-----------------------------------------
OMB APPROVAL
-----------------------------------------
OMB NUMBER: 3235-0145
EXPIRES: OCTOBER 31, 1997
ESTIMATED AVERAGE BURDEN
HOURS PER RESPONSE..................14.90
-----------------------------------------
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13D
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(AMENDMENT NO. 1 )*
First Kansas Financial Corporation
--------------------------------------------------------------------------------
(NAME OF ISSUER)
Common Stock, par value $.10 per share
--------------------------------------------------------------------------------
(TITLE OF CLASS OF SECURITIES)
32065110
--------------------------------------------------------------------------------
(CUSIP NUMBER)
Mr. Terry Maltese, Sandler O'Neill Asset Management LLC,
780 Third Avenue, 30th Floor, New York, NY 10017 (212) 486-7300
--------------------------------------------------------------------------------
(NAME, ADDRESS AND TELEPHONE NUMBER OF PERSON AUTHORIZED TO RECEIVE NOTICES
AND COMMUNICATIONS)
June 27, 2000
--------------------------------------------------------------------------------
(DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT)
IF THE FILING PERSON HAS PREVIOUSLY FILED A STATEMENT ON SCHEDULE 13G TO REPORT
THE ACQUISITION WHICH IS THE SUBJECT OF THIS SCHEDULE 13D, AND IS FILING THIS
SCHEDULE BECAUSE OF RULE 13D-1(B)(3) OR (4), CHECK THE FOLLOWING BOX [ ].
NOTE: SIX COPIES OF THIS STATEMENT, INCLUDING ALL EXHIBITS, SHOULD BE FILED WITH
THE COMMISSION. SEE RULE 13D-1(A) FOR OTHER PARTIES TO WHOM COPIES ARE TO BE
SENT.
* THE REMAINDER OF THIS COVER PAGE SHALL BE FILLED OUT FOR A REPORTING PERSON'S
INITIAL FILING ON THIS FORM WITH RESPECT TO THE SUBJECT CLASS OF SECURITIES, AND
FOR ANY SUBSEQUENT AMENDMENT CONTAINING INFORMATION WHICH WOULD ALTER
DISCLOSURES PROVIDED IN A PRIOR COVER PAGE.
THE INFORMATION REQUIRED ON THE REMAINDER OF THIS COVER PAGE SHALL NOT BE DEEMED
TO BE "FILED" FOR THE PURPOSE OF SECTION 18 OF THE SECURITIES EXCHANGE ACT OF
1934 ("ACT") OR OTHERWISE SUBJECT TO THE LIABILITIES OF THAT SECTION OF THE ACT
BUT SHALL BE SUBJECT TO ALL OTHER PROVISIONS OF THE ACT (HOWEVER, SEE THE
NOTES).
PAGE 1 OF 13 PAGES.
EXHIBIT INDEX LOCATED ON PAGE ___ SEC 1746 (12-91)
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
SCHEDULE 13D
--------------------------------------------------------- --------------------------------------------------------
CUSIP NO. 32065110 PAGE 2 OF 13 PAGES
--------------- -------------
--------------------------------------------------------- --------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Sandler O'Neill Asset Management, LLC
------------------------------------------------------------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
------------------------------------------------------------------------------------------------------------------------------------
3 SEC USE ONLY
------------------------------------------------------------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
00
------------------------------------------------------------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) [ ]
------------------------------------------------------------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
Delaware
------------------------------------------------------------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES -------------------------------------------------------------------------------------------------------
8 SHARED VOTING POWER
BENEFICIALLY
117,500
OWNED BY -------------------------------------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
EACH
REPORTING -------------------------------------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
PERSON
117,500
WITH
------------------------------------------------------------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
117,500
------------------------------------------------------------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [ ]
------------------------------------------------------------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
9.3%
------------------------------------------------------------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
00
------------------------------------------------------------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
SCHEDULE 13D
--------------------------------------------------------- --------------------------------------------------------
CUSIP NO. 32065110 PAGE 3 OF 13 PAGES
--------------- -------------
--------------------------------------------------------- --------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
SOAM Holdings, LLC
------------------------------------------------------------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
------------------------------------------------------------------------------------------------------------------------------------
3 SEC USE ONLY
------------------------------------------------------------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
00
------------------------------------------------------------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) [ ]
------------------------------------------------------------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
New York
------------------------------------------------------------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES ---------------------------------------------------------------------------------------------------------
8 SHARED VOTING POWER
BENEFICIALLY
108,230
OWNED BY ---------------------------------------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
EACH
REPORTING ---------------------------------------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
PERSON
108,230
WITH
------------------------------------------------------------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
108,230
------------------------------------------------------------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [ ]
------------------------------------------------------------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
8.6
------------------------------------------------------------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
00
------------------------------------------------------------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
SCHEDULE 13D
--------------------------------------------------------- --------------------------------------------------------
CUSIP NO. 32065110 PAGE 4 OF 13 PAGES
--------------- -------------
--------------------------------------------------------- --------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Malta Partners, L.P.
------------------------------------------------------------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
------------------------------------------------------------------------------------------------------------------------------------
3 SEC USE ONLY
------------------------------------------------------------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
WC
------------------------------------------------------------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) [ ]
------------------------------------------------------------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
Delaware
------------------------------------------------------------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES ---------------------------------------------------------------------------------------------------------
8 SHARED VOTING POWER
BENEFICIALLY
15,800
OWNED BY ---------------------------------------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
EACH
REPORTING ---------------------------------------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
PERSON
15,800
WITH
------------------------------------------------------------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
15,800
------------------------------------------------------------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [ ]
------------------------------------------------------------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
1.3
------------------------------------------------------------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
PN
------------------------------------------------------------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
SCHEDULE 13D
--------------------------------------------------------- --------------------------------------------------------
CUSIP NO. 32065110 PAGE 5 OF 13 PAGES
--------------- -------------
--------------------------------------------------------- --------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Malta Partners II, L.P.
------------------------------------------------------------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
------------------------------------------------------------------------------------------------------------------------------------
3 SEC USE ONLY
------------------------------------------------------------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
WC
------------------------------------------------------------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) [ ]
------------------------------------------------------------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
Delaware
------------------------------------------------------------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES ---------------------------------------------------------------------------------------------------------
8 SHARED VOTING POWER
BENEFICIALLY
43,500
OWNED BY ---------------------------------------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
EACH
REPORTING ---------------------------------------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
PERSON
43,500
WITH
------------------------------------------------------------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
43,500
------------------------------------------------------------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [ ]
------------------------------------------------------------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
3.4
------------------------------------------------------------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
PN
------------------------------------------------------------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
SCHEDULE 13D
--------------------------------------------------------- --------------------------------------------------------
CUSIP NO. 32065110 PAGE 6 OF 13 PAGES
--------------- -------------
--------------------------------------------------------- --------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Malta Hedge Fund, L.P.
------------------------------------------------------------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
------------------------------------------------------------------------------------------------------------------------------------
3 SEC USE ONLY
------------------------------------------------------------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
WC
------------------------------------------------------------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) [ ]
------------------------------------------------------------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
Delaware
------------------------------------------------------------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES ---------------------------------------------------------------------------------------------------------
8 SHARED VOTING POWER
BENEFICIALLY
11,300
OWNED BY ---------------------------------------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
EACH
REPORTING ---------------------------------------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
PERSON
11,300
WITH
------------------------------------------------------------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
11,300
------------------------------------------------------------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [ ]
------------------------------------------------------------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0.9%
------------------------------------------------------------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
PN
------------------------------------------------------------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
SCHEDULE 13D
--------------------------------------------------------- --------------------------------------------------------
CUSIP NO. 32065110 PAGE 7 OF 13 PAGES
--------------- -------------
--------------------------------------------------------- --------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Malta Hedge Fund II, L.P.
------------------------------------------------------------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
------------------------------------------------------------------------------------------------------------------------------------
3 SEC USE ONLY
------------------------------------------------------------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
WC
------------------------------------------------------------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) [ ]
------------------------------------------------------------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
Delaware
------------------------------------------------------------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES ---------------------------------------------------------------------------------------------------------
8 SHARED VOTING POWER
BENEFICIALLY
37,630
OWNED BY ---------------------------------------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
EACH
REPORTING ---------------------------------------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
PERSON
37,630
WITH
------------------------------------------------------------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
37,630
------------------------------------------------------------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [ ]
------------------------------------------------------------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
3.0%
------------------------------------------------------------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
PN
------------------------------------------------------------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
SCHEDULE 13D
--------------------------------------------------------- --------------------------------------------------------
CUSIP NO. 32065110 PAGE 8 OF 13 PAGES
--------------- -------------
--------------------------------------------------------- --------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Malta Offshore, Ltd
------------------------------------------------------------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
------------------------------------------------------------------------------------------------------------------------------------
3 SEC USE ONLY
------------------------------------------------------------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
WC
------------------------------------------------------------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) [ ]
------------------------------------------------------------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
Cayman Islands
------------------------------------------------------------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES ---------------------------------------------------------------------------------------------------------
8 SHARED VOTING POWER
BENEFICIALLY
9,270
OWNED BY ---------------------------------------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
EACH
REPORTING ---------------------------------------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
PERSON
9,270
WITH
------------------------------------------------------------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
9,270
------------------------------------------------------------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [ ]
------------------------------------------------------------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0.7%
------------------------------------------------------------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
CO
------------------------------------------------------------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C>
SCHEDULE 13D
--------------------------------------------------------- --------------------------------------------------------
CUSIP NO. 32065110 PAGE 9 OF 13 PAGES
--------------- -------------
--------------------------------------------------------- --------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Terry Maltese
------------------------------------------------------------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
------------------------------------------------------------------------------------------------------------------------------------
3 SEC USE ONLY
------------------------------------------------------------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
00
------------------------------------------------------------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) [ ]
------------------------------------------------------------------------------------------------------------------------------------
6 CITIZEN OR PLACE OF ORGANIZATION
USA
------------------------------------------------------------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER
SHARES ---------------------------------------------------------------------------------------------------------
8 SHARED VOTING POWER
BENEFICIALLY
117,500
OWNED BY ---------------------------------------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
EACH
REPORTING ---------------------------------------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
PERSON
117,500
WITH
------------------------------------------------------------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
117,500
------------------------------------------------------------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [ ]
------------------------------------------------------------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
9.3%
------------------------------------------------------------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
IN
------------------------------------------------------------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7
(INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION.
</TABLE>
<PAGE>
This Amendment No. 1 to Schedule 13D relating to First Kansas Financial
Corporation is being filed on behalf of the undersigned to amend the Schedule
13D filed by the undersigned dated January 11, 2000 (the "Schedule 13D"). Terms
defined in the Schedule 13D and not defined herein have the same meaning as in
the Schedule 13D.
ITEM 3. SOURCE AND AMOUNT OF FUNDS.
Item 3 of the Schedule 13D is hereby amended in its entirety to read as
follows:
The net investment cost (including commissions, if any) of the shares
of Common Stock held by MP, MHF, MPII, MHFII and MO is $168,250, $122,007,
$454,899, $401,219 and $100,957, respectively. Such shares were purchased with
the investment capital of the respective entities.
ITEM 5. INTEREST IN SECURITIES OF THE ISSUER.
Item 5 of the Schedule 13D is hereby amended in its entirety to read as
follows:
(a) Based upon an aggregate of 1,265,693 shares of Common Stock
outstanding, as set forth in the Issuer's Quarterly Report on Form 10-QSB for
the quarter ended March 31, 2000, as of the close of business on June 27, 2000:
(i) MP beneficially owned 15,800 shares of Common Stock, constituting
approximately 1.3% of the shares outstanding.
(ii) MHF beneficially owned 11,300 shares of Common Stock, constituting
approximately 0.9% of the shares outstanding.
(iii) MPII beneficially owned 43,500 shares of Common Stock, constituting
approximately 3.4% of the shares outstanding.
(iv) MHFII beneficially owned 37,630 shares of Common Stock, constituting
approximately 3.0% of the shares outstanding.
(v) MO beneficially owned 9,270 shares of Common Stock, constituting
approximately 0.7% of the shares outstanding.
(vi) SOAM owned directly no shares of Common Stock. By reason of its
position as management company for MP, MHF, MPII, MHFII and MO, under
the provisions of Rule 13d-3, SOAM may be deemed to beneficially own
the 15,800 shares owned by MP, the 11,300 shares owned by MHF, the
43,500 shares owned by MPII, the 37,630 shares owned by MHFII and the
9,270 shares owned by MO, or an aggregate of 117,500 shares of Common
Stock, constituting approximately 9.3% of the shares outstanding.
(vi) Holdings owned directly no shares of Common Stock. By reason of its
position as general partner of MP, MHF, MPII and MHFII, under the
provisions of Rule 13d-3 of the Securities and Exchange Commission
("Rule 13d-3"), Holdings may be deemed to beneficially own
10 of 13
<PAGE>
the 15,800 shares owned by MP, the 11,300 shares owned by MHF, the
43,500 shares owned by MPII, and the 37,630 shares owned by MHFII, or
an aggregate of 108,230 shares of Common Stock, constituting
approximately 8.6% of the shares outstanding.
(vii) Mr. Maltese directly owned no shares of Common Stock. By reason of
his position as President of Holdings and SOAM, Mr. Maltese may be
deemed to beneficially own the 15,800 shares owned by MP, the 11,300
shares owned by MHF, the 43,500 shares owned by MPII, the 37,630
shares owned by MHFII and the 9,270 shares owned by MO, or an
aggregate of 117,500 shares of Common Stock, constituting
approximately 9.3% of the shares outstanding.
(viii) In the aggregate, the Reporting Persons beneficially own an aggregate
of 117,500 shares of Common Stock, constituting approximately 9.3% of
the shares outstanding.
(ix) 2WTC directly owned no shares of Common Stock.
(b) The Partnerships each have the power to dispose of and to vote the
shares of Common Stock beneficially owned by it, which power may be exercised by
its general partner, Holdings. Holdings is a party to a management agreement
with SOAM pursuant to which SOAM shares the power to dispose of and to vote the
shares of Common Stock beneficially owned by Holdings. Mr. Maltese, as President
and managing member of Holdings and SOAM, shares the power to dispose of and to
vote the shares of Common Stock beneficially owned by the other Reporting
Persons.
(c) During the sixty days prior to, and including, June 27, 2000, MP
effected the following transactions in the Common Stock in open market
transactions with brokers:
Number Price
Date Action of Shares per Share
---- ------ --------- ---------
04/04/00 Sell 2,100 $10.125
06/13/00 Buy 500 10.1736
06/19/00 Buy 800 10.50
06/27/00 Buy 700 10.50
During the sixty days prior to, and including, June 27, 2000, MHF
effected the following transactions in the Common Stock in open market
transactions with brokers:
Number Price
Date Action of Shares per Share
---- ------ --------- ---------
04/04/00 Sell 1,300 $10.125
06/13/00 Buy 700 10.1736
06/19/00 Buy 1,200 10.50
06/27/00 Buy 500 10.50
11 of 13
<PAGE>
During the sixty days prior to, and including, June 27, 2000, MPII
effected the following transactions in the Common Stock in open market
transactions with brokers:
Number Price
Date Action of Shares per Share
---- ------ --------- ---------
04/04/00 Sell 5,800 $10.125
06/13/00 Buy 1,100 10.1736
06/19/00 Buy 2,000 10.50
06/27/00 Buy 1,800 10.50
During the sixty days prior to, and including, June 27, 2000, MHFII
effected the following transactions in the Common Stock in open market
transactions with brokers:
Number Price
Date Action of Shares per Share
---- ------ --------- ---------
04/04/00 Sell 4,700 $10.125
06/13/00 Buy 1,700 10.1736
06/19/00 Buy 3,200 10.50
06/27/00 Buy 1,600 10.50
During the sixty days prior to, and including, June 27, 2000, MO
effected the following transactions in the Common Stock in open market
transactions with brokers:
Number Price
Date Action of Shares per Share
---- ------ --------- ---------
04/04/00 Sell 1,100 $10.125
06/13/00 Buy 500 10.1736
06/19/00 Buy 800 10.50
06/27/00 Buy 400 10.50
(d) Not applicable.
(e) Not applicable.
12 of 13
<PAGE>
SIGNATURES
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
Dated: July 5, 2000
MALTA PARTNERS, L.P. MALTA HEDGE FUND, L.P.
By: SOAM Holdings, LLC, By: SOAM Holdings, LLC,
the sole general partner the sole general partner
By: /s/ Terry Maltese By: /s/ Terry Maltese
------------------------------------ -------------------------------
Terry Maltese Terry Maltese
President President
MALTA PARTNERS II, L.P. MALTA HEDGE FUND II, L.P.
By: SOAM Holdings, LLC, By: SOAM Holdings, LLC,
the sole general partner the sole general partner
By: /s/ Terry Maltese By: /s/ Terry Maltese
----------------------------------- -------------------------------
Terry Maltese Terry Maltese
President President
MALTA OFFSHORE, LTD Sandler O'Neill Asset Management LLC
By: Sandler O'Neill Asset Management LLC
By: /s/ Terry Maltese By: /s/ Terry Maltese
---------------------------------- -------------------------------
Terry Maltese Terry Maltese
President President
SOAM Holdings, LLC Terry Maltese
By: /s/ Terry Maltese /s/ Terry Maltese
---------------------------------- -------------------------------
Terry Maltese Terry Maltese
President
13 of 13
