EXHIBIT 23
<PAGE>
SNODGRASS
Certified Public Accountants and Consultants
[Logo]
CONSENT OF INDEPENDENT AUDITORS
We consent to the incorporation by reference in this Registration Statement of
WSB Holding Company on Form S-8 of our report dated July 20, 2000 appearing in
the Annual Report on Form 10-KSB of WSB Holding Company for the year ended June
30, 2000.
/s/S.R. Snodgrass A.C.
----------------------
Wexford, Pennsylvania
September 22, 2000
<TABLE>
<CAPTION>
<S> <C> <C> <C>
S.R. Snodgrass, A.C.
1000 Stonewood Drive, Suite 200 Wexford, PA 15090 8399 Phone: 724-934-0344 Facsimile 724-934-0345
</TABLE>
