|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-2001
<PERIOD-END> SEP-30-2000
<CASH> 14416
<INT-BEARING-DEPOSITS> 3463
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 53029
<INVESTMENTS-CARRYING> 8250
<INVESTMENTS-MARKET> 8255
<LOANS> 272800
<ALLOWANCE> 1886
<TOTAL-ASSETS> 370634
<DEPOSITS> 242468
<SHORT-TERM> 30000
<LIABILITIES-OTHER> 3932
<LONG-TERM> 44500
0
0
<COMMON> 49
<OTHER-SE> 49685
<TOTAL-LIABILITIES-AND-EQUITY> 370634
<INTEREST-LOAN> 12630
<INTEREST-INVEST> 1995
<INTEREST-OTHER> 343
<INTEREST-TOTAL> 14968
<INTEREST-DEPOSIT> 5108
<INTEREST-EXPENSE> 7525
<INTEREST-INCOME-NET> 7443
<LOAN-LOSSES> 594
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 6049
<INCOME-PRETAX> 2726
<INCOME-PRE-EXTRAORDINARY> 1857
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1857
<EPS-BASIC> 0.41
<EPS-DILUTED> 0.40
<YIELD-ACTUAL> 4.42
<LOANS-NON> 425
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1932
<CHARGE-OFFS> 49
<RECOVERIES> 3
<ALLOWANCE-CLOSE> 1886
<ALLOWANCE-DOMESTIC> 1825
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 61
</TABLE>
|
|