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Previous: FIRST INTERNATIONAL BANCORP INC, 10-Q, EX-11.1, 2000-08-14 |
Next: SYNTEL INC, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-START> APR-01-2000 JAN-01-2000
<PERIOD-END> JUN-30-2000 JUN-30-2000
<CASH> 18,473,009 18,473,009
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 30,809,558 30,809,558
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 46,639,033 46,639,033
<INVESTMENTS-CARRYING> 2,742,941 2,742,941
<INVESTMENTS-MARKET> 2,741,639 2,741,639
<LOANS> 148,455,175 148,455,175
<ALLOWANCE> 4,650,000 4,650,000
<TOTAL-ASSETS> 335,048,943 335,048,943
<DEPOSITS> 272,056,604 272,056,604
<SHORT-TERM> 24,630 24,630
<LIABILITIES-OTHER> 4,285,843 4,285,843
<LONG-TERM> 0 0
0 0
0 0
<COMMON> 826,432 826,432
<OTHER-SE> 57,855,434 57,855,434
<TOTAL-LIABILITIES-AND-EQUITY> 335,048,943 335,048,943
<INTEREST-LOAN> 4,514,397 9,026,026
<INTEREST-INVEST> 814,608 1,585,018
<INTEREST-OTHER> 419,073 1,011,807
<INTEREST-TOTAL> 5,748,078 11,622,851
<INTEREST-DEPOSIT> 3,643,364 7,205,976
<INTEREST-EXPENSE> 3,828,083 7,519,182
<INTEREST-INCOME-NET> 1,919,995 4,103,669
<LOAN-LOSSES> 874,013 1,431,521
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 5,760,625 11,433,360
<INCOME-PRETAX> 3,234,438 6,520,552
<INCOME-PRE-EXTRAORDINARY> 3,234,438 6,520,552
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 2,157,404 4,299,232
<EPS-BASIC> 0.26 0.52
<EPS-DILUTED> 0.25 0.51
<YIELD-ACTUAL> 3.10 3.23
<LOANS-NON> 4,089,540 4,089,540
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 4,550,000 4,550,000
<CHARGE-OFFS> 842,216 1,430,537
<RECOVERIES> 49,695 99,016
<ALLOWANCE-CLOSE> 4,650,000 4,650,000
<ALLOWANCE-DOMESTIC> 3,444,159 3,444,159
<ALLOWANCE-FOREIGN> 627,754 627,754
<ALLOWANCE-UNALLOCATED> 578,087 578,087
</TABLE>
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