10100SH SOLE 10100
D MCGRAW HILL COS INC 580645109 255 5600SH SHARED 4400 1200
D MCGRAW HILL COS INC 580645109 18 400SH OTHER 400
D MEDIAONE GROUP INC 58440J104 2089 25790SH SOLE 20560 748 4482
D MEDIAONE GROUP INC 58440J104 338 4170SH SHARED 1634 2396 140
D MEDIAONE GROUP INC 58440J104 512 6320SH OTHER 1320 5000
D MEDTRONIC INC 585055106 3375 65610SH SOLE 65060 550
D MEDTRONIC INC 585055106 2932 57000SH SHARED 4900 500 51600
D MEDTRONIC INC 585055106 759 14750SH OTHER 2450 12300
D MELLON FINANCIAL CORP 58551A108 641 21550SH SOLE 21550
D MELLON FINANCIAL CORP 58551A108 155 5200SH SHARED 3200 2000
D MELLON FINANCIAL CORP 58551A108 45 1500SH OTHER 1500
D MERCANTILE TRUST & SAVINGS BANK 58734P105 648 3600SH SHARED 3600
D MERCK & CO INC 589331107 11413 183714SH SOLE 168654 700 14360
D MERCK & CO INC 589331107 952 15327SH SHARED 11677 1650 2000
D MERCK & CO INC 589331107 559 9000SH OTHER 3300 5700
D MERRILL LYNCH & CO 590188108 1292 12300SH SOLE 7700 4600
D MERRILL LYNCH & CO 590188108 53 500SH SHARED 500
D MERRILL LYNCH & CO 590188108 84 800SH OTHER 800
D MICROSOFT CORP 594918104 12795 120421SH SOLE 103691 2200 14530
D MICROSOFT CORP 594918104 1268 11930SH SHARED 6290 4440 1200
D MICROSOFT CORP 594918104 1165 10960SH OTHER 1950 200 8810
D MINNESOTA MINING & MANUFACTURIN 604059105 2389 26978SH SOLE 25278 1700
D MINNESOTA MINING & MANUFACTURIN 604059105 261 2944SH SHARED 2744 200
D MINNESOTA MINING & MANUFACTURIN 604059105 292 3300SH OTHER 100 3200
D MINNESOTA POWER INC 604110106 200 12000SH SOLE 12000
D MODINE MANUFACTURING CO 607828100 226 9000SH SOLE 9000
D MONSANTO CO 611662107 7914 153671SH SOLE 141581 1000 11090
D MONSANTO CO 611662107 1807 35080SH SHARED 27580 3000 4500
D MONSANTO CO 611662107 77 1500SH OTHER 1200 300
D MORGAN J P & CO INC 616880100 1074 8151SH SOLE 7875 276
D MORGAN J P & CO INC 616880100 255 1936SH SHARED 1936
D MORGAN J P & CO INC 616880100 40 300SH OTHER 300
D MORGAN STANLEY DEAN WITTER & CO 617446448 1446 17446SH SOLE 15686 1760
D MORGAN STANLEY DEAN WITTER & CO 617446448 8 100SH SHARED 100
D MORGAN STANLEY DEAN WITTER & CO 617446448 153 1850SH OTHER 650 1200
D MOTOROLA INC 620076109 3148 21565SH SOLE 19015 2550
D MOTOROLA INC 620076109 44 300SH SHARED 300
D MOTOROLA INC 620076109 118 810SH OTHER 150 660
D NABI INC 628716102 68 10000SH SOLE 10000
D NATIONAL COMMERCE BANCORP 635449101 937 50675SH SOLE 50675
D NATIONAL COMMERCE BANCORP 635449101 11 600SH OTHER 600
D NEWS CORP LTD 652487703 532 9456SH SOLE 9320 136
D NEWS CORP LTD 652487703 354 6300SH OTHER 6300
D NEWTON MANUFACTURING CO EMPLOYE 65299*103 8516 112500SH SOLE 112500
D NEXTEL COMMUNICATIONS INC CLASS 65332V103 386 2605SH SOLE 2405 200
D NEXTEL COMMUNICATIONS INC CLASS 65332V103 54 365SH SHARED 65 300
D NISOURCE INC 65473P105 200 11829SH SOLE 11729 100
D NISOURCE INC 65473P105 27 1600SH SHARED 1600
D NOKIA CORP SPONSORED ADR 654902204 428 1928SH SOLE 1810 118
D NOKIA CORP SPONSORED ADR 654902204 115 519SH SHARED 500 19
D NOKIA CORP SPONSORED ADR 654902204 265 1195SH OTHER 535 660
D NORTEL NETWORKS CORP 656569100 1905 15103SH SOLE 13803 1300
D NORTEL NETWORKS CORP 656569100 11 85SH SHARED 85
D NORTEL NETWORKS CORP 656569100 180 1425SH OTHER 1225 200
D NORTHEAST UTILITIES 664397106 266 12384SH SOLE 12384
D NSB BANCORP INC 669996*10 269 8960SH SHARED 8960
D NVIEW CORP 670974104 4 15000SH OTHER 5000 10000
D OCCIDENTAL FINANCIAL GROUP INC 674575105 11550SH SOLE 11550
D ORACLE SYSTEM CORP 68389X105 3171 40623SH SOLE 34289 6334
D ORACLE SYSTEM CORP 68389X105 130 1664SH SHARED 1664
D ORACLE SYSTEM CORP 68389X105 1137 14561SH OTHER 13561 1000
D OUTBACK STEAKHOUSE INC 689899102 247 7700SH SOLE 7250 450
D PG&E CORP 69331C108 381 18121SH SOLE 17740 381
D PG&E CORP 69331C108 2 104SH OTHER 104
D PPG INDUSTRIES INC 693506107 203 3884SH SOLE 3884
D PASTA VIA INTERNATIONAL INC 702855107 3 50000SH SOLE 50000
D PENNEY J C INC 708160106 79 5339SH SOLE 5339
D PENNEY J C INC 708160106 101 6800SH SHARED 6000 800
D PENNEY J C INC 708160106 9 600SH OTHER 100 500
D PEPSICO INC 713448108 6226 178521SH SOLE 171221 1000 6300
D PEPSICO INC 713448108 760 21797SH SHARED 15367 3800 2630
D PEPSICO INC 713448108 652 18700SH OTHER 2200 16500
D PERPETUAL FINANCIAL CORP 714275104 11900SH SOLE 11900
D PFIZER INC 717081103 7299 199632SH SOLE 178082 200 21350
D PFIZER INC 717081103 2552 69786SH SHARED 60950 4636 4200
D PFIZER INC 717081103 854 23350SH OTHER 3300 20050
D PHILIP MORRIS COS INC 718154107 3950 186987SH SOLE 168277 18710
D PHILIP MORRIS COS INC 718154107 270 12800SH SHARED 9100 3000 700
D PHILIP MORRIS COS INC 718154107 138 6550SH OTHER 450 6100
D PHILLIPS PETROLEUM CO 718507106 444 9600SH SOLE 7950 1650
D PHILLIPS PETROLEUM CO 718507106 23 500SH SHARED 500
D PHILLIPS PETROLEUM CO 718507106 60 1300SH OTHER 100 1200
D PROCTER & GAMBLE CO 742718109 6558 116078SH SOLE 94828 500 20750
D PROCTER & GAMBLE CO 742718109 837 14822SH SHARED 5800 1222 7800
D PROCTER & GAMBLE CO 742718109 220 3885SH OTHER 3885
D PROVIDIAN FINANCIAL CORP 74406A102 87 1000SH SOLE 1000
D PROVIDIAN FINANCIAL CORP 74406A102 130 1500SH SHARED 1500
D QUALCOMM INC 747525103 119 800SH SOLE 800
D QUALCOMM INC 747525103 37 250SH SHARED 100 150
D QUALCOMM INC 747525103 113 760SH OTHER 720 40
D RALSTON PURINA CO RALSTON PURIN 751277302 910 33091SH SOLE 33091
D RALSTON PURINA CO RALSTON PURIN 751277302 425 15451SH SHARED 14751 700
D RALSTON PURINA CO RALSTON PURIN 751277302 25 900SH OTHER 900
D RAYTHEON CORP NEW CLASS B 755111408 240 13542SH SOLE 2342 11200
D RAYTHEON CORP NEW CLASS B 755111408 4 200SH SHARED 200
D RAYTHEON CORP NEW CLASS B 755111408 66 3700SH OTHER 200 3500
D RELIANT ENERGY INC 75952J108 261 11078SH SOLE 11078
D RELIANT ENERGY INC 75952J108 49 2100SH SHARED 2000 100
D RELIANT ENERGY INC 75952J108 33 1400SH OTHER 1400
D RESORTQUEST INTERNATIONAL INC 761183102 352 59957SH OTHER 59957
D RICHARDS BRICK CO 762990109 516 600SH SOLE 600
D ROCKWELL INTERNATIONAL CORP NEW 773903109 238 5686SH SOLE 5686
D ROYAL DUTCH PETROLEUM CO NY 780257804 1925 33300SH SOLE 15300 18000
D ROYAL DUTCH PETROLEUM CO NY 780257804 138 2381SH SHARED 1156 1025 200
D ROYAL DUTCH PETROLEUM CO NY 780257804 77 1330SH OTHER 1330
D SBC COMMUNICATIONS INC 78387G103 14270 338748SH SOLE 287140 2094 49514
D SBC COMMUNICATIONS INC 78387G103 2368 56221SH SHARED 35975 19511 735
D SBC COMMUNICATIONS INC 78387G103 839 19911SH OTHER 10368 9543
D SLM HOLDING CO 78442A109 303 9100SH SOLE 9100
D SLM HOLDING CO 78442A109 18 542SH OTHER 542
D SABRE GROUP HOLDINGS INC. 785905100 296 8112SH SOLE 7606 506
D SAFEWAY INC 786514208 250 5530SH SOLE 4880 650
D SAFEWAY INC 786514208 109 2400SH SHARED 2400
D SAFEWAY INC 786514208 45 1000SH OTHER 200 800
D THE FIRST NATIONAL BANK OF SAN 791990161 488 7307SH SOLE 7307
D ST PAUL COS INC 792860108 179 5236SH SOLE 5067 169
D ST PAUL COS INC 792860108 68 2000SH SHARED 2000
D SARA LEE CORP 803111103 1150 63875SH SOLE 63475 400
D SARA LEE CORP 803111103 278 15430SH SHARED 800 3830 10800
D SARA LEE CORP 803111103 7 400SH OTHER 400
D SCHERING PLOUGH CORP 806605101 34317 924358SH SOLE 905473 18885
D SCHERING PLOUGH CORP 806605101 1299 34977SH SHARED 10300 24677
D SCHERING PLOUGH CORP 806605101 601 16200SH OTHER 100 16100
D SCHLUMBERGER LTD 806857108 842 11000SH SOLE 10600 400
D SCHLUMBERGER LTD 806857108 99 1300SH SHARED 1300
D SCHLUMBERGER LTD 806857108 84 1100SH OTHER 1100
D SCHWAB CHARLES CORP NEW 808513105 517 9100SH SOLE 8200 900
D SCHWAB CHARLES CORP NEW 808513105 202 3550SH SHARED 3350 200
D SCHWAB CHARLES CORP NEW 808513105 51 900SH OTHER 200 700
D SEARS ROEBUCK & CO 812387108 242 7897SH SOLE 6897 1000
D SEARS ROEBUCK & CO 812387108 3 100SH SHARED 100
D SEARS ROEBUCK & CO 812387108 3 100SH OTHER 100
D SHELL TRANSPORT & TRADING PLC N 822703609 510 10400SH SOLE 400 10000
D SOLECTRON CORP 834182107 56 1400SH SOLE 700 700
D SOLECTRON CORP 834182107 321 8000SH OTHER 8000
D SOLUTIA INC 834376105 82 6164SH SOLE 5248 916
D SOLUTIA INC 834376105 47 3516SH SHARED 2316 600 600
D SOLUTIA INC 834376105 15 1100SH OTHER 1100
D SONY CORP AMERICAN SH NEW 835699307 56 200SH SOLE 200
D SONY CORP AMERICAN SH NEW 835699307 361 1290SH OTHER 200 1090
D SOURCE CAPITAL INC. 836144105 218 4357SH SOLE 4357
D SOUTHERN CO 842587107 640 29443SH SOLE 26943 2500
D SOUTHERN CO 842587107 44 2043SH SHARED 1143 900
D SOUTHERN CO 842587107 17 800SH OTHER 800
D SOUTHTRUST CORP 844730101 507 19950SH SOLE 19150 800
D SOUTHTRUST CORP 844730101 51 2000SH SHARED 600 1400
D SOUTHWEST AIRLINES 844741108 395 18962SH SOLE 10312 8650
D SOUTHWEST AIRLINES 844741108 20 975SH SHARED 675 300
D SPRINT CORP (FON GROUP) 852061100 3466 54804SH SOLE 49604 5200
D SPRINT CORP (FON GROUP) 852061100 25 400SH SHARED 200 200
D SPRINT CORP (FON GROUP) 852061100 51 800SH OTHER 400 400
D SPRINT CORP 852061506 2709 41358SH SOLE 38158 3200
D SPRINT CORP 852061506 18 274SH SHARED 100 74 100
D SPRINT CORP 852061506 26 400SH OTHER 200 200
D STAPLES INC 855030102 392 19613SH SOLE 11963 7650
D STAPLES INC 855030102 75 3750SH SHARED 350 3400
D STATE STREET CORP 857477103 1182 12200SH SOLE 12200
D SUN MICROSYSTEMS INC 866810104 15631 166810SH SOLE 161510 1300 4000
D SUN MICROSYSTEMS INC 866810104 1351 14422SH SHARED 7300 4222 2900
D SUN MICROSYSTEMS INC 866810104 173 1850SH OTHER 1850
D SUNTRUST BANKS INC 867914103 1180 20438SH SOLE 20438
D SUNTRUST BANKS INC 867914103 58 1000SH SHARED 1000
D SUPERVALU INC 868536103 68 3600SH SOLE 3600
D SUPERVALU INC 868536103 157 8270SH OTHER 8270
D SYSCO CORP 871829107 531 14700SH SOLE 14700
D SYSCO CORP 871829107 36 1000SH OTHER 1000
D TRW INC 872649108 234 4000SH SOLE 4000
D THE BAXTER CO INC 875990160 419 375SH SOLE 375
D TARGET CORP 8.76E+110 6119 81860SH SOLE 59585 22275
D TARGET CORP 8.76E+110 540 7225SH SHARED 3950 2800 475
D TARGET CORP 8.76E+110 527 7054SH OTHER 2354 4700
D TELEFONICA S A SPONSORED ADR 879382208 236 3168SH SOLE 3168
D TELEFONICA S A SPONSORED ADR 879382208 199 2671SH OTHER 2671
D TELLABS INC 879664100 647 10275SH SOLE 9875 400
D TELLABS INC 879664100 416 6600SH OTHER 500 6100
D TEXACO INC 881694103 3559 66214SH SOLE 62664 1100 2450
D TEXACO INC 881694103 160 2986SH SHARED 250 1646 1090
D TEXACO INC 881694103 22 400SH OTHER 200 200
D TEXAS INSTRUMENTS INC 882508104 4664 29153SH SOLE 27653 1500
D TEXAS INSTRUMENTS INC 882508104 408 2547SH SHARED 700 847 1000
D TEXAS INSTRUMENTS INC 882508104 952 5950SH OTHER 1150 4800
D TEXAS UTILITIES CO 882848104 148 4973SH SOLE 4689 284
D TEXAS UTILITIES CO 882848104 15 500SH SHARED 500
D TEXAS UTILITIES CO 882848104 50 1700SH OTHER 500 1200
D TIME WARNER INC 887315109 3760 37600SH SOLE 36750 850
D TIME WARNER INC 887315109 1007 10074SH SHARED 8500 874 700
D TIME WARNER INC 887315109 140 1400SH OTHER 1400
D TRI UTILITIES CORP 895991AA5 900 9000SH SOLE 9000
D TRIBUNE CO NEW 896047107 234 6400SH SOLE 6000 400
D TRIBUNE CO NEW 896047107 146 4000SH OTHER 4000
D R A TRIPPEER INC COM STK 896990900 3708 550SH SOLE 550
D TRUSTMARK CORP 898402102 358 17745SH SOLE 15745 2000
D TYCO INTERNATIONAL LTD 902124106 939 18734SH SOLE 17226 1508
D TYCO INTERNATIONAL LTD 902124106 122 2436SH SHARED 1250 1186
D TYCO INTERNATIONAL LTD 902124106 51 1025SH OTHER 1025
D TYSON FOODS INC CLASS A 902494103 146 13100SH SOLE 13100
D TYSON FOODS INC CLASS A 902494103 3 300SH SHARED 300
D USX MARATHON GROUP NEW 902905827 278 10671SH SOLE 10591 80
D USX MARATHON GROUP NEW 902905827 36 1400SH OTHER 500 900
D UST INC 902911106 61 3893SH SOLE 3893
D UST INC 902911106 108 6900SH OTHER 6900
D ULTRAMAR DIAMOND SHAMROCK CORP 904000106 397 15627SH SOLE 15127 500
D ULTRAMAR DIAMOND SHAMROCK CORP 904000106 36 1400SH SHARED 400 1000
D UNION PACIFIC CORP 907818108 901 23016SH SOLE 22257 759
D UNION PACIFIC CORP 907818108 251 6424SH SHARED 5674 150 600
D UNION PACIFIC CORP 907818108 117 3000SH OTHER 2400 600
D UNION PACIFIC RESOURCES GROUP I 907834105 174 11986SH SOLE 11731 255
D UNION PACIFIC RESOURCES GROUP I 907834105 44 3068SH SHARED 2560 508
D UNION PACIFIC RESOURCES GROUP I 907834105 29 2032SH OTHER 2032
D UNION PLANTERS CORP 908068109 51183 1661098SH SOLE 1480222 1209 179667
D UNION PLANTERS CORP 908068109 6249 202797SH SHARED 140702 40084 22011
D UNION PLANTERS CORP 908068109 1210 39283SH OTHER 11736 2644 24902
D UNITED HEALTHCARE CORP 910581107 262 4386SH SOLE 3924 462
D UNITED PARCEL SERVICE INC CLASS 911312106 63 995SH SOLE 795 200
D UNITED PARCEL SERVICE INC CLASS 911312106 63 1000SH SHARED 1000
D UNITED PARCEL SERVICE INC CLASS 911312106 82 1300SH OTHER 600 700
D U S WEST INC 91273H101 2775 38211SH SOLE 31935 768 5508
D U S WEST INC 91273H101 510 7017SH SHARED 2888 2986 1143
D U S WEST INC 91273H101 140 1921SH OTHER 1409 512
D UNITED TECHNOLOGIES CORP 913017109 1693 26787SH SOLE 23167 1000 2620
D UNITED TECHNOLOGIES CORP 913017109 227 3600SH SHARED 3600
D UNITED TECHNOLOGIES CORP 913017109 63 1000SH OTHER 400 600
D UNITRON INTERNATIONAL SYSTEMS I 9132859A2 3 124000SH SOLE 124000
D UNUMPROVIDENT CORP 91529Y106 25 1460SH SOLE 1460
D UNUMPROVIDENT CORP 91529Y106 159 9390SH OTHER 9390
D VIACOM INC CLASS A 925524100 320 5988SH SOLE 5790 198
D VITRO SOCIEDAD ANONIMA 928502301 59 12500SH SOLE 12500
D VODAFONE GROUP PLC SPONSORED AD 92857T107 2915 52458SH SOLE 42118 1870 8470
D VODAFONE GROUP PLC SPONSORED AD 92857T107 437 7863SH SHARED 3835 3928 100
D VODAFONE GROUP PLC SPONSORED AD 92857T107 181 3250SH OTHER 2500 750
D WAL MART STORES INC 931142103 10406 184169SH SOLE 168496 5200 10473
D WAL MART STORES INC 931142103 694 12288SH SHARED 3988 4300 4000
D WAL MART STORES INC 931142103 549 9718SH OTHER 1400 8318
D WALGREEN CO 931422109 5079 197245SH SOLE 188465 8780
D WALGREEN CO 931422109 433 16800SH SHARED 14400 2400
D WALGREEN CO 931422109 1089 42300SH OTHER 36000 6300
D WARNER LAMBERT CO 934488107 4753 48659SH SOLE 47859 800
D WARNER LAMBERT CO 934488107 371 3800SH SHARED 1600 2200
D WARNER LAMBERT CO 934488107 117 1200SH OTHER 1200
D WASHINGTON MUTUAL INC 939322103 319 12036SH SOLE 11841 195
D WASHINGTON MUTUAL INC 939322103 159 6000SH OTHER 6000
D WATERLOO BANCSHARES INC 9419949F4 260 808SH SOLE 308 500
D WATERLOO LUMBER CO 941995102 398 117SH SOLE 117
D WELLS FARGO & CO NEW 949746101 1791 43960SH SOLE 40760 1200 2000
D WELLS FARGO & CO NEW 949746101 77 1900SH SHARED 1300 600
D WELLS FARGO & CO NEW 949746101 376 9230SH OTHER 9230
D WEYERHAUSER CO 962166104 312 5475SH SOLE 5475
D WISCONSIN ENERGY CORP 976657106 321 16120SH SOLE 16120
D WORLD WIDE BINGO INC 98152P104 11 1100000SH SOLE 1100000
D XILINX CORP 983919101 116 1400SH SOLE 1400
D XILINX CORP 983919101 101 1220SH SHARED 1220
D YAHOO INC 984332106 26 150SH SOLE 150
D YAHOO INC 984332106 5 30SH SHARED 30
D YAHOO INC 984332106 171 1000SH OTHER 1000
D MILTON J WOMACK INC 991265000 2306 10027SH SOLE 10027
D J & J CO LLC CLASS B 994019099 534 12500SH SHARED 12500
D SPINNERS L P LLC CLASS B 994025831 892 790SH SHARED 790
D FLINT HYDROSTATICS INC 994031318 2271 250SH SOLE 250
D JONES MANUFACTURING CO INC 994033181 578 10803SH SHARED 10803
D SAIA ELECTRIC INC 994039303 447 11164SH SOLE 11164
S REPORT SUMMARY 7 06 DATA RECORDS 936070
</TABLE>