UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 2000
Check here if Amendment [ ]; Amendment Number:
This amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: SANDLER O'NEIL ASSET
Address: MANAGEMENT, LLC
13 File Number: 28-7148
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct, and complete, and
and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form
Person Signing this Report on Behalf of Reporting Manager:
Name: TERRY MALTESE
Title:
Phone:
Signature, Place and Date of Signing:
TERRY MALTESE May 10, 2000
Report Type (Check only one.):
[ X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 68
Form 13F Information Table Value Total: 81618
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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP x($1000) PRN AMT PRN CALL DISCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- -------- --------- -------- -------- --------
D 724 SOLUTIONS INC COM STK COMMON STOCK 81788Q100 934 7500 SH SOLE 7500 0 0
D ACE LTD COM COMMON STOCK G0070K103 458 20000 SH SOLE 20000 0 0
D ADVANCE FINL BANCORP COM COMMON STOCK 007437106 883 87800 SH SOLE 87800 0 0
D ADVANTA CORP USD.01 CL-B NONVT COMMON STOCK 007942204 1702 117500 SH SOLE 117500 0 0
D ALLMERICA FINL CORP COM OPTIONS - CALLS 0197540EI 510 10000 SH CALL SOLE 10000 0 0
D AMER HOME MTG COM STK COMMON STOCK 02660M108 478 75000 SH SOLE 75000 0 0
D AMERICAN FINICAL HOLDINGS COMMON STOCK 026075101 905 75000 SH SOLE 75000 0 0
D AMERUS LIFE HLDGS INC CL A COM COMMON STOCK 030732101 544 30000 SH SOLE 30000 0 0
D BANK NEW YORK INC COM COMMON STOCK 064057102 1870 45000 SH SOLE 45000 0 0
D BANK OF AMERICA CORP COM STK COMMON STOCK 060505104 1835 35000 SH SOLE 35000 0 0
D BANK OF AMERICA CORP COM STK OPTIONS - CALLS 0605053AH 787 15000 SH CALL SOLE 15000 0 0
D BANKNORTH GROUP INC DEL COMMON STOCK 06646L100 804 30000 SH SOLE 30000 0 0
D BOSTON PRIVATE BANCORP INC COMMON STOCK 101119105 1672 176000 SH SOLE 176000 0 0
D CHARTER ONE FINL INC COM COMMON STOCK 160903100 4095 195000 SH SOLE 195000 0 0
D CHASE MANHATTAN CORP COM NEW COMMON STOCK 16161A108 2398 27500 SH SOLE 27500 0 0
D CITIGROUP INC COM STK COMMON STOCK 172967101 599 10000 SH SOLE 10000 0 0
D COAST FED LITIGATION CONTIGENT RIGHTS 19034Q110 76 55000 SH SOLE 55000 0 0
D COASTAL BANCORP INC COM COMMON STOCK 19041P105 778 47500 SH SOLE 47500 0 0
D COMDISCO INC COM COMMON STOCK 200336105 1765 40000 SH SOLE 40000 0 0
D COMERICA INC COM COMMON STOCK 200340107 2094 50000 SH SOLE 50000 0 0
D COMMERCIAL BK N Y COM COMMON STOCK 201462108 1506 157500 SH SOLE 157500 0 0
D COUNTRYWIDE CR INDS INC COM COMMON STOCK 222372104 954 35000 SH SOLE 35000 0 0
D CRUSADER HOLDING CORP COM COMMON STOCK 228840104 516 68248 SH SOLE 68248 0 0
D DIGITAL INSIGHT CORP COM STK COMMON STOCK 25385P106 384 7500 SH SOLE 7500 0 0
D DIGITAS INC COM STK COMMON STOCK 25388K104 368 15000 SH SOLE 15000 0 0
D DIME BANCORP INC NEW, COM COMMON STOCK 25429Q102 3053 165000 SH SOLE 165000 0 0
D ENHANCE FINL SVCS GROUP INC COMMON STOCK 293310108 848 60000 SH SOLE 60000 0 0
D EVERTRUST FINL COM STK COMMON STOCK 300412103 981 100000 SH SOLE 100000 0 0
D FIDELITY NATL FINL INC COM COMMON STOCK 316326107 1105 80000 SH SOLE 80000 0 0
D FINANCIAL INSTITUTIONS INC COMMON STOCK 317585404 294 25000 SH SOLE 25000 0 0
D FIRST COMMUNITY FINL CORP/NC COMMON STOCK 31984M106 1408 88000 SH SOLE 88000 0 0
D FIRST KANSAS FINANCIAL CORP COMMON STOCK 320651102 1121 115000 SH SOLE 115000 0 0
D FIRST REPUBLIC BANK COM COMMON STOCK 336158100 1734 87500 SH SOLE 87500 0 0
D FIRSTMERIT CORP COM COMMON STOCK 337915102 2397 130000 SH SOLE 130000 0 0
D FLEET BOSTON FINANCIAL CORP COMMON STOCK 339030108 3650 100000 SH SOLE 100000 0 0
D GOLDEN STATE BANCORP LITIG WT WARRANTS 381197136 134 100000 SH SOLE 100000 0 0
D GREATER BAY BANCORP COM COMMON STOCK 391648102 333 9000 SH SOLE 9000 0 0
D HIGH COUNTRY BANCORP INC COMMON STOCK 42965Q107 1183 110000 SH SOLE 110000 0 0
D HIGHLAND BANCORP INC COM STK N COMMON STOCK 429879109 3713 247500 SH SOLE 247500 0 0
D IMPERIAL BANCORP COM COMMON STOCK 452556103 775 25000 SH SOLE 25000 0 0
D INDEPENDENT BANK CORP MICH COMMON STOCK 453838104 1530 120000 SH SOLE 120000 0 0
D JEFFERSON PILOT CORP COM OPTIONS - CALLS 4750700DM 666 10000 SH CALL SOLE 10000 0 0
D JEFFERSON SVGS BANCORP INC COMMON STOCK 474900107 1007 90000 SH SOLE 90000 0 0
D LEHMAN BROTHERS HLDGS INC COM COMMON STOCK 524908100 728 7500 SH SOLE 7500 0 0
D MEEMIC HOLDINGS INC COM STK COMMON STOCK 585135106 991 65000 SH SOLE 65000 0 0
D MERRILL LYNCH & CO INC USD1.33 COMMON STOCK 590188108 1050 10000 SH SOLE 10000 0 0
D MYSTIC FINANCIAL INC COM COMMON STOCK 628643108 568 57500 SH SOLE 57500 0 0
D NAVISTAR INTL CORP NEW COMMON STOCK 63934E108 401 10000 SH SOLE 10000 0 0
D NORTH FORK BANCORPORATION COMMON STOCK 659424105 2503 140000 SH SOLE 140000 0 0
D PACIFIC CREST CAP INC COM COMMON STOCK 694166109 1806 170000 SH SOLE 170000 0 0
D PRESIDENTIAL LIFE CORP COM COMMON STOCK 740884101 330 24000 SH SOLE 24000 0 0
D PROSPERITY BANCSHARES, INC COMMON STOCK 743606105 664 45000 SH SOLE 45000 0 0
D PROVIDENT FIANANCIAL GROUP INC COMMON STOCK 743866105 852 25000 SH SOLE 25000 0 0
D PROVIDIAN FINL CORP COM COMMON STOCK 74406A102 650 7500 SH SOLE 7500 0 0
D RELIASTAR FINL CORP COM OPTIONS - CALLS 75952U0DF 237 7000 SH CALL SOLE 7000 0 0
D REPUBLIC SVGS FINL CORP COM COMMON STOCK 760758102 394 60000 SH SOLE 60000 0 0
D RESOURCE AMER INC CL A COM NEW COMMON STOCK 761195205 471 65000 SH SOLE 65000 0 0
D SIEBEL SYS INC COM COMMON STOCK 826170102 1314 11000 SH SOLE 11000 0 0
D SKY FINL GROUP INC COM COMMON STOCK 83080P103 1056 65000 SH SOLE 65000 0 0
D SOUTHWEST BANCORP INC OKLA COMMON STOCK 844767103 1113 65000 SH SOLE 65000 0 0
D SUPERIOR FINANCIAL CORP DEL COMMON STOCK 868161100 1900 200000 SH SOLE 200000 0 0
D TEXARKANA FIRST FINL CORP COM COMMON STOCK 881801104 1596 105500 SH SOLE 105500 0 0
D THISTLE GROUP HLDGS CO COMMON STOCK 88431E103 688 110000 SH SOLE 110000 0 0
D TROY FINANCIAL CORP COMMON STOCK 897329108 1025 100000 SH SOLE 100000 0 0
D UCBH HOLDINGS INC COM COMMON STOCK 90262T308 753 35000 SH SOLE 35000 0 0
D UNION ACCEPTANCE CORP COM COMMON STOCK 904832102 298 70000 SH SOLE 70000 0 0
D WILLIS LEASE FINANCE CORP COM COMMON STOCK 970646105 781 127500 SH SOLE 127500 0 0
D WSFS FINL CORP COM COMMON STOCK 929328102 4602 370000 SH SOLE 370000 0 0
S REPORT SUMMARY 68 DATA RECORDS 81618 0 OTHER MANAGERS ON WHOSE BEHALF REPORT IS FILED
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