FORM 13F Cover Page
Report for the Calendar Year or Quarter Ended December 31, 1999 .
Union Planters Bank, National Association
1 South Church Street (62220)
P.O. Box 523
Belleville, IL 62222-0523
CIK #0001040167 File #28-6404 (will this always remain the same?)
Date: February 4, 2000
______________
Mary L. Forgy
Senior Vice President
618-236-4453 Phone
618-236-4475 Fax
<TABLE>
VALUE SHARES/
SH/ PUT INVSTMT -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (X$1000) PRN AMT
PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
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D DAIMLER CHRYSLER AG D1668R123 1882 24129 SH
SOLE 23028 379 722
D DAIMLER CHRYSLER AG D1668R123 207 2652 SH
SHARED 844 685 1123
D DAIMLER CHRYSLER AG D1668R123 52 673 SH
OTHER 493 180
D AFLAC INC 001055102 668 14165 SH
SOLE 14165
D AFLAC INC 001055102 796 16874 SH
SHARED 16874
D AMR CORP DE 001765106 752 11225 SH
SOLE 10525 700
D AT&T CORP 001957109 8702 171253 SH
SOLE 145182 700 25371
D AT&T CORP 001957109 1094 21521 SH
SHARED 13756 6515 1250
D AT&T CORP 001957109 344 6766 SH
OTHER 3082 3684
D AT&T CORP LIBERTY MEDIA GROUP C 001957208 563 9908 SH
SOLE 9908
D AT&T CORP LIBERTY MEDIA GROUP C 001957208 6 100 SH
SHARED 100
D AT&T CORP LIBERTY MEDIA GROUP C 001957208 128 2250 SH
OTHER 2250
D AW COMPUTER SYSTEMS INC CLASS A 002448108 54400 SH
OTHER 54400
D AXA FINANCIAL INC 002451102 532 15642 SH
SOLE 15642
D AXA FINANCIAL INC 002451102 52 1534 SH
OTHER 1534
D ABBOTT LABORATORIES 002824100 2926 80590 SH
SOLE 78570 600 1420
D ABBOTT LABORATORIES 002824100 394 10860 SH
SHARED 10700 160
D ABBOTT LABORATORIES 002824100 91 2500 SH
OTHER 400 2100
D ALCOA INC 013817101 1185 14280 SH
SOLE 13880 400
D ALCOA INC 013817101 63 760 SH
SHARED 160 600
D ALCOA INC 013817101 91 1100 SH
OTHER 700 400
D ALLEGHENY ENERGY INC 017361106 239 8880 SH
SOLE 6080 2800
D ALLEGHENY ENERGY INC 017361106 24 900 SH
SHARED 600 300
D ALLEGHENY ENERGY INC 017361106 43 1600 SH
OTHER 1600
D ALLIANT CORP 018802108 437 15908 SH
SOLE 15381 527
D ALLIANT CORP 018802108 155 5622 SH
SHARED 4722 900
D ALLMERICA FINANCIAL CORP 019754100 381 6849 SH
SOLE 6849
D ALLSTATE CORP 020002101 1257 52224 SH
SOLE 48758 92 3374
D ALLSTATE CORP 020002101 110 4588 SH
SHARED 2488 900 1200
D ALLSTATE CORP 020002101 6 232 SH
OTHER 232
D ALLTEL CORP 020039103 286 3460 SH
SOLE 3215 245
D ALLTEL CORP 020039103 513 6200 SH
OTHER 6200
D AMEREN CORP 023608102 1919 58586 SH
SOLE 57259 1327
D AMEREN CORP 023608102 153 4667 SH
SHARED 2207 2460
D AMEREN CORP 023608102 66 2017 SH
OTHER 206 1811
D AMERICA ONLINE INC 02364J104 2612 34422 SH
SOLE 21172 2000 11250
D AMERICA ONLINE INC 02364J104 414 5450 SH
SHARED 3550 1900
D AMERICA ONLINE INC 02364J104 108 1420 SH
OTHER 600 820
D AMERICAN ELECTRIC POWER INC 025537101 264 8225 SH
SOLE 6425 1800
D AMERICAN ELECTRIC POWER INC 025537101 14 424 SH
SHARED 200 224
D AMERICAN ELECTRIC POWER INC 025537101 16 500 SH
OTHER 500
D AMERICAN EXPRESS CO 025816109 2455 14766 SH
SOLE 13666 1100
D AMERICAN EXPRESS CO 025816109 952 5725 SH
SHARED 3875 1850
D AMERICAN EXPRESS CO 025816109 349 2100 SH
OTHER 100 2000
D AMERICAN GENERAL CORP 026351106 297 3916 SH
SOLE 3916
D AMERICAN GENERAL CORP 026351106 222 2932 SH
SHARED 2932
D AMERICAN HOME PRODUCTS CORP 026609107 6504 165712 SH
SOLE 160576 1168 3968
D AMERICAN HOME PRODUCTS CORP 026609107 1007 25665 SH
SHARED 19125 4140 2400
D AMERICAN HOME PRODUCTS CORP 026609107 189 4825 SH
OTHER 2400 2425
D AMERICAN INTERNATIONAL GROUP IN 026874107 3884 35919 SH
SOLE 34607 1312
D AMERICAN INTERNATIONAL GROUP IN 026874107 868 8029 SH
OTHER 968 7061
D AMERICAN SAVINGS BANK NY 029404100 1 65000 SH
SOLE 65000
D AMGEN INC 031162100 8072 134400 SH
SOLE 96600 37800
D AMGEN INC 031162100 288 4800 SH
SHARED 2000 2800
D AMGEN INC 031162100 113 1880 SH
OTHER 480 1400
D AMSOUTH BANCORP 032165102 390 20179 SH
SOLE 20179
D AMSOUTH BANCORP 032165102 10 500 SH
OTHER 500
D ANHEUSER BUSCH COS INC 035229103 5082 71709 SH
SOLE 68909 2800
D ANHEUSER BUSCH COS INC 035229103 2058 29036 SH
SHARED 25636 2000 1400
D ANHEUSER BUSCH COS INC 035229103 92 1300 SH
OTHER 1300
D AON CORP 037389103 349 8717 SH
SOLE 8717
D AON CORP 037389103 9 226 SH
SHARED 226
D APPLE COMPUTER INC 037833100 72 700 SH
SOLE 500 200
D APPLE COMPUTER INC 037833100 175 1700 SH
OTHER 1300 400
D APPLIED MATERIALS INC 038222105 1565 12350 SH
SOLE 12050 300
D APPLIED MATERIALS INC 038222105 151 1195 SH
SHARED 100 95 1000
D APPLIED MATERIALS INC 038222105 63 500 SH
OTHER 200 300
D ARCHER DANIELS MIDLAND CO 039483102 13765 1135220 SH
SOLE 1121470 13750
D ARCHER DANIELS MIDLAND CO 039483102 80 6616 SH
SHARED 4584 1824 208
D ARCHER DANIELS MIDLAND CO 039483102 93 7666 SH
OTHER 3319 440 3907
D ASSOCIATES FIRST CAPITAL CORP 046008108 685 24968 SH
SOLE 15032 9936
D ASSOCIATES FIRST CAPITAL CORP 046008108 20 726 SH
SHARED 626 100
D ASSOCIATES FIRST CAPITAL CORP 046008108 16 567 SH
OTHER 214 353
D ATLANTIC RICHFIELD CO 048825103 5122 59215 SH
SOLE 47035 12180
D ATLANTIC RICHFIELD CO 048825103 316 3650 SH
SHARED 2250 1400
D ATLANTIC RICHFIELD CO 048825103 69 800 SH
OTHER 800
D AUTOMATIC DATA PROCESSING INC 053015103 1670 31004 SH
SOLE 14404 16600
D AUTOMATIC DATA PROCESSING INC 053015103 86 1600 SH
SHARED 1600
D AUTOMATIC DATA PROCESSING INC 053015103 70 1300 SH
OTHER 700 600
D AVENTIS 053561106 460 8083 SH
OTHER 8083
D B B & T CORP 054937107 339 12379 SH
SHARED 12379
D BP AMOCO PLC 055622104 11660 196576 SH
SOLE 186790 9786
D BP AMOCO PLC 055622104 1486 25060 SH
SHARED 19400 5660
D BP AMOCO PLC 055622104 505 8516 SH
OTHER 200 8316
D BMC SOFTWARE INC 055921100 288 3600 SH
SOLE 3600
D BMC SOFTWARE INC 055921100 24 300 SH
SHARED 300
D BMC SOFTWARE INC 055921100 96 1200 SH
OTHER 1200
D BANK AMERICA CORP 060505104 7615 151730 SH
SOLE 123520 900 27310
D BANK AMERICA CORP 060505104 837 16675 SH
SHARED 14423 2052 200
D BANK AMERICA CORP 060505104 93 1853 SH
OTHER 306 1547
D BANK ONE CORP 06423A103 1700 53121 SH
SOLE 47411 5710
D BANK ONE CORP 06423A103 371 11579 SH
SHARED 7062 4075 442
D BANK ONE CORP 06423A103 144 4500 SH
OTHER 600 3900
D BAXTER INTERNATIONAL INC 071813109 635 10112 SH
SOLE 10112
D BAXTER INTERNATIONAL INC 071813109 88 1400 SH
SHARED 1000 400
D BAXTER INTERNATIONAL INC 071813109 107 1700 SH
OTHER 1700
D BELL ATLANTIC CORP 077853109 3356 54515 SH
SOLE 36426 2494 15595
D BELL ATLANTIC CORP 077853109 851 13826 SH
SHARED 7211 6475 140
D BELL ATLANTIC CORP 077853109 146 2378 SH
OTHER 2026 352
D BELLSOUTH CORP 079860102 8576 183204 SH
SOLE 161356 2814 19034
D BELLSOUTH CORP 079860102 1986 42422 SH
SHARED 29482 11560 1380
D BELLSOUTH CORP 079860102 392 8384 SH
OTHER 4992 3392
D BERGEN BRUNSWIG CORP CLASS A 083739102 25 3000 SH
SOLE 3000
D BERGEN BRUNSWIG CORP CLASS A 083739102 62 7450 SH
OTHER 7450
D BERKSHIRE HATHAWAY INC DE 084670108 2475 46 SH
SOLE 46
D BERKSHIRE HATHAWAY INC 084670207 690 377 SH
SOLE 62 315
D BERKSHIRE HATHAWAY INC 084670207 9 5 SH
SHARED 5
D BERKSHIRE HATHAWAY INC 084670207 18 10 SH
OTHER 10
D BEST BUY INC 086516101 623 12400 SH
SOLE 11800 600
D BEST BUY INC 086516101 40 800 SH
OTHER 800
D BESTFOODS INC 08658U101 2252 42847 SH
SOLE 42547 300
D BESTFOODS INC 08658U101 237 4500 SH
SHARED 3200 1300
D BESTFOODS INC 08658U101 490 9325 SH
OTHER 9325
D BIOGEN INC 090597105 412 4880 SH
SOLE 4680 200
D BOLLMEIER CONSTRUCTION CO 096997Z95 349 462 SH
SHARED 462
D BOEING CO 097023105 1476 35624 SH
SOLE 32224 3400
D BOEING CO 097023105 50 1200 SH
SHARED 700 500
D BOEING CO 097023105 1 30 SH
OTHER 30
D BOISE CASCADE CORP 097383103 231 5700 SH
SOLE 5700
D BOSTON SCIENTIFIC CORP 101137107 46 2100 SH
SOLE 2100
D BOSTON SCIENTIFIC CORP 101137107 276 12600 SH
OTHER 12600
D BRIGGS & STRATTON CORP 109043109 497 9267 SH
SOLE 5667 3600
D BRISTOL MYERS SQUIBB CO 110122108 23051 359121 SH
SOLE 321519 1200 36402
D BRISTOL MYERS SQUIBB CO 110122108 3881 60467 SH
SHARED 49012 6455 5000
D BRISTOL MYERS SQUIBB CO 110122108 826 12876 SH
OTHER 1000 11876
D BRITISH TELECOMMUNICATIONS PLC 111021408 208 875 SH
OTHER 875
D BURLINGTON NORTHERN SANTA FE CO 12189T104 867 35761 SH
SOLE 33936 600 1225
D BURLINGTON NORTHERN SANTA FE CO 12189T104 163 6708 SH
SHARED 6408 300
D BURLINGTON NORTHERN SANTA FE CO 12189T104 80 3300 SH
OTHER 2400 900
D BURTON M FIELD FAMILY INC 12198*107 192 11000 SH
SHARED 11000
D BURLINGTON RESOURCES INC 122014103 220 6667 SH
SOLE 6342 325
D BURLINGTON RESOURCES INC 122014103 45 1350 SH
SHARED 1350
D BURLINGTON RESOURCES INC 122014103 249 7544 SH
OTHER 1394 6150
D CBS CORP 12490K107 315 4924 SH
SOLE 4924
D CBS CORP 12490K107 192 3000 SH
SHARED 3000
D CBS CORP 12490K107 70 1100 SH
OTHER 900 200
D CIGNA CORP 125509109 731 9078 SH
SOLE 8992 86
D CIGNA CORP 125509109 24 300 SH
OTHER 300
D CSX CORP 126408103 202 6450 SH
SOLE 5650 800
D CSX CORP 126408103 16 500 SH
SHARED 500
D CVS CORP 126650100 60 1500 SH
SOLE 1000 500
D CVS CORP 126650100 203 5100 SH
OTHER 100 5000
D CABLEVISION SYSTEMS CORP CLASS 12686C109 340 4500 SH
SOLE 4500
D CARDINAL HEALTH INC 14149Y108 665 13882 SH
SOLE 10482 3400
D CARDINAL HEALTH INC 14149Y108 49 1026 SH
SHARED 100 926
D CARDINAL HEALTH INC 14149Y108 36 750 SH
OTHER 150 600
D CARNIVAL CORP 143658102 356 7450 SH
SOLE 2950 4500
D CARNIVAL CORP 143658102 108 2250 SH
SHARED 2200 50
D CARNIVAL CORP 143658102 249 5200 SH
OTHER 5200
D CATERPILLAR INC 149123101 508 10800 SH
SOLE 10100 700
D CATERPILLAR INC 149123101 2 50 SH
SHARED 50
D CEDAR INVESTMENT CO 14999*104 1590 589 SH
SOLE 589
D CENTEX CORP 152312104 246 9950 SH
SOLE 9800 150
D CENTURYTEL INC 156700106 37 787 SH
SOLE 787
D CENTURYTEL INC 156700106 362 7650 SH
OTHER 7650
D CHASE MANHATTAN CORP NEW 16161A108 4599 59202 SH
SOLE 45777 400 13025
D CHASE MANHATTAN CORP NEW 16161A108 382 4917 SH
SHARED 2817 2100
D CHASE MANHATTAN CORP NEW 16161A108 101 1300 SH
OTHER 500 800
D CHEVRON CORP 166751107 2876 33195 SH
SOLE 22575 10620
D CHEVRON CORP 166751107 303 3500 SH
SHARED 3500
D CHEVRON CORP 166751107 69 800 SH
OTHER 200 600
D CHICAGO TITLE CORP 168228104 236 5100 SH
OTHER 5100
D CINERGY CORP 172474108 199 8325 SH
SOLE 8325
D CINERGY CORP 172474108 15 613 SH
SHARED 613
D CINERGY CORP 172474108 11 462 SH
OTHER 462
D CIRCUIT CITY STORES INC 172737108 63 1400 SH
SOLE 1400
D CIRCUIT CITY STORES INC 172737108 216 4800 SH
OTHER 4800
D CISCO SYSTEMS INC 17275R102 13032 121650 SH
SOLE 90952 3314 27384
D CISCO SYSTEMS INC 17275R102 525 4900 SH
SHARED 3950 950
D CISCO SYSTEMS INC 17275R102 646 6035 SH
OTHER 1300 4735
D CITIGROUP INC 172967101 4402 79051 SH
SOLE 68581 10470
D CITIGROUP INC 172967101 1008 18102 SH
SHARED 14727 1500 1875
D CITIGROUP INC 172967101 281 5045 SH
OTHER 900 4145
D CITIZENS UTILITIES CO DELAWARE 177342201 372 26248 SH
SOLE 26248
D CITIZENS UTILITIES CO DELAWARE 177342201 114 8000 SH
SHARED 8000
D CLOROX CO 189054109 304 6032 SH
SOLE 6032
D COASTAL CORP 190441105 1756 49546 SH
SOLE 44246 5300
D COASTAL CORP 190441105 25 700 SH
OTHER 700
D COCA COLA CO 191216100 10357 177808 SH
SOLE 173758 300 3750
D COCA COLA CO 191216100 570 9790 SH
SHARED 8140 950 700
D COCA COLA CO 191216100 1283 22020 SH
OTHER 800 21220
D COEUR D ALENE MINES CORP ID 192108AB4 16 26000 SH
SOLE
D COLGATE PALMOLIVE CO 194162103 2797 43030 SH
SOLE 42030 1000
D COLGATE PALMOLIVE CO 194162103 1280 19692 SH
SHARED 7900 2192 9600
D COMMUNITY NATIONAL BANCORPORATI 203752**3 175 22600 SH
OTHER 22600
D COMPAQ COMPUTER CORP 204493100 794 29351 SH
SOLE 27551 1800
D COMPAQ COMPUTER CORP 204493100 29 1074 SH
SHARED 474 600
D COMPAQ COMPUTER CORP 204493100 113 4167 SH
OTHER 2667 200 1300
D COMPUTER SCIENCES CORP 205363104 568 6000 SH
SOLE 5000 1000
D COMPUTER SCIENCES CORP 205363104 33 350 SH
SHARED 100 250
D COMPUTER SCIENCES CORP 205363104 350 3700 SH
OTHER 500 3200
D COMPUTER SERVICES INC 20539A105 302 15888 SH
SOLE 15888
D COMPUTER SERVICES INC 20539A105 151 7938 SH
SHARED 7938
D CONAGRA INC 205887102 985 43420 SH
SOLE 41220 1400 800
D CONAGRA INC 205887102 255 11250 SH
SHARED 8450 800 2000
D CONAGRA INC 205887102 23 1000 SH
OTHER 1000
D CONEXANT SYSTEMS INC 207142100 344 5186 SH
SOLE 5186
D CONOCO INC CLASS B 208251405 807 32442 SH
SOLE 31461 981
D CONOCO INC CLASS B 208251405 37 1473 SH
SHARED 245 1228
D CONSECO INC 208464107 574 32199 SH
SOLE 31125 1074
D CONSECO INC 208464107 32 1800 SH
SHARED 1000 800
D CONSOLIDATED EDISON INC 209115104 339 9836 SH
SOLE 9836
D CONSOLIDATED EDISON INC 209115104 27 775 SH
SHARED 500 275
D CONSOLIDATED EDISON INC 209115104 21 600 SH
OTHER 600
D CORNING INC 219350105 269 2088 SH
SOLE 1600 488
D CORNING INC 219350105 52 400 SH
SHARED 400
D CORNING INC 219350105 490 3800 SH
OTHER 3800
D COSTCO WHOLESALE CORP NEW 22160K105 9 100 SH
SOLE 100
D COSTCO WHOLESALE CORP NEW 22160K105 347 3800 SH
OTHER 3800
D COX COMMUNICATIONS INC NEW 224044107 525 10200 SH
SOLE 9700 500
D CROUNSE CORP 228993*11 3235 3235 SH
SOLE 3235
D CROUNSE CORP NON-VOTING 228993*29 3902 3902 SH
SOLE 3902
D DPL INC 233293109 204 11759 SH
SOLE 8600 3159
D DAYTON HUDSON CORP 239753106 6015 81910 SH
SOLE 58835 23075
D DAYTON HUDSON CORP 239753106 531 7225 SH
SHARED 3950 2800 475
D DAYTON HUDSON CORP 239753106 540 7354 SH
OTHER 2354 5000
D DEAN FOODS CO 242361103 266 6700 SH
SOLE 3300 3400
D DEERE & CO 244199105 786 18126 SH
SOLE 12476 5650
D DEERE & CO 244199105 23 520 SH
SHARED 320 200
D DEERE & CO 244199105 78 1800 SH
OTHER 1800
D DELL COMPUTER CORP 247025109 6379 125069 SH
SOLE 95594 6200 23275
D DELL COMPUTER CORP 247025109 529 10370 SH
SHARED 6100 470 3800
D DELL COMPUTER CORP 247025109 389 7630 SH
OTHER 800 6830
D DELPHI AUTOMOTIVE SYS CORP 247126105 119 7583 SH
SOLE 6956 627
D DELPHI AUTOMOTIVE SYS CORP 247126105 30 1916 SH
SHARED 1916
D DELPHI AUTOMOTIVE SYS CORP 247126105 22 1379 SH
OTHER 1132 247
D DELTA AIRLINES INC DE 247361108 1199 24078 SH
SOLE 22878 1200
D DELTA AIRLINES INC DE 247361108 30 600 SH
SHARED 600
D DELUXE CORP 248019101 206 7500 SH
SOLE 7500
D DEUCALION RESEARCH INC 251468104 80000 SH
SOLE 80000
D DIAGEO PLC NEW 25243Q205 233 7275 SH
OTHER 7275
D DIAL CORP NEW 25247D101 924 38004 SH
SOLE 36204 1800
D DIAL CORP NEW 25247D101 73 3000 SH
SHARED 2000 1000
D DISNEY 254687106 2647 90512 SH
SOLE 67756 750 22006
D DISNEY 254687106 251 8570 SH
SHARED 3670 3400 1500
D DISNEY 254687106 246 8400 SH
OTHER 8400
D DOLLAR GENERAL CORP 256669102 776 34096 SH
SOLE 33187 909
D DOLLAR GENERAL CORP 256669102 27 1193 SH
OTHER 725 468
D DOMINION RESOURCES INC VA 257470104 201 5133 SH
SOLE 4738 395
D DOMINION RESOURCES INC VA 257470104 61 1550 SH
OTHER 1550
D DOW CHEMICAL CO 260543103 2508 18770 SH
SOLE 17564 400 806
D DOW CHEMICAL CO 260543103 254 1900 SH
SHARED 1500 400
D DOW CHEMICAL CO 260543103 73 550 SH
OTHER 550
D DUPONT E I DE NEMOURS & CO 263534109 4862 73811 SH
SOLE 64945 8866
D DUPONT E I DE NEMOURS & CO 263534109 381 5779 SH
SHARED 3996 700 1083
D DUPONT E I DE NEMOURS & CO 263534109 88 1340 SH
OTHER 500 840
D DUKE POWER CO 264399106 385 7677 SH
SOLE 7677
D DUKE POWER CO 264399106 31 613 SH
SHARED 200 100 313
D DUKE POWER CO 264399106 15 300 SH
OTHER 300
D E M C CORP MA 268648102 55 500 SH
SOLE 300 200
D E M C CORP MA 268648102 186 1700 SH
SHARED 1700
D E M C CORP MA 268648102 459 4200 SH
OTHER 100 4100
D EASTMAN KODAK CO 277461109 711 10731 SH
SOLE 9662 1069
D EASTMAN KODAK CO 277461109 230 3475 SH
SHARED 3475
D EASTMAN KODAK CO 277461109 40 604 SH
OTHER 100 504
D EATON CORP 278058102 323 4450 SH
SOLE 1750 2700
D EDISON INTERNATIONAL 281020107 282 10756 SH
SOLE 10756
D EDISON INTERNATIONAL 281020107 5 200 SH
SHARED 200
D EDISON INTERNATIONAL 281020107 26 1000 SH
OTHER 1000
D EDWARDS A G INC 281760108 19 600 SH
SOLE 600
D EDWARDS A G INC 281760108 3499 109141 SH
SHARED 109141
D EL PASO ENERGY CORP DE 283905107 138 3552 SH
SOLE 3552
D EL PASO ENERGY CORP DE 283905107 82 2100 SH
SHARED 2100
D EL PASO ENERGY CORP DE 283905107 57 1468 SH
OTHER 668 800
D ELAN PLC ADR 284131208 389 13200 SH
SOLE 7000 6200
D ELAN PLC ADR 284131208 6 200 SH
SHARED 200
D ELAN PLC ADR 284131208 274 9300 SH
OTHER 3000 6300
D ELECTRONIC ARTS 285512109 4 50 SH
SHARED 50
D ELECTRONIC ARTS 285512109 269 3200 SH
OTHER 3200
D ELECTRONIC DATA SYSTEMS CORP NE 285661104 532 7942 SH
SOLE 7835 107
D ELECTRONIC DATA SYSTEMS CORP NE 285661104 27 400 SH
SHARED 400
D ELECTRONIC DATA SYSTEMS CORP NE 285661104 502 7500 SH
OTHER 7500
D EMERSON ELECTRIC CO 291011104 3833 66801 SH
SOLE 61451 1000 4350
D EMERSON ELECTRIC CO 291011104 562 9800 SH
SHARED 5300 900 3600
D EMERSON ELECTRIC CO 291011104 86 1500 SH
OTHER 1500
D ENRON CORP 293561106 563 12687 SH
SOLE 5687 7000
D ENRON CORP 293561106 585 13192 SH
SHARED 11392 1800
D ENRON CORP 293561106 737 16600 SH
OTHER 16000 600
D ENTERGY CORP NEW 29364G103 479 18595 SH
SOLE 18240 355
D ENTERGY CORP NEW 29364G103 10 400 SH
SHARED 400
D EQUITY INCOME FUND UNIT FIRST 294700703 218 1075 SH
SOLE 1050 25
D ERICSSON L M TELEPHONE CO ADR C 294821400 13 200 SH
SOLE 200
D ERICSSON L M TELEPHONE CO ADR C 294821400 66 1000 SH
SHARED 1000
D ERICSSON L M TELEPHONE CO ADR C 294821400 140 2130 SH
OTHER 2130
D EXXON MOBIL CORP 30231G102 42910 532622 SH
SOLE 487604 3200 41818
D EXXON MOBIL CORP 30231G102 5568 69118 SH
SHARED 58082 7656 3380
D EXXON MOBIL CORP 30231G102 1248 15485 SH
OTHER 5192 10293
D FPL GROUP INC 302571104 682 15937 SH
SOLE 15337 600
D FPL GROUP INC 302571104 172 4006 SH
SHARED 3306 700
D FPL GROUP INC 302571104 4 100 SH
OTHER 100
D FCNB CORP 302920103 983 64445 SH
SOLE 64445
D FARMERS BANCORP FRANKFORT IN 30887A102 373 8104 SH
SOLE 6104 2000
D FARMERS CAP BK CORP 309562106 651 21600 SH
SOLE 21600
D FDX CORP 31304N107 369 9015 SH
SOLE 8515 500
D FDX CORP 31304N107 4 100 SH
SHARED 100
D FDX CORP 31304N107 180 4400 SH
OTHER 4400
D FEDERAL NATIONAL MORTGAGE ASSN 313586109 902 14450 SH
SOLE 13180 1270
D FEDERAL NATIONAL MORTGAGE ASSN 313586109 56 900 SH
SHARED 900
D FEDERAL NATIONAL MORTGAGE ASSN 313586109 85 1360 SH
OTHER 100 200 1060
D FIFTH THIRD BANCORP 316773100 1115 15192 SH
SOLE 14892 300
D FIRST AFFILIATED BANCORP INC 317999100 993 23640 SH
OTHER 23640
D FIRST DATA CORP 319963104 212 4300 SH
SOLE 4200 100
D FIRST DATA CORP 319963104 452 9156 SH
OTHER 9156
D FIRST DECATUR BANCSHARES INC 320901101 356 10963 SH
SOLE 10963
D FIRST MCMINNVILLE CO 320999*15 219 3132 SH
SOLE 3132
D FIRST WATERLOO BANCSHARES INC 334995107 325 929 SH
SOLE 929
D FIRST STATE BANCORP INC COM STK 336585104 458 2662 SH
SOLE 2662
D FIRST TENN NATL CORP 337162101 628 22040 SH
SOLE 22040
D FIRST TENN NATL CORP 337162101 320 11232 SH
OTHER 11232
D FIRST UNION CORP 337358105 1069 32443 SH
SOLE 30243 1000 1200
D FIRST UNION CORP 337358105 76 2297 SH
SHARED 1200 900 197
D FIRST UNION CORP 337358105 128 3898 SH
OTHER 3898
D FIRSTAR CORP NEW WIS 33763V109 1820 86173 SH
SOLE 72298 13875
D FIRSTAR CORP NEW WIS 33763V109 338 16000 SH
SHARED 5716 8967 1317
D FIRSTAR CORP NEW WIS 33763V109 133 6300 SH
OTHER 6300
D FLEETBOSTON FINANCIAL CORP 339030108 1066 30634 SH
SOLE 30634
D FLEETBOSTON FINANCIAL CORP 339030108 15 436 SH
SHARED 236 200
D FLEETBOSTON FINANCIAL CORP 339030108 84 2400 SH
OTHER 2400
D FLORIDA PROGRESS CORP 341109106 286 6763 SH
SOLE 6763
D FLORIDA PROGRESS CORP 341109106 11 255 SH
SHARED 255
D FLORIDA PROGRESS CORP 341109106 25 600 SH
OTHER 600
D FORD MOTOR CO DEL 345370100 3800 71269 SH
SOLE 56917 14352
D FORD MOTOR CO DEL 345370100 163 3050 SH
SHARED 1500 550 1000
D FORD MOTOR CO DEL 345370100 91 1703 SH
OTHER 412 1291
D FORTUNE BRANDS INC 349631101 388 11726 SH
SOLE 11526 200
D FORTUNE BRANDS INC 349631101 198 6000 SH
SHARED 6000
D FORTUNE BRANDS INC 349631101 228 6900 SH
OTHER 6900
D GPU INC 36225X100 200 6725 SH
SOLE 5025 1700
D GPU INC 36225X100 24 800 SH
SHARED 400 400
D GTE CORP 362320103 8493 120362 SH
SOLE 108340 126 11896
D GTE CORP 362320103 1159 16422 SH
SHARED 12822 3600
D GTE CORP 362320103 332 4700 SH
OTHER 700 4000
D GALLAHER GROUP PLC 363595109 127 8262 SH
SOLE 8262
D GALLAHER GROUP PLC 363595109 62 4000 SH
SHARED 4000
D GALLAHER GROUP PLC 363595109 6 400 SH
OTHER 400
D GANNETT INC 364730101 351 4300 SH
SOLE 3700 600
D GAP INC 364760108 89 1928 SH
SOLE 1928
D GAP INC 364760108 451 9800 SH
OTHER 9800
D GATEWAY INC 367626108 3434 47650 SH
SOLE 41800 5850
D GATEWAY INC 367626108 10 135 SH
SHARED 135
D GENERAL ELECTRIC CO 369604103 59901 387080 SH
SOLE 361530 3150 22400
D GENERAL ELECTRIC CO 369604103 12056 77906 SH
SHARED 43935 30611 3360
D GENERAL ELECTRIC CO 369604103 2680 17318 SH
OTHER 6350 100 10868
D GENERAL MILLS INC 370334104 874 24434 SH
SOLE 21634 2800
D GENERAL MILLS INC 370334104 74 2082 SH
SHARED 2082
D GENERAL MILLS INC 370334104 50 1400 SH
OTHER 1200 200
D GENERAL MOTORS CORP 370442105 1040 14306 SH
SOLE 13206 1100
D GENERAL MOTORS CORP 370442105 258 3545 SH
SHARED 3245 300
D GENERAL MOTORS CORP 370442105 47 644 SH
OTHER 190 454
D GEORGIA PACIFIC CORP 373298108 988 19470 SH
SOLE 17670 1800
D GEORGIA PACIFIC CORP 373298108 203 4000 SH
SHARED 2400 800 800
D GEORGIA PACIFIC CORP 373298108 61 1200 SH
OTHER 1200
D GILLETTE CO 375766102 6871 166811 SH
SOLE 159511 7300
D GILLETTE CO 375766102 288 6984 SH
SHARED 3284 3700
D GILLETTE CO 375766102 560 13600 SH
OTHER 200 13400
D GLAXO WELLCOME PLC SPONSORED AD 37733W105 356 6375 SH
SOLE 6175 200
D GLAXO WELLCOME PLC SPONSORED AD 37733W105 75 1350 SH
OTHER 300 1050
D GLOBAL MARINE INC 379352404 216 13000 SH
OTHER 13000
D GRAHAM FIELD HEALTH PRODS IN 384632105 30 237175 SH
OTHER 237175
D GREENE COUNTY BANCSHARES INC 394361109 1277 11100 SH
SOLE 11100
D HSB GROUP INC 40428N109 203 6000 SH
SOLE 6000
D HALLIBURTON CO 406216101 1037 25775 SH
SOLE 21375 4400
D HALLIBURTON CO 406216101 54 1350 SH
SHARED 1150 200
D HALLIBURTON CO 406216101 32 800 SH
OTHER 800
D HARBOR DEVELOPMENT CO INC 411990906 288 1250 SH
SOLE 1250
D HARLEY DAVIDSON INC 412822108 365 5700 SH
SOLE 5200 500
D HARLEY DAVIDSON INC 412822108 64 1000 SH
SHARED 1000
D HTC HOLDING CO 415756105 1388 1348 SH
SOLE 1348
D HARTFORD FINANCIAL SERVICES GRO 416515104 679 14334 SH
SOLE 13202 1132
D HARTFORD FINANCIAL SERVICES GRO 416515104 19 400 SH
SHARED 400
D HEALTHSOUTH CORP 421924101 91 17000 SH
OTHER 17000
D HEINZ H J CO 423074103 2410 60536 SH
SOLE 60086 450
D HEINZ H J CO 423074103 189 4750 SH
SHARED 3750 1000
D HEINZ H J CO 423074103 24 600 SH
OTHER 600
D HERSHEY FOODS CORP 427866108 598 12600 SH
SOLE 12500 100
D HERSHEY FOODS CORP 427866108 81 1700 SH
SHARED 1400 300
D HERSHEY FOODS CORP 427866108 9 200 SH
OTHER 200
D HEWLETT PACKARD CO 428236103 6419 56434 SH
SOLE 53134 3300
D HEWLETT PACKARD CO 428236103 455 4000 SH
SHARED 2100 800 1100
D HEWLETT PACKARD CO 428236103 630 5540 SH
OTHER 300 5240
D JEFF F HICKS MOTORS INC 429990906 1250 1200 SH
SOLE 1200
D HOME DEPOT INC 437076102 6911 100528 SH
SOLE 91278 9250
D HOME DEPOT INC 437076102 194 2821 SH
SHARED 746 1675 400
D HOME DEPOT INC 437076102 633 9211 SH
OTHER 800 8411
D HONEYWELL INTERNATIONAL INC 438516106 978 16946 SH
SOLE 16127 819
D HONEYWELL INTERNATIONAL INC 438516106 8 134 SH
SHARED 134
D HONEYWELL INTERNATIONAL INC 438516106 172 2975 SH
OTHER 2975
D HOUSEHOLD INTERNATIONAL INC 441815107 553 14849 SH
SOLE 14849
D HOUSEHOLD INTERNATIONAL INC 441815107 78 2100 SH
SHARED 2100
D HOUSEHOLD INTERNATIONAL INC 441815107 65 1733 SH
OTHER 1533 200
D ILLINOIS TOOL WORKS INC 452308109 129 1911 SH
SOLE 1911
D ILLINOIS TOOL WORKS INC 452308109 81 1200 SH
SHARED 1200
D ILLINOIS TOOL WORKS INC 452308109 230 3400 SH
OTHER 100 3300
D INGERSOLL RAND 456866102 639 11604 SH
SOLE 10850 754
D INGERSOLL RAND 456866102 66 1200 SH
OTHER 1200
D INTEL CORP 458140100 18905 229668 SH
SOLE 206643 1200 21825
D INTEL CORP 458140100 1291 15690 SH
SHARED 6650 5520 3520
D INTEL CORP 458140100 1022 12415 SH
OTHER 2800 400 9215
D INTERNATIONAL BUSINESS MACHINES 459200101 8914 82630 SH
SOLE 77018 5612
D INTERNATIONAL BUSINESS MACHINES 459200101 514 4768 SH
SHARED 2500 2068 200
D INTERNATIONAL BUSINESS MACHINES 459200101 946 8770 SH
OTHER 6500 100 2170
D INTERNATIONAL PAPER CO 460146103 1183 20967 SH
SOLE 20373 594
D INTERNATIONAL PAPER CO 460146103 139 2458 SH
SHARED 2458
D INTERNATIONAL PAPER CO 460146103 45 800 SH
OTHER 800
D INTERPUBLIC GROUP COMPANIES INC 460690100 143 2480 SH
SOLE 2480
D INTERPUBLIC GROUP COMPANIES INC 460690100 577 10000 SH
OTHER 200 9800
D JEFFERSON PILOT CORP 475070108 293 4300 SH
SOLE 3850 450
D JMJ INDUSTRIES INC RESTRICTED 476999Z91 508 3178 SH
SOLE 3178
D JOHNSON & JOHNSON 478160104 7101 76146 SH
SOLE 68686 7460
D JOHNSON & JOHNSON 478160104 273 2924 SH
SHARED 1524 1400
D JOHNSON & JOHNSON 478160104 801 8590 SH
OTHER 250 100 8240
D JOHNSON CONTROLS INC 478366107 259 4548 SH
SOLE 4400 148
D JOHNSON CONTROLS INC 478366107 23 400 SH
SHARED 400
D JOHNSON CONTROLS INC 478366107 34 600 SH
OTHER 100 500
D JULIAN GROUP (THE) 48099*101 328 500 SH
SOLE 500
D KEYCORP NEW 493267108 190 8578 SH
SOLE 4420 4158
D KEYCORP NEW 493267108 13 600 SH
OTHER 600
D THE KILIAN CORPORATION 493992101 1787 216 SH
SHARED 216
D KIMBERLY CLARK CORP 494368103 5031 76878 SH
SOLE 74069 2809
D KIMBERLY CLARK CORP 494368103 707 10800 SH
SHARED 8200 800 1800
D KIMBERLY CLARK CORP 494368103 478 7311 SH
OTHER 1936 5375
D KROGER CO 501044101 345 18256 SH
SOLE 18256
D KROGER CO 501044101 157 8300 SH
OTHER 8300
D KYOCERA CORP ADR 501556203 334 1275 SH
OTHER 1275
D LG & E ENERGY CORP 501917108 1638 93938 SH
SOLE 90148 1200 2590
D LG & E ENERGY CORP 501917108 55 3170 SH
SHARED 3170
D LG & E ENERGY CORP 501917108 20 1167 SH
OTHER 1167
D LACLEDE GAS CO 505588103 174 8052 SH
SOLE 8052
D LACLEDE GAS CO 505588103 91 4200 SH
SHARED 4000 200
D LACLEDE GAS CO 505588103 4 200 SH
OTHER 200
D LEE ENTERPRISES INC CLASS B CON 523768208 29 900 SH
SOLE 900
D LEE ENTERPRISES INC CLASS B CON 523768208 193 6000 SH
OTHER 6000
D LEHMAN BROTHERS HOLDINGS INC 524908100 113 1340 SH
SOLE 1340
D LEHMAN BROTHERS HOLDINGS INC 524908100 63 740 SH
SHARED 740
D LEHMAN BROTHERS HOLDINGS INC 524908100 29 345 SH
OTHER 345
D LILLY ELI AND CO 532457108 4607 69271 SH
SOLE 65433 3838
D LILLY ELI AND CO 532457108 272 4090 SH
SHARED 3300 200 590
D LILLY ELI AND CO 532457108 20 300 SH
OTHER 300
D LIZ CLAIBORNE INC 539320101 295 7847 SH
SOLE 7723 124
D LOCKHEED MARTIN CORP 539830109 428 19548 SH
SOLE 11548 8000
D LOWES COS INC 548661107 1559 26100 SH
SOLE 24300 1800
D LOWES COS INC 548661107 102 1700 SH
SHARED 900 700 100
D LOWES COS INC 548661107 78 1300 SH
OTHER 600 700
D LUCENT TECHNOLOGIES INC 549463107 15418 205574 SH
SOLE 174275 1200 30099
D LUCENT TECHNOLOGIES INC 549463107 1795 23928 SH
SHARED 15932 6092 1904
D LUCENT TECHNOLOGIES INC 549463107 375 5000 SH
OTHER 1756 3244
D MBNA CORP 55262L100 491 18012 SH
SOLE 18012
D MBNA CORP 55262L100 92 3375 SH
SHARED 3375
D MBNA CORP 55262L100 33 1200 SH
OTHER 1200
D MCN CORP 55267J100 214 9000 SH
SOLE 9000
D MCI WORLDCOM INC 55268B106 3522 66370 SH
SOLE 45047 500 20823
D MCI WORLDCOM INC 55268B106 162 3045 SH
SHARED 2050 995
D MCI WORLDCOM INC 55268B106 436 8210 SH
OTHER 500 7710
D MANNESMANN A G SPONSORED ADR 563775303 415 1730 SH
OTHER 1730
D MANSFIELD BANCORP INC 56399*101 480 120 SH
SOLE 120
D MARSH & MCLENNAN COS INC 571748102 2247 23486 SH
SOLE 15886 7600
D MARSH & MCLENNAN COS INC 571748102 43 450 SH
SHARED 450
D MARRIOTT INTERNATIONAL INC CLAS 571903202 56 1760 SH
SOLE 1760
D MARRIOTT INTERNATIONAL INC CLAS 571903202 240 7600 SH
OTHER 7600
D MAY DEPARTMENT STORES CO 577778103 810 25110 SH
SOLE 24810 300
D MAY DEPARTMENT STORES CO 577778103 258 7990 SH
SHARED 5590 1500 900
D MCDONALDS CORP 580135101 3249 80606 SH
SOLE 68706 11900
D MCDONALDS CORP 580135101 413 10240 SH
SHARED 8640 400 1200
D MCDONALDS CORP 580135101 433 10730 SH
OTHER 200 10530
D MCGRAW HILL COS INC 580645109 653 10600 SH
SOLE 10600
D MCGRAW HILL COS INC 580645109 345 5600 SH
SHARED 4400 1200
D MCGRAW HILL COS INC 580645109 25 400 SH
OTHER 400
D MEDIAONE GROUP INC 58440J104 2017 26254 SH
SOLE 20524 748 4982
D MEDIAONE GROUP INC 58440J104 339 4414 SH
SHARED 2274 2000 140
D MEDIAONE GROUP INC 58440J104 470 6120 SH
OTHER 1120 5000
D MEDTRONIC INC 585055106 2354 64590 SH
SOLE 63540 800 250
D MEDTRONIC INC 585055106 2070 56800 SH
SHARED 4800 400 51600
D MEDTRONIC INC 585055106 565 15500 SH
OTHER 1200 14300
D MELLON FINANCIAL CORP 58551A108 749 22000 SH
SOLE 22000
D MELLON FINANCIAL CORP 58551A108 177 5200 SH
SHARED 3200 2000
D MELLON FINANCIAL CORP 58551A108 85 2500 SH
OTHER 2500
D MERCANTILE TRUST & SAVINGS BANK 58734P105 672 3600 SH
SHARED 3600
D MERCK & CO INC 589331107 12401 184574 SH
SOLE 168794 700 15080
D MERCK & CO INC 589331107 1079 16052 SH
SHARED 11977 2075 2000
D MERCK & CO INC 589331107 558 8300 SH
OTHER 3000 5300
D MERRILL LYNCH & CO 590188108 687 8250 SH
SOLE 3850 4400
D MERRILL LYNCH & CO 590188108 42 500 SH
SHARED 500
D MERRILL LYNCH & CO 590188108 67 800 SH
OTHER 800
D MICROSOFT CORP 594918104 13918 119213 SH
SOLE 102388 2700 14125
D MICROSOFT CORP 594918104 1441 12340 SH
SHARED 6300 4640 1400
D MICROSOFT CORP 594918104 1268 10860 SH
OTHER 850 200 9810
D MINNESOTA MINING & MANUFACTURIN 604059105 2738 27978 SH
SOLE 26278 1700
D MINNESOTA MINING & MANUFACTURIN 604059105 288 2944 SH
SHARED 2744 200
D MINNESOTA MINING & MANUFACTURIN 604059105 323 3300 SH
OTHER 100 3200
D MINNESOTA POWER INC 604110106 203 12000 SH
SOLE 12000
D MOBIL CORP 607059102 835 8000 SH
SOLE 8000
D MOBIL CORP 607059102 16 150 SH
OTHER 150
D MODINE MANUFACTURING CO 607828100 225 9000 SH
SOLE 9000
D MONSANTO CO 611662107 6096 172031 SH
SOLE 158941 1000 12090
D MONSANTO CO 611662107 1307 36880 SH
SHARED 29380 3000 4500
D MONSANTO CO 611662107 57 1600 SH
OTHER 1300 300
D MORGAN J P & CO INC 616880100 905 7151 SH
SOLE 6875 276
D MORGAN J P & CO INC 616880100 245 1936 SH
SHARED 1936
D MORGAN J P & CO INC 616880100 38 300 SH
OTHER 300
D MORGAN STANLEY DEAN WITTER & CO 617446448 1271 8903 SH
SOLE 8093 810
D MORGAN STANLEY DEAN WITTER & CO 617446448 86 600 SH
OTHER 600
D MOTOROLA INC 620076109 3308 22465 SH
SOLE 19915 2550
D MOTOROLA INC 620076109 44 300 SH
SHARED 300
D MOTOROLA INC 620076109 22 150 SH
OTHER 150
D NABI INC 628716102 46 10000 SH
SOLE 10000
D NATIONAL COMMERCE BANCORP 635449101 1150 50675 SH
SOLE 50675
D NATIONAL COMMERCE BANCORP 635449101 36 1600 SH
OTHER 1600
D NEWELL RUBBERMAID INC 651229106 39 1329 SH
SOLE 1329
D NEWELL RUBBERMAID INC 651229106 214 7393 SH
OTHER 7393
D NEWS CORP LTD 652487703 409 10694 SH
SOLE 10558 136
D NEWS CORP LTD 652487703 317 8300 SH
OTHER 8300
D NEWTON MANUFACTURING CO EMPLOYE 65299*103 8756 115669 SH
SOLE 115669
D NEXTEL COMMUNICATIONS INC CLASS 65332V103 372 3605 SH
SOLE 2405 1000 200
D NEXTEL COMMUNICATIONS INC CLASS 65332V103 31 300 SH
SHARED 300
D NISOURCE INC 65473P105 235 13119 SH
SOLE 12119 900 100
D NISOURCE INC 65473P105 29 1600 SH
SHARED 1600
D NOKIA CORP SPONSORED ADR 654902204 105 550 SH
SOLE 550
D NOKIA CORP SPONSORED ADR 654902204 166 870 SH
OTHER 310 560
D NORFOLK SOUTHERN CORP 655844108 165 8050 SH
SOLE 8050
D NORFOLK SOUTHERN CORP 655844108 52 2550 SH
SHARED 1800 750
D NORTEL NETWORKS CORP 656569100 949 9400 SH
SOLE 9200 200
D NSB BANCORP INC 669996*10 269 8960 SH
SHARED 8960
D NVIEW CORP 670974104 2 15000 SH
OTHER 5000 10000
D ORACLE SYSTEM CORP 68389X105 1962 17507 SH
SOLE 15857 1650
D ORACLE SYSTEM CORP 68389X105 90 800 SH
SHARED 800
D ORACLE SYSTEM CORP 68389X105 1359 12131 SH
OTHER 6131 6000
D PG&E CORP 69331C108 362 17681 SH
SOLE 17300 381
D PG&E CORP 69331C108 2 104 SH
OTHER 104
D PPG INDUSTRIES INC 693506107 243 3884 SH
SOLE 3884
D PASTA VIA INTERNATIONAL INC 702855107 3 50000 SH
SOLE 50000
D PENNEY J C INC 708160106 184 9228 SH
SOLE 9228
D PENNEY J C INC 708160106 138 6900 SH
SHARED 6100 800
D PENNEY J C INC 708160106 12 600 SH
OTHER 100 500
D PEPSICO INC 713448108 6581 186701 SH
SOLE 178701 1700 6300
D PEPSICO INC 713448108 832 23597 SH
SHARED 17067 3900 2630
D PEPSICO INC 713448108 578 16400 SH
OTHER 2200 14200
D PERPETUAL FINANCIAL CORP 714275104 11900 SH
SOLE 11900
D PFIZER INC 717081103 6474 199572 SH
SOLE 178022 200 21350
D PFIZER INC 717081103 2286 70486 SH
SHARED 61650 4636 4200
D PFIZER INC 717081103 690 21275 SH
OTHER 3300 17975
D PHILIP MORRIS COS INC 718154107 4833 210145 SH
SOLE 190435 19710
D PHILIP MORRIS COS INC 718154107 345 15000 SH
SHARED 11300 3000 700
D PHILIP MORRIS COS INC 718154107 151 6550 SH
OTHER 450 6100
D PHILLIPS PETROLEUM CO 718507106 452 9609 SH
SOLE 7959 1650
D PHILLIPS PETROLEUM CO 718507106 24 500 SH
SHARED 500
D PHILLIPS PETROLEUM CO 718507106 61 1300 SH
OTHER 100 1200
D PROCTER & GAMBLE CO 742718109 13378 122107 SH
SOLE 94007 500 27600
D PROCTER & GAMBLE CO 742718109 871 7953 SH
SHARED 5800 1353 800
D PROCTER & GAMBLE CO 742718109 952 8685 SH
OTHER 100 8585
D PROVIDIAN FINANCIAL CORP 74406A102 159 1749 SH
SOLE 1749
D PROVIDIAN FINANCIAL CORP 74406A102 137 1500 SH
SHARED 1500
D QUADRAX CORP 746905405 20000 SH
OTHER 20000
D RALSTON PURINA CO RALSTON PURIN 751277302 931 33393 SH
SOLE 33393
D RALSTON PURINA CO RALSTON PURIN 751277302 478 17149 SH
SHARED 16449 700
D RAYTHEON CORP NEW CLASS B 755111408 381 14342 SH
SOLE 3142 11200
D RAYTHEON CORP NEW CLASS B 755111408 5 200 SH
SHARED 200
D RAYTHEON CORP NEW CLASS B 755111408 98 3700 SH
OTHER 200 3500
D RELIANT ENERGY INC 75952J108 253 11078 SH
SOLE 11078
D RELIANT ENERGY INC 75952J108 48 2100 SH
SHARED 2000 100
D RELIANT ENERGY INC 75952J108 32 1400 SH
OTHER 1400
D RESORTQUEST INTERNATIONAL INC 761183102 147 35649 SH
SOLE 35649
D RICHARDS BRICK CO 762990109 516 600 SH
SOLE 600
D ROCKWELL INTERNATIONAL CORP NEW 773903109 272 5686 SH
SOLE 5686
D ROYAL DUTCH PETROLEUM CO NY 780257804 2404 39700 SH
SOLE 21700 18000
D ROYAL DUTCH PETROLEUM CO NY 780257804 193 3181 SH
SHARED 1956 1025 200
D ROYAL DUTCH PETROLEUM CO NY 780257804 81 1330 SH
OTHER 1330
D SBC COMMUNICATIONS INC 78387G103 16709 342744 SH
SOLE 289517 2094 51133
D SBC COMMUNICATIONS INC 78387G103 2796 57354 SH
SHARED 40380 16239 735
D SBC COMMUNICATIONS INC 78387G103 938 19235 SH
OTHER 10631 8604
D SLM HOLDING CO 78442A109 384 9100 SH
SOLE 9100
D SLM HOLDING CO 78442A109 23 542 SH
OTHER 542
D SAFEWAY INC 786514208 219 6130 SH
SOLE 5480 650
D SAFEWAY INC 786514208 86 2400 SH
SHARED 2400
D SAFEWAY INC 786514208 32 900 SH
OTHER 100 800
D THE FIRST NATIONAL BANK OF SAN 791990161 488 7307 SH
SOLE 7307
D ST PAUL COS INC 792860108 176 5236 SH
SOLE 5067 169
D ST PAUL COS INC 792860108 67 2000 SH
SHARED 2000
D SARA LEE CORP 803111103 1365 61865 SH
SOLE 61465 400
D SARA LEE CORP 803111103 378 17130 SH
SHARED 2300 4030 10800
D SARA LEE CORP 803111103 9 400 SH
OTHER 400
D SCHERING PLOUGH CORP 806605101 38799 915601 SH
SOLE 897742 17859
D SCHERING PLOUGH CORP 806605101 1071 25280 SH
SHARED 11280 14000
D SCHERING PLOUGH CORP 806605101 610 14400 SH
OTHER 300 14100
D SCHLUMBERGER LTD 806857108 589 10500 SH
SOLE 10100 400
D SCHLUMBERGER LTD 806857108 73 1300 SH
SHARED 1300
D SCHLUMBERGER LTD 806857108 65 1150 SH
OTHER 100 1050
D SCHWAB CHARLES CORP NEW 808513105 218 5700 SH
SOLE 4800 900
D SCHWAB CHARLES CORP NEW 808513105 136 3550 SH
SHARED 3350 200
D SCHWAB CHARLES CORP NEW 808513105 34 900 SH
OTHER 200 700
D SEARS ROEBUCK & CO 812387108 271 8937 SH
SOLE 7597 1340
D SEARS ROEBUCK & CO 812387108 3 100 SH
SHARED 100
D SEARS ROEBUCK & CO 812387108 3 100 SH
OTHER 100
D SOLECTRON CORP 834182107 76 800 SH
SOLE 200 600
D SOLECTRON CORP 834182107 247 2600 SH
OTHER 2600
D SOLUTIA INC 834376105 115 7424 SH
SOLE 6508 916
D SOLUTIA INC 834376105 79 5116 SH
SHARED 3916 600 600
D SOLUTIA INC 834376105 19 1200 SH
OTHER 100 1100
D SONY CORP AMERICAN SH NEW 835699307 57 200 SH
SOLE 200
D SONY CORP AMERICAN SH NEW 835699307 352 1235 SH
OTHER 1235
D SOURCE CAPITAL INC. 836144105 211 4357 SH
SOLE 4357
D SOUTHERN CO 842587107 705 29986 SH
SOLE 27486 2500
D SOUTHERN CO 842587107 48 2043 SH
SHARED 1143 900
D SOUTHERN CO 842587107 19 800 SH
OTHER 800
D SOUTHTRUST CORP 844730101 720 19050 SH
SOLE 18250 800
D SOUTHTRUST CORP 844730101 76 2000 SH
SHARED 600 1400
D SOUTHWEST AIRLINES 844741108 330 20462 SH
SOLE 11487 8975
D SOUTHWEST AIRLINES 844741108 14 875 SH
SHARED 675 200
D SOUTHWEST AIRLINES 844741108 13 800 SH
OTHER 800
D SPRINT CORP (FON GROUP) 852061100 3770 56004 SH
SOLE 50204 5800
D SPRINT CORP (FON GROUP) 852061100 27 400 SH
SHARED 200 200
D SPRINT CORP (FON GROUP) 852061100 54 800 SH
OTHER 400 400
D SPRINT CORP 852061506 2135 20829 SH
SOLE 19129 1700
D SPRINT CORP 852061506 10 100 SH
SHARED 50 50
D SPRINT CORP 852061506 21 200 SH
OTHER 100 100
D STAPLES INC 855030102 415 20013 SH
SOLE 10163 1200 8650
D STAPLES INC 855030102 78 3750 SH
SHARED 350 3400
D STATE STREET CORP 857477103 891 12200 SH
SOLE 12200
D SUN MICROSYSTEMS INC 866810104 13607 175710 SH
SOLE 171710 4000
D SUN MICROSYSTEMS INC 866810104 1167 15070 SH
SHARED 7500 4170 3400
D SUN MICROSYSTEMS INC 866810104 33 425 SH
OTHER 425
D SUNTRUST BANKS INC 867914103 1283 18648 SH
SOLE 18648
D SUNTRUST BANKS INC 867914103 41 600 SH
SHARED 600
D SUPERVALU INC 868536103 72 3600 SH
SOLE 3600
D SUPERVALU INC 868536103 165 8270 SH
OTHER 8270
D SYSCO CORP 871829107 601 15200 SH
SOLE 15200
D SYSCO CORP 871829107 40 1000 SH
OTHER 1000
D TRW INC 872649108 210 4040 SH
SOLE 40 4000
D THE BAXTER CO INC 875990160 419 375 SH
SOLE 375
D TELEFONICA S A SPONSORED ADR 879382208 250 3168 SH
SOLE 3168
D TELEFONICA S A SPONSORED ADR 879382208 211 2671 SH
OTHER 2671
D TELLABS INC 879664100 560 8725 SH
SOLE 8325 400
D TELLABS INC 879664100 6 100 SH
SHARED 100
D TELLABS INC 879664100 449 7000 SH
OTHER 7000
D TEXACO INC 881694103 3491 64274 SH
SOLE 60724 1100 2450
D TEXACO INC 881694103 127 2340 SH
SHARED 550 700 1090
D TEXACO INC 881694103 22 400 SH
OTHER 200 200
D TEXAS INSTRUMENTS INC 882508104 2175 22510 SH
SOLE 21095 1415
D TEXAS INSTRUMENTS INC 882508104 222 2300 SH
SHARED 700 600 1000
D TEXAS INSTRUMENTS INC 882508104 440 4550 SH
OTHER 550 4000
D TEXAS UTILITIES CO 882848104 122 3440 SH
SOLE 3156 284
D TEXAS UTILITIES CO 882848104 18 500 SH
SHARED 500
D TEXAS UTILITIES CO 882848104 60 1700 SH
OTHER 500 1200
D TEXTRON INC 883203101 186 2424 SH
SOLE 688 1736
D TEXTRON INC 883203101 38 500 SH
SHARED 500
D TIME WARNER INC 887315109 2347 32450 SH
SOLE 31600 850
D TIME WARNER INC 887315109 728 10074 SH
SHARED 8500 874 700
D TIME WARNER INC 887315109 101 1400 SH
OTHER 1400
D TRICON GLOBAL RESTAURANTS INC 895953107 190 4913 SH
SOLE 4913
D TRICON GLOBAL RESTAURANTS INC 895953107 29 760 SH
SHARED 740 20
D TRICON GLOBAL RESTAURANTS INC 895953107 40 1030 SH
OTHER 220 810
D TRI UTILITIES CORP 895991AA5 900 9000 SH
SOLE 9000
D TRIBUNE CO NEW 896047107 352 6400 SH
SOLE 6000 400
D TRIBUNE CO NEW 896047107 220 4000 SH
OTHER 4000
D R A TRIPPEER INC COM STK 896990900 3708 550 SH
SOLE 550
D TRUSTMARK CORP 898402102 427 19745 SH
SOLE 15745 4000
D TYCO INTERNATIONAL LTD 902124106 706 18090 SH
SOLE 16582 1508
D TYCO INTERNATIONAL LTD 902124106 95 2436 SH
SHARED 1250 1186
D TYCO INTERNATIONAL LTD 902124106 40 1025 SH
OTHER 1025
D TYSON FOODS INC CLASS A 902494103 213 13101 SH
SOLE 13101
D TYSON FOODS INC CLASS A 902494103 5 300 SH
SHARED 300
D USX MARATHON GROUP NEW 902905827 319 12902 SH
SOLE 12822 80
D USX MARATHON GROUP NEW 902905827 27 1074 SH
SHARED 1000 74
D USX MARATHON GROUP NEW 902905827 35 1400 SH
OTHER 500 900
D UST INC 902911106 98 3893 SH
SOLE 3893
D UST INC 902911106 189 7500 SH
OTHER 7500
D ULTRAMAR DIAMOND SHAMROCK CORP 904000106 266 11727 SH
SOLE 11227 500
D ULTRAMAR DIAMOND SHAMROCK CORP 904000106 32 1400 SH
SHARED 400 1000
D UNION PACIFIC CORP 907818108 1174 26877 SH
SOLE 25718 1159
D UNION PACIFIC CORP 907818108 364 8324 SH
SHARED 7574 150 600
D UNION PACIFIC CORP 907818108 131 3000 SH
OTHER 2400 600
D UNION PACIFIC RESOURCES GROUP I 907834105 162 12724 SH
SOLE 12469 255
D UNION PACIFIC RESOURCES GROUP I 907834105 56 4423 SH
SHARED 3915 508
D UNION PACIFIC RESOURCES GROUP I 907834105 26 2032 SH
OTHER 2032
D UNION PLANTERS CORP 908068109 66815 1694166 SH
SOLE 1524112 1209 168846
D UNION PLANTERS CORP 908068109 8069 204602 SH
SHARED 142630 39961 22011
D UNION PLANTERS CORP 908068109 1534 38884 SH
OTHER 11683 2644 24557
D UNITED HEALTHCARE CORP 910581107 253 4758 SH
SOLE 4296 462
D UNITED PARCEL SERVICE INC CLASS 911312106 48 700 SH
SOLE 500 200
D UNITED PARCEL SERVICE INC CLASS 911312106 69 1000 SH
SHARED 1000
D UNITED PARCEL SERVICE INC CLASS 911312106 83 1200 SH
OTHER 600 600
D U S WEST INC 91273H101 2874 39916 SH
SOLE 33140 768 6008
D U S WEST INC 91273H101 534 7415 SH
SHARED 3545 2727 1143
D U S WEST INC 91273H101 124 1716 SH
OTHER 1204 512
D UNITED TECHNOLOGIES CORP 913017109 2466 37936 SH
SOLE 33856 1000 3080
D UNITED TECHNOLOGIES CORP 913017109 364 5600 SH
SHARED 5600
D UNITED TECHNOLOGIES CORP 913017109 65 1000 SH
OTHER 400 600
D UNITRON INTERNATIONAL SYSTEMS I 9132859A2 3 124000 SH
SOLE 124000
D VIACOM INC CLASS A 925524100 410 6788 SH
SOLE 6590 198
D VITRO SOCIEDAD ANONIMA 928502301 69 12500 SH
SOLE 12500
D VODAFONE GROUP PLC SPONSORED AD 92857T107 2514 50798 SH
SOLE 40458 1870 8470
D VODAFONE GROUP PLC SPONSORED AD 92857T107 425 8578 SH
SHARED 5435 3043 100
D VODAFONE GROUP PLC SPONSORED AD 92857T107 121 2450 SH
OTHER 1700 750
D WAL MART STORES INC 931142103 12740 184305 SH
SOLE 167532 5200 11573
D WAL MART STORES INC 931142103 836 12088 SH
SHARED 3988 4100 4000
D WAL MART STORES INC 931142103 637 9218 SH
OTHER 1400 7818
D WALGREEN CO 931422109 5748 196515 SH
SOLE 192615 3900
D WALGREEN CO 931422109 503 17200 SH
SHARED 14800 2400
D WALGREEN CO 931422109 1267 43300 SH
OTHER 36000 7300
D WARNER LAMBERT CO 934488107 4051 49437 SH
SOLE 47687 350 1400
D WARNER LAMBERT CO 934488107 311 3800 SH
SHARED 1600 2200
D WARNER LAMBERT CO 934488107 98 1200 SH
OTHER 1200
D WASHINGTON MUTUAL INC 939322103 252 9745 SH
SOLE 9550 195
D WASHINGTON MUTUAL INC 939322103 155 6000 SH
OTHER 6000
D WATERLOO BANCSHARES INC 9419949F4 256 808 SH
SOLE 308 500
D WATERLOO LUMBER CO 941995102 398 117 SH
SOLE 117
D WELLS FARGO & CO NEW 949746101 1569 38810 SH
SOLE 35610 1200 2000
D WELLS FARGO & CO NEW 949746101 105 2600 SH
SHARED 2100 500
D WELLS FARGO & CO NEW 949746101 256 6330 SH
OTHER 6330
D WEYERHAUSER CO 962166104 465 6475 SH
SOLE 5575 900
D WISCONSIN ENERGY CORP 976657106 319 16570 SH
SOLE 16570
D WORLD WIDE BINGO INC 98152P104 11 1100000 SH
SOLE 1100000
D MILTON J WOMACK INC 991265000 2345 10198 SH
SOLE 10198
D J & J CO LLC CLASS B 994019099 534 12500 SH
SHARED 12500
D SPINNERS L P LLC CLASS B 994025831 892 790 SH
SHARED 790
D FLINT HYDROSTATICS INC 994031318 2271 250 SH
SOLE 250
D JONES MANUFACTURING CO INC 994033181 578 10803 SH
SHARED 10803
D SAIA ELECTRIC INC 994039303 461 11522 SH
SOLE 11522
S REPORT SUMMARY 717 DATA RECORDS 937714
</TABLE>