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<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> Year
<FISCAL-YEAR-END> Mar-31-2000
<PERIOD-END> Mar-31-2000
<CASH> 468
<INT-BEARING-DEPOSITS> 50
<FED-FUNDS-SOLD> 50
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 2,283
<INVESTMENTS-CARRYING> 24
<INVESTMENTS-MARKET> 23
<LOANS> 21,871
<ALLOWANCE> (227)
<TOTAL-ASSETS> 25,436
<DEPOSITS> 21,923
<SHORT-TERM> 0
<LIABILITIES-OTHER> 203
<LONG-TERM> 1,367
16
0
<COMMON> 0
<OTHER-SE> 1,929
<TOTAL-LIABILITIES-AND-EQUITY> 25,436
<INTEREST-LOAN> 1,823
<INTEREST-INVEST> 157
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 1,980
<INTEREST-DEPOSIT> (1,047)
<INTEREST-EXPENSE> (1,157)
<INTEREST-INCOME-NET> 823
<LOAN-LOSSES> (49)
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 822
<INCOME-PRETAX> 42
<INCOME-PRE-EXTRAORDINARY> 42
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 34
<EPS-BASIC> .24
<EPS-DILUTED> .22
<YIELD-ACTUAL> 3.59
<LOANS-NON> 99
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 149
<ALLOWANCE-OPEN> 191
<CHARGE-OFFS> (13)
<RECOVERIES> 1
<ALLOWANCE-CLOSE> 227
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 227
</TABLE>
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