MERRILL LYNCH DEPOSITOR INC
8-K, 2000-10-02
ASSET-BACKED SECURITIES
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<PAGE>   1
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D. C. 20549
                           --------------------------

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934
                            -------------------------

      Date of Report (Date of earliest event reported) : September 1, 2000

                          MERRILL LYNCH DEPOSITOR, INC.
              (ON BEHALF OF PUBLIC STEERS SERIES 1999 REN-C1 TRUST)
             (Exact name of registrant as specified in its charter)

         DELAWARE                  333-64767                13-3891329
      (State or other            (Commission            (I. R. S. Employer
      Jurisdiction of            File Number)           identification No.)
       incorporation)

           WORLD FINANCIAL CENTER,                            10281
             NEW YORK,  NEW YORK                            (Zip Code)
            (Address of principal
             executive offices)

                           --------------------------

       Registrant's telephone number, including area code: (212) 449-1000

                      INFORMATION TO BE INCLUDED IN REPORT


ITEM 1.   CHANGES IN CONTROL OF REGISTRANT

          Not Applicable

ITEM 2.   ACQUISITION OF DISPOSITION OF ASSETS

          Not Applicable

ITEM 3.   BANKRUPTCY OR RECEIVERSHIP

          Not Applicable

ITEM 4.   CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANT

          Not Applicable


<PAGE>   2

ITEM 5.   OTHER EVENTS

          1.   Distribution to holders of the STEERS Trust, Series 1999 REN-C1
               Class A Certificates on September 1, 2000.

ITEM 6.   RESIGNATION OF REGISTRANT'S DIRECTORS

          Not Applicable

ITEM 7.   FINANCIAL STATEMENTS AND EXHIBITS

          (a)  Financial statements of business acquired.

               Not applicable

          (b)  Pro forma financial information.

               Not applicable.

          (c)  Exhibits.

               1.   Trustee's report in respect of the September 1, 2000
                    distribution to holders of the STEERS Trust, Series 1999
                    REN-C1 Class A Certificates.

ITEM 8.   CHANGE IN FISCAL YEAR

          Not Applicable.

ITEM 9.   SALES OF EQUITY SECURITIES PURSUANT TO REGULATION S

          Not Applicable

                                   SIGNATURES

          Pursuant to the requirements of Section 12 of the Securities Exchange
          Act of 1934, the registrant has duly caused this report to be signed
          on its behalf by the undersigned, thereto duly authorized.


                                            MERRILL LYNCH DEPOSITOR, INC.

Date:    October 2, 2000                    By:  /s/ Barry N. Finkelstein
                                            Name:    Barry N. Finkelstein
                                            Title:   President



<PAGE>   3



                                  EXHIBIT INDEX


               1.   Trustee's report in respect of the September 1, 2000
                    distribution to holders of the STEERS Trust , Series 1999
                    REN-C1 Class A Certificates.








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