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Previous: FOUR OAKS FINCORP INC, 10QSB, 2000-11-14 |
Next: GAYLORD ENTERTAINMENT CO /DE, 10-Q, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 8,315
<INT-BEARING-DEPOSITS> 905
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 43,196
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 191,834
<ALLOWANCE> 2,735
<TOTAL-ASSETS> 254,268
<DEPOSITS> 206,916
<SHORT-TERM> 10,380
<LIABILITIES-OTHER> 2,753
<LONG-TERM> 10,000
0
0
<COMMON> 2,072
<OTHER-SE> 22,147
<TOTAL-LIABILITIES-AND-EQUITY> 254,268
<INTEREST-LOAN> 4,755
<INTEREST-INVEST> 646
<INTEREST-OTHER> 8
<INTEREST-TOTAL> 5,409
<INTEREST-DEPOSIT> 2,248
<INTEREST-EXPENSE> 2,611
<INTEREST-INCOME-NET> 2,798
<LOAN-LOSSES> 470
<SECURITIES-GAINS> 2
<EXPENSE-OTHER> 1,947
<INCOME-PRETAX> 847
<INCOME-PRE-EXTRAORDINARY> 847
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 570
<EPS-BASIC> 0.28
<EPS-DILUTED> 0.28
<YIELD-ACTUAL> 3.52
<LOANS-NON> 1,074
<LOANS-PAST> 584
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,450
<CHARGE-OFFS> 425
<RECOVERIES> 139
<ALLOWANCE-CLOSE> 2,735
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,735
</TABLE>
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