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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 164,000
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 2,735,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 1,526,000
<INVESTMENTS-CARRYING> 890,000
<INVESTMENTS-MARKET> 1,526,000
<LOANS> 13,132,000
<ALLOWANCE> 138,000
<TOTAL-ASSETS> 19,398,000
<DEPOSITS> 15,455,000
<SHORT-TERM> 0
<LIABILITIES-OTHER> 346,000
<LONG-TERM> 0
0
0
<COMMON> 5,000
<OTHER-SE> 3,592,000
<TOTAL-LIABILITIES-AND-EQUITY> 19,398,000
<INTEREST-LOAN> 276,000
<INTEREST-INVEST> 97,000
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 373,000
<INTEREST-DEPOSIT> 187,000
<INTEREST-EXPENSE> 0
<INTEREST-INCOME-NET> 186,000
<LOAN-LOSSES> 39,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 329,000
<INCOME-PRETAX> (154,000)
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (154,000)
<EPS-BASIC> (.31)
<EPS-DILUTED> (.31)
<YIELD-ACTUAL> 4.08
<LOANS-NON> 476,000
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 138,000
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 196,000
<ALLOWANCE-DOMESTIC> 196,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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