MEMBERS MUTUAL FUNDS
NSAR-A, 1999-06-29
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<PAGE>      PAGE  1
000 A000000 04/30/99
000 C000000 0001040612
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0
000 J000000 U
001 A000000 MEMBERS MUTUAL FUNDS
001 B000000 811-08261
001 C000000 8008776089
002 A000000 5910 MINERAL POINT ROAD
002 B000000 MADISON
002 C000000 WI
002 D010000 53705
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  7
007 C010100  1
007 C020100 CASH RESERVES FUND
007 C030100 N
007 C010200  2
007 C020200 BOND FUND
007 C030200 N
007 C010300  3
007 C020300 BALANCED FUND
007 C030300 N
007 C010400  4
007 C020400 HIGH INCOME FUND
007 C030400 N
007 C010500  5
007 C020500 GROWTH & INCOME FUND
007 C030500 N
007 C010600  6
007 C020600 CAPITAL APPRECIATION FUND
007 C030600 N
007 C010700  7
007 C020700 INTERNATIONAL STOCK FUND
007 C030700 N
007 C010800  8
007 C010900  9
007 C011000 10
010 A00AA01 FIRST DATA INVESTOR SERVICES GROUP, INC.
010 B00AA01 84-1761
010 C01AA01 KING OF PRUSSIA
010 C02AA01 PA
010 C03AA01 19406
<PAGE>      PAGE  2
010 C04AA01 0903
011 A00AA01 CUNA BROKERAGE SERVICES, INC.
011 B00AA01 8-30027
011 C01AA01 WAVERLY
011 C02AA01 IA
011 C03AA01 50677
012 A00AA01 FIRST DATA INVESTOR SERVICES GROUP, INC.
012 B00AA01 84-1761
012 C01AA01 KING OF PRUSSIA
012 C02AA01 PA
012 C03AA01 19406
012 C04AA01 0903
013 A00AA01 KPMG PEAT MARWICK, LLP
013 B01AA01 MINNEAPOLIS
013 B02AA01 MN
013 B03AA01 55402
014 A00AA01 CUNA BROKERAGE SERVICES, INC.
014 B00AA01 8-30027
018  00AA00 Y
019 A00AA00 Y
019 B00AA00    7
019 C00AA00 MEMBERSMUT
020 A000001 CAPITAL INSTITUTIONAL SERVICES
020 B000001 75-1565705
020 C000001     16
020 A000002 FLEMING, ROBERT, INC.
020 C000002     16
020 A000003 INSTINET
020 B000003 13-3443395
020 C000003     10
020 A000004 MERRILL LYNCH PIERCE FENNER & SMITH, INC.
020 B000004 13-5674085
020 C000004      8
020 A000005 SBC WARBURG, INC. NEW YORK
020 C000005      7
020 A000006 KLEINWORT WESTMINSTER
020 C000006      5
020 A000007 HSBC SECURITIES
020 B000007 13-2650272
020 C000007      5
020 A000008 FIRST BOSTON CORP.
020 B000008 13-5659485
020 C000008      2
020 A000009 BEAR STEARNS & CO.
020 B000009 13-3299429
020 C000009      2
020 A000010 GOLDMAN SACHS & CO.
020 B000010 13-5108880
020 C000010      2
021  000000      113
022 A000001 STATE STREET BANK AND TRUST
<PAGE>      PAGE  3
022 B000001 04-1867445
022 C000001    518289
022 D000001     12779
022 A000002 MERRILL LYNCH PIERCE FENNER & SMITH, INC.
022 B000002 13-5674085
022 C000002     24605
022 D000002     13625
022 A000003 FUJI SECURITIES
022 B000003 36-2880742
022 C000003     16618
022 D000003     14980
022 A000004 PAINE WEBBER, INC.
022 B000004 13-2638166
022 C000004     12902
022 D000004     16009
022 A000005 WARBURG S. G. & CO. INC.
022 B000005 13-3340045
022 C000005     11802
022 D000005      7202
022 A000006 MORGAN STANLEY & CO., INC
022 B000006 13-2655998
022 C000006      4459
022 D000006      3314
022 A000007 BEAR STEARN & CO.
022 B000007 13-3299429
022 C000007      3221
022 D000007      1948
022 A000008 PRUDENTIAL BACHE SECURITIES, INC.
022 B000008 22-2347336
022 C000008      3680
022 D000008      1034
022 A000009 ADVEST, INC.
022 B000009 06-0950348
022 C000009       661
022 D000009      3875
022 A000010 SALOMON SMITH BARNEY
022 B000010 11-2418191
022 C000010      2481
022 D000010       790
023 C000000     647424
023 D000000     110782
024  00AA00 N
026 A000000 N
026 B000000 Y
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026 D000000 Y
026 E000000 N
026 F000000 N
026 G010000 N
026 G020000 N
026 H000000 N
<PAGE>      PAGE  4
027  000000 Y
037  00AA00 N
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039  00AA00 N
040  00AA00 Y
041  00AA00 Y
049  00AA00 N
050  00AA00 N
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052  00AA00 N
053 A00AA00 Y
053 B00AA00 Y
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054 B00AA00 Y
054 C00AA00 Y
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054 E00AA00 N
054 F00AA00 N
054 G00AA00 N
054 H00AA00 N
054 I00AA00 N
054 J00AA00 N
054 K00AA00 N
054 L00AA00 Y
054 M00AA00 Y
054 N00AA00 Y
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055 A00AA00 N
055 B00AA00 N
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057  00AA00 N
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059  00AA00 Y
060 A00AA00 Y
060 B00AA00 Y
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085 A00AA00 Y
085 B00AA00 N
008 A000101 CIMCO INC
008 B000101 A
008 C000101 801-18140
008 D010101 MADISON
<PAGE>      PAGE  5
008 D020101 WI
008 D030101 53705
015 A000101 STATE STREET BANK
015 B000101 C
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015 C020101 MA
015 C030101 02110
015 E010101 X
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<PAGE>      PAGE  6
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<PAGE>      PAGE  7
062 R000100   0.0
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070 D020100 N
070 E010100 N
070 E020100 N
070 F010100 N
070 F020100 N
070 G010100 N
070 G020100 N
070 H010100 N
070 H020100 N
070 I010100 N
070 I020100 N
070 J010100 Y
070 J020100 N
070 K010100 Y
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070 L010100 Y
070 L020100 N
070 M010100 N
070 M020100 N
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070 P010100 N
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100         0
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<PAGE>      PAGE  8
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<PAGE>      PAGE  9
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074 W000100   0.9988
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075 A000100     5513
075 B000100        0
076  000100     0.00
008 A000201 CIMCO INC
008 B000201 A
008 C000201 801-18140
008 D010201 MADISON
008 D020201 WI
008 D030201 53705
015 A000201 STATE STREET BANK
015 B000201 C
015 C010201 BOSTON
015 C020201 MA
015 C030201 02110
015 E010201 X
028 A010200      1007
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<PAGE>      PAGE  10
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033  000200      0
034  000200 Y
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036 A000200 Y
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042 B000200   0
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042 D000200 100
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<PAGE>      PAGE  11
048 I020200 0.000
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062 N000200  50.6
062 O000200   0.0
062 P000200  43.6
062 Q000200   0.0
062 R000200   0.0
063 A000200   0
063 B000200  7.2
064 A000200 N
064 B000200 N
066 A000200 N
067  000200 N
068 A000200 N
068 B000200 N
069  000200 N
070 A010200 Y
070 A020200 Y
070 B010200 N
070 B020200 N
070 C010200 Y
070 C020200 N
070 D010200 N
070 D020200 N
070 E010200 Y
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070 F010200 N
070 F020200 N
070 G010200 Y
070 G020200 N
070 H010200 N
070 H020200 N
070 I010200 N
070 I020200 N
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<PAGE>      PAGE  12
070 J020200 N
070 K010200 Y
070 K020200 N
070 L010200 Y
070 L020200 Y
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070 N010200 Y
070 N020200 N
070 O010200 Y
070 O020200 N
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070 P020200 N
070 Q010200 N
070 Q020200 N
070 R010200 N
070 R020200 N
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<PAGE>      PAGE  13
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008 A000301 CIMCO INC
008 B000301 A
008 C000301 801-18140
008 D010301 MADISON
008 D020301 WI
008 D030301 53705
015 A000301 STATE STREET BANK
015 B000301 C
015 C010301 BOSTON
015 C020301 MA
015 C030301 02110
<PAGE>      PAGE  14
015 E010301 X
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<PAGE>      PAGE  15
044  000300      0
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<PAGE>      PAGE  16
066 C000300 N
066 D000300 N
066 E000300 N
066 F000300 N
066 G000300 Y
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070 C020300 N
070 D010300 Y
070 D020300 N
070 E010300 Y
070 E020300 N
070 F010300 Y
070 F020300 Y
070 G010300 Y
070 G020300 N
070 H010300 Y
070 H020300 N
070 I010300 N
070 I020300 N
070 J010300 Y
070 J020300 N
070 K010300 Y
070 K020300 N
070 L010300 Y
070 L020300 Y
070 M010300 N
070 M020300 N
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070 N020300 N
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070 O020300 N
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070 P020300 N
070 Q010300 N
070 Q020300 N
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070 R020300 N
071 A000300     61932
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<PAGE>      PAGE  17
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<PAGE>      PAGE  18
074 Q000300        0
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074 W000300   0.0000
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076  000300     0.00
008 A000401 CIMCO INC.
008 B000401 A
008 C000401 801-18140
008 D010401 MADISON
008 D020401 WI
008 D030401 53705
015 A000401 STATE STREET BANK
015 B000401 C
015 C010401 BOSTON
015 C020401 MA
015 C030401 02110
015 E010401 X
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<PAGE>      PAGE  19
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032  000400      0
033  000400      0
034  000400 Y
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042 C000400   0
042 D000400 100
042 E000400   0
042 F000400   0
042 G000400   0
042 H000400   0
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045  000400 Y
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<PAGE>      PAGE  20
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063 B000400  8.2
064 A000400 N
064 B000400 N
066 A000400 N
067  000400 N
068 A000400 N
068 B000400 N
069  000400 N
070 A010400 Y
070 A020400 Y
070 B010400 N
070 B020400 N
070 C010400 Y
070 C020400 N
070 D010400 N
070 D020400 N
070 E010400 Y
070 E020400 N
070 F010400 N
070 F020400 N
070 G010400 Y
070 G020400 N
070 H010400 N
070 H020400 N
070 I010400 N
070 I020400 N
070 J010400 Y
070 J020400 Y
<PAGE>      PAGE  21
070 K010400 Y
070 K020400 N
070 L010400 Y
070 L020400 Y
070 M010400 Y
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070 N010400 Y
070 N020400 N
070 O010400 Y
070 O020400 N
070 P010400 N
070 P020400 N
070 Q010400 N
070 Q020400 N
070 R010400 N
070 R020400 N
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<PAGE>      PAGE  22
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<PAGE>      PAGE  23
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028 A020500         0
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<PAGE>      PAGE  24
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<PAGE>      PAGE  25
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066 G000500 N
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070 D010500 Y
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070 E020500 N
070 F010500 Y
070 F020500 Y
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070 G020500 N
070 H010500 Y
070 H020500 N
070 I010500 N
070 I020500 N
070 J010500 Y
070 J020500 N
070 K010500 Y
070 K020500 N
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<PAGE>      PAGE  26
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<PAGE>      PAGE  27
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<PAGE>      PAGE  28
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042 D000600 100
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<PAGE>      PAGE  29
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<PAGE>      PAGE  30
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<PAGE>      PAGE  31
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<PAGE>      PAGE  32
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<PAGE>      PAGE  33
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<PAGE>      PAGE  34
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<PAGE>      PAGE  35
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<PAGE>      PAGE  36
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SIGNATURE   BRIAN O'NEILL
TITLE       DIRECTOR


WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 1
   <NAME> CASH RESERVES FUND CLASS B
<MULTIPLIER> 1

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<EXPENSE-RATIO>                                   1.30



</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 2
   <NAME> MEMBERS BOND FUND CLASS A
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
<INVESTMENTS-AT-COST>                         11473994
<INVESTMENTS-AT-VALUE>                        11407430
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<NET-INVESTMENT-INCOME>                         221353
<REALIZED-GAINS-CURRENT>                         35492
<APPREC-INCREASE-CURRENT>                     (128810)
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<NUMBER-OF-SHARES-REDEEMED>                      17665
<SHARES-REINVESTED>                              13894
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<PER-SHARE-NAV-BEGIN>                            10.14
<PER-SHARE-NII>                                   0.23
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<PER-SHARE-DISTRIBUTIONS>                       (0.01)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.00
<EXPENSE-RATIO>                                   0.90


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 1
   <NAME> CASH RESERVES FUND CLASS A
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
<INVESTMENTS-AT-COST>                          6248825
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<REALIZED-GAINS-CURRENT>                            42
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<NET-CHANGE-FROM-OPS>                           116834
<EQUALIZATION>                                       0
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<NUMBER-OF-SHARES-SOLD>                         771162
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<SHARES-REINVESTED>                              77078
<NET-CHANGE-IN-ASSETS>                         1002524
<ACCUMULATED-NII-PRIOR>                          23338
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<PER-SHARE-NII>                                  0.020
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<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                   0.55



</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 2
   <NAME> MEMBERS BOND FUND CLASS B
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
<INVESTMENTS-AT-COST>                         11473994
<INVESTMENTS-AT-VALUE>                        11407430
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<PAID-IN-CAPITAL-COMMON>                      11882215
<SHARES-COMMON-STOCK>                           518320
<SHARES-COMMON-PRIOR>                           219351
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<OVERDISTRIBUTION-NII>                             763
<ACCUMULATED-NET-GAINS>                          35377
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<NET-ASSETS>                                  11850265
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                               277709
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<EXPENSES-NET>                                   56356
<NET-INVESTMENT-INCOME>                         221353
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<APPREC-INCREASE-CURRENT>                     (128810)
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<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        84564
<DISTRIBUTIONS-OF-GAINS>                          3744
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<NUMBER-OF-SHARES-SOLD>                         317719
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<SHARES-REINVESTED>                               6687
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<ACCUMULATED-NII-PRIOR>                          23446
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<OVERDISTRIB-NII-PRIOR>                              0
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<GROSS-EXPENSE>                                 120928
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<PER-SHARE-NAV-BEGIN>                            10.14
<PER-SHARE-NII>                                   0.22
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<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.01
<EXPENSE-RATIO>                                   1.65


</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 3
   <NAME> MEMBERS BALANCED FUND CLASS A
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
<INVESTMENTS-AT-COST>                         25008669
<INVESTMENTS-AT-VALUE>                        28660823
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<APPREC-INCREASE-CURRENT>                      3244598
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<EQUALIZATION>                                       0
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<OVERDISTRIB-NII-PRIOR>                              0
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<PER-SHARE-NAV-BEGIN>                            10.68
<PER-SHARE-NII>                                  0.130
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<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              12.06
<EXPENSE-RATIO>                                   1.10



</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 7
   <NAME> MEMBERS INTERNATIONAL STOCK FUND CLASS A
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
<INVESTMENTS-AT-COST>                         31294693
<INVESTMENTS-AT-VALUE>                        33602856
<RECEIVABLES>                                   973778
<ASSETS-OTHER>                                      78
<OTHER-ITEMS-ASSETS>                            297278
<TOTAL-ASSETS>                                34873990
<PAYABLE-FOR-SECURITIES>                        712186
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        76327
<TOTAL-LIABILITIES>                             788513
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      31123980
<SHARES-COMMON-STOCK>                          2855293
<SHARES-COMMON-PRIOR>                          2674063
<ACCUMULATED-NII-CURRENT>                        52895
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                         604328
<OVERDISTRIBUTION-GAINS>                             0
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<REALIZED-GAINS-CURRENT>                        630772
<APPREC-INCREASE-CURRENT>                      3228844
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<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                     (407972)
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<NUMBER-OF-SHARES-SOLD>                          42189
<NUMBER-OF-SHARES-REDEEMED>                      12744
<SHARES-REINVESTED>                             151785
<NET-CHANGE-IN-ASSETS>                         5079709
<ACCUMULATED-NII-PRIOR>                         321481
<ACCUMULATED-GAINS-PRIOR>                      1206924
<OVERDISTRIB-NII-PRIOR>                              0
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<PER-SHARE-NII>                                  0.050
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<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              11.12
<EXPENSE-RATIO>                                   1.60


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 3
   <NAME> MEMBERS BALANCED FUND CLASS B
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
<INVESTMENTS-AT-COST>                         25008669
<INVESTMENTS-AT-VALUE>                        28660823
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<SENIOR-LONG-TERM-DEBT>                              0
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<PAID-IN-CAPITAL-COMMON>                      25192501
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<SHARES-COMMON-PRIOR>                           696605
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<EQUALIZATION>                                       0
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<DISTRIBUTIONS-OF-GAINS>                           727
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<PER-SHARE-NAV-BEGIN>                            10.68
<PER-SHARE-NII>                                  0.090
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<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              12.07
<EXPENSE-RATIO>                                   1.85



</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 7
   <NAME> MEMBERS INTERNATIONAL STOCK FUND CLASS B
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
<INVESTMENTS-AT-COST>                         31294693
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<PAID-IN-CAPITAL-COMMON>                      31123980
<SHARES-COMMON-STOCK>                           211297
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<ACCUMULATED-NII-CURRENT>                        52895
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<EXPENSE-RATIO>                                   2.35


</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 4
   <NAME> MEMBERS HIGH INCOME FUND CLASS A
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
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<PAID-IN-CAPITAL-COMMON>                      15067383
<SHARES-COMMON-STOCK>                           788504
<SHARES-COMMON-PRIOR>                           682660
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<ACCUM-APPREC-OR-DEPREC>                       (81880)
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<REALIZED-GAINS-CURRENT>                      (169168)
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<EQUALIZATION>                                       0
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<NUMBER-OF-SHARES-REDEEMED>                      60673
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<PER-SHARE-NII>                                  0.410
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<PER-SHARE-DIVIDEND>                           (0.380)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.57
<EXPENSE-RATIO>                                   1.00


</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 5
   <NAME> MEMBERS GROWTH & INCOME FUND CLASS A
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
<INVESTMENTS-AT-COST>                         41063000
<INVESTMENTS-AT-VALUE>                        48847192
<RECEIVABLES>                                   739753
<ASSETS-OTHER>                                    9375
<OTHER-ITEMS-ASSETS>                             36260
<TOTAL-ASSETS>                                49632580
<PAYABLE-FOR-SECURITIES>                        647369
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                       113421
<TOTAL-LIABILITIES>                             760790
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      41263183
<SHARES-COMMON-STOCK>                          1278891
<SHARES-COMMON-PRIOR>                          1026186
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                           20080
<ACCUMULATED-NET-GAINS>                       (155505)
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<NET-ASSETS>                                  48871790
<DIVIDEND-INCOME>                               253132
<INTEREST-INCOME>                                44675
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  244023
<NET-INVESTMENT-INCOME>                          53784
<REALIZED-GAINS-CURRENT>                      (153677)
<APPREC-INCREASE-CURRENT>                      7744001
<NET-CHANGE-FROM-OPS>                          7644108
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        63513
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<NUMBER-OF-SHARES-SOLD>                         624952
<NUMBER-OF-SHARES-REDEEMED>                     377449
<SHARES-REINVESTED>                               5202
<NET-CHANGE-IN-ASSETS>                        23294761
<ACCUMULATED-NII-PRIOR>                          19303
<ACCUMULATED-GAINS-PRIOR>                       (1828)
<OVERDISTRIB-NII-PRIOR>                              0
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<INTEREST-EXPENSE>                                   0
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<AVERAGE-NET-ASSETS>                          12672451
<PER-SHARE-NAV-BEGIN>                            10.88
<PER-SHARE-NII>                                  0.050
<PER-SHARE-GAIN-APPREC>                          2.660
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<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              13.53
<EXPENSE-RATIO>                                   1.00



</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 4
   <NAME> MEMBERS HIGH INCOME FUND CLASS B
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
<INVESTMENTS-AT-COST>                         14783075
<INVESTMENTS-AT-VALUE>                        14701195
<RECEIVABLES>                                   330226
<ASSETS-OTHER>                                       0
<OTHER-ITEMS-ASSETS>                             35248
<TOTAL-ASSETS>                                15066669
<PAYABLE-FOR-SECURITIES>                        110906
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                       135640
<TOTAL-LIABILITIES>                             246546
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      15067383
<SHARES-COMMON-STOCK>                           760446
<SHARES-COMMON-PRIOR>                           410272
<ACCUMULATED-NII-CURRENT>                        70904
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                       (236284)
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<DIVIDEND-INCOME>                                 1188
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<EXPENSES-NET>                                   79547
<NET-INVESTMENT-INCOME>                         527250
<REALIZED-GAINS-CURRENT>                      (169168)
<APPREC-INCREASE-CURRENT>                      1006637
<NET-CHANGE-FROM-OPS>                          1364719
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       191362
<DISTRIBUTIONS-OF-GAINS>                             0
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<NUMBER-OF-SHARES-SOLD>                         427710
<NUMBER-OF-SHARES-REDEEMED>                      91293
<SHARES-REINVESTED>                              13757
<NET-CHANGE-IN-ASSETS>                         5142869
<ACCUMULATED-NII-PRIOR>                          23986
<ACCUMULATED-GAINS-PRIOR>                      (67116)
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<PER-SHARE-NAV-BEGIN>                             8.85
<PER-SHARE-NII>                                  0.380
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<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.57
<EXPENSE-RATIO>                                   1.75


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 5
   <NAME> MEMBERS GROWTH & INCOME CLASS B
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
<INVESTMENTS-AT-COST>                         41063000
<INVESTMENTS-AT-VALUE>                        48847192
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<ACCUMULATED-NET-GAINS>                       (155505)
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<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        29654
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<NUMBER-OF-SHARES-SOLD>                        1110799
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<NET-CHANGE-IN-ASSETS>                        23294761
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<ACCUMULATED-GAINS-PRIOR>                       (1828)
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<PER-SHARE-NII>                                  0.010
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<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              13.52
<EXPENSE-RATIO>                                   1.75


</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 6
   <NAME> MEMBERS CAPITAL APPRECIATION FUND CLASS A'
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
<INVESTMENTS-AT-COST>                         21112656
<INVESTMENTS-AT-VALUE>                        24530738
<RECEIVABLES>                                   313422
<ASSETS-OTHER>                                   11523
<OTHER-ITEMS-ASSETS>                             34914
<TOTAL-ASSETS>                                24890597
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<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        59095
<TOTAL-LIABILITIES>                             153383
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      20891821
<SHARES-COMMON-STOCK>                           706968
<SHARES-COMMON-PRIOR>                          1214721
<ACCUMULATED-NII-CURRENT>                      (33054)
<OVERDISTRIBUTION-NII>                           10082
<ACCUMULATED-NET-GAINS>                         470447
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       3418082
<NET-ASSETS>                                  24737214
<DIVIDEND-INCOME>                                88390
<INTEREST-INCOME>                                24088
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  155602
<NET-INVESTMENT-INCOME>                        (43124)
<REALIZED-GAINS-CURRENT>                        472454
<APPREC-INCREASE-CURRENT>                      3036065
<NET-CHANGE-FROM-OPS>                          3465395
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        10082
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         320549
<NUMBER-OF-SHARES-REDEEMED>                     829117
<SHARES-REINVESTED>                                815
<NET-CHANGE-IN-ASSETS>                         4301826
<ACCUMULATED-NII-PRIOR>                          10070
<ACCUMULATED-GAINS-PRIOR>                       (2007)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
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<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 227333
<AVERAGE-NET-ASSETS>                           9377667
<PER-SHARE-NAV-BEGIN>                            11.04
<PER-SHARE-NII>                                (0.010)
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<PER-SHARE-DIVIDEND>                           (0.020)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              13.29
<EXPENSE-RATIO>                                   1.20


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001040612
<NAME> MEMBERS MUTUAL FUNDS
<SERIES>
   <NUMBER> 6
   <NAME> MEMBERS CAPITAL APPRECIATION FUND CLASS B
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-START>                              NOV-1-1998
<PERIOD-END>                               APR-30-1999
<INVESTMENTS-AT-COST>                         21112656
<INVESTMENTS-AT-VALUE>                        24530738
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<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      20891821
<SHARES-COMMON-STOCK>                          1163005
<SHARES-COMMON-PRIOR>                           639902
<ACCUMULATED-NII-CURRENT>                      (33054)
<OVERDISTRIBUTION-NII>                           10082
<ACCUMULATED-NET-GAINS>                         470447
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       3418082
<NET-ASSETS>                                  24737214
<DIVIDEND-INCOME>                                88390
<INTEREST-INCOME>                                24088
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  155602
<NET-INVESTMENT-INCOME>                        (43124)
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<APPREC-INCREASE-CURRENT>                      3036065
<NET-CHANGE-FROM-OPS>                          3465395
<EQUALIZATION>                                       0
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<NUMBER-OF-SHARES-SOLD>                         570839
<NUMBER-OF-SHARES-REDEEMED>                      47736
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                         4301826
<ACCUMULATED-NII-PRIOR>                          10070
<ACCUMULATED-GAINS-PRIOR>                       (2007)
<OVERDISTRIB-NII-PRIOR>                              0
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<PER-SHARE-NII>                                (0.020)
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<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              13.19
<EXPENSE-RATIO>                                   1.95


</TABLE>


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