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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13D
Under the Securities Exchange Act of 1934
(Amendment No. __)*
UCBH Holdings, Inc.
_________________________________________________________________
(Name of Issuer)
Common Stock
_________________________________________________________________
(Title of Class of Securities)
90262T10 0
_________________________________________________________________
(CUSIP Number)
John M. Stein
507 Carew Tower
441 Vine Street
Cincinnati, Ohio 45202
(513) 241-6166
_________________________________________________________________
(Name, Address and Telephone Number of Person
Authorized to Receive Notices and Communications)
December 23, 1998
_________________________________________________________________
(Date of Event which Requires Filing
of this Statement)
If the filing person has previously filed a statement on Schedule
13G to report the acquisition which is the subject of this Schedule
13D, and is filing this schedule because of Rule 13d-1(b)(3) or
(4), check the following box [ ].
*The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to the
subject class of securities, and for any subsequent amendment
containing information which would alter disclosures provided in a
prior cover page.
The information required on the remainder of this cover page shall
not be deemed to be "filed" for the purpose of Section 18 of the
Securities Exchange Act of 1934 ("Act") or otherwise subject to the
liabilities of that section of the Act but shall be subject to all
other provisions of the Act (however, see the Notes).
Page 1 of 6 Pages
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CUSIP No. 90262T10 0 1D 2 of 6 pages
_________________________________________________________________
1) Names of Reporting Persons S.S. or I.R.S. Identification Nos.
of Above Persons
Financial Stocks, Inc.
85-0366665
_________________________________________________________________
2) Check the Appropriate Box if a Member of a Group (See
Instructions)
(a) [ ]
(b) [x]
_________________________________________________________________
3) SEC Use Only
_________________________________________________________________
4) Source of Funds (See Instructions)
WC
_________________________________________________________________
5) Check Box if Disclosure of Legal Proceedings is Required
Pursuant to Items 2(d) or 2(e) [ ]
_________________________________________________________________
6) Citizenship or Place of Organization
Ohio
_______________________________________________________________
| | |
| NUMBER OF SHARES | 7) Sole Voting Power 561,667 |
| BENEFICIALLY OWNED |_________________________________________|
| BY EACH REPORTING | 8) Shared Voting Power 0 |
| PERSON WITH |_________________________________________|
| | 9) Sole Dispositive Power 561,667 |
| |_________________________________________|
| | 10) Shared Dispositive Power 0 |
|_______________________________________________________________|
11) Aggregate Amount Beneficially Owned by Each Reporting Person
561,667
_________________________________________________________________
12) Check Box if the Aggregate Amount in Row (11) Excludes
Certain Shares (See Instructions) [ ]
_________________________________________________________________
13) Percent of Class Represented by Amount in Row (11)
6.02%
_________________________________________________________________
14) Type of Reporting Person (See Instructions)
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Item 1. Security and Issuer
___________________
This statement relates to the Common Stock ("Common
Stock"), of UCBH Holdings, Inc. (the "Issuer"). The name and
address of the principal executive offices of the Issuer are as
follows:
UCBH Holdings, Inc.
711 Van Ness Ave.
San Francisco, CA 94102
Item 2. Identity and Background
_______________________
The person filing this statement is Financial Stocks,
Inc., an Ohio corporation ("FSI"). FSI's business address is 507
Carew Tower, 441 Vine Street, Cincinnati, Ohio 45202.
The executive officers and directors of FSI and their
principal occupations are set forth below.
Name Title Principal Occupation
____ _____ ____________________
Steven N. Stein Director, Chairman, President of Belvedere
Chief Executive Corporation, a real
Officer and estate development and
Secretary management company
John M. Stein Director, President and Portfolio
President, Chief Manager of FSI
Operating Officer,
Treasurer and
Portfolio Manager
Alexander D. Warm Director Vice Chairman of
Belvedere Corporation,
Chairman of Warm Bros.
Construction Company
Stanley L. Vigran Director Private investor
All of such persons are citizens of the United States. The
address of all such persons is c/o FSI at the address set forth
above. During the last five years none of such persons has been
convicted in a criminal proceeding or has been a party to a civil
proceeding of a judicial or administrative body of competent
jurisdiction as a result of which he was or is subject to a
judgment, decree or final order enjoining future violations or
mandating activities subject to, federal or state securities laws
or finding any violation with respect to such laws.
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FSI is a registered investment advisor and acts as
general partner of Financial Stocks Private Equity Fund 1998 L.P.
("1998 Fund") and certain other investment partnerships.
Item 3. Source and Amount of Funds or Other Consideration.
_________________________________________________
The source of funds used by FSI to purchase Common
Stock for 1998 Fund is its working capital.
Item 4. Purpose of Transaction.
______________________
The purpose of the acquisition of the Common Stock is
investment. FSI may acquire additional shares of Common Stock or
dispose of shares if it deems such transaction to be financially
advantageous. FSI also reserves the right to change such intent
if circumstances change. FSI currently has no plan or proposal
which relates to or would result in:
(a) The acquisition by any person of additional
securities of the Issuer, or the disposition of
securities of the Issuer;
(b) An extraordinary corporate transaction, such as a
merger, reorganization or liquidation, involving
the Issuer or any of its subsidiaries;
(c) A sale or transfer of a material amount of assets
of the Issuer or any of its subsidiaries;
(d) Any change in the present board of directors or
management of the Issuer, including any plans or
proposals to change the number or term of
directors or to fill any existing vacancies on the
board;
(e) Any material change in the present capitalization
or dividend policy of the Issuer;
(f) Any other material change in the Issuer's business
or corporate structure;
(g) Changes in the Issuer's charter, bylaws or
instruments corresponding thereto or other actions
which may impede the acquisition of control of the
Issuer by any person;
(h) Causing a class of securities of the Issuer to be
delisted from a national securities exchange or to
cease to be authorized to be quoted in an inter-
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dealer quotation system of a registered national
securities association;
(i) Causing a class of equity securities of the Issuer
becoming eligible for termination of registration
pursuant to Section 12(g)(4) of the Act; or
(j) Any action similar to any of those enumerated
above.
Item 5. Interest in Securities of the Issuer.
____________________________________
The following table sets forth information with respect
to the shares of Common Stock of which FSI has or shares
beneficial ownership:
Percent of
Record Owner Number of Shares Outstanding
____________ ________________ ___________
1998 Fund 561,667 (1) 6.02
(1) As general partner of 1998 Fund, FSI has sole voting power
and dispositive power with respect to these shares.
The following table sets forth information with respect
to all transactions with respect to the Common Stock in which FSI
has engaged in the last 60 days. All of such shares were
purchased for the account of 1998 Fund.
Date Shares Purchased Price Per Share
____ ________________ _______________
12/23/98 175,000 $13.625
All of such shares of Common Stock were acquired in privately
negotiated transactions.
Item 6. Contracts, Arrangements, Understandings or
Relationships with Respect to Securities of Issuer.
__________________________________________________
None
Item 7. Material to be Filed as Exhibits.
________________________________
None
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Signature
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this
statement is true, complete and correct.
FINANCIAL STOCKS, INC.
December 30, 1998 By: /s/ John Stein
_________________ _____________________
Date John Stein, President