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Previous: FOUR OAKS FINCORP INC, 10QSB, 2000-08-14 |
Next: GAYLORD ENTERTAINMENT CO /DE, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 7,848
<INT-BEARING-DEPOSITS> 1,637
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 42,210
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 181,638
<ALLOWANCE> 2,450
<TOTAL-ASSETS> 241,510
<DEPOSITS> 196,664
<SHORT-TERM> 9,005
<LIABILITIES-OTHER> 2,435
<LONG-TERM> 10,000
0
0
<COMMON> 2,065
<OTHER-SE> 21,341
<TOTAL-LIABILITIES-AND-EQUITY> 241,510
<INTEREST-LOAN> 4,410
<INTEREST-INVEST> 659
<INTEREST-OTHER> 8
<INTEREST-TOTAL> 5,077
<INTEREST-DEPOSIT> 1,983
<INTEREST-EXPENSE> 2,274
<INTEREST-INCOME-NET> 2,803
<LOAN-LOSSES> 131
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,782
<INCOME-PRETAX> 1,351
<INCOME-PRE-EXTRAORDINARY> 1,351
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 850
<EPS-BASIC> 0.41
<EPS-DILUTED> 0.41
<YIELD-ACTUAL> 2.45
<LOANS-NON> 634
<LOANS-PAST> 491
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,350
<CHARGE-OFFS> 203
<RECOVERIES> 103
<ALLOWANCE-CLOSE> 2,450
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,450
</TABLE>
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