NEW PROVIDENCE INVESTMENT TRUST
497J, 1999-11-12
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                         NEW PROVIDENCE INVESTMENT TRUST
                           105 North Washington Street
                               Post Office Box 69
                     Rocky Mount, North Carolina 27802-0069
                            Telephone (252) 972-9922

                                November 12, 1999


VIA EDGAR
=========

Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, DC  20549


RE:      New Providence Investment Trust (the "Trust"); (File Nos. 333-31359 and
         811-08295)  on behalf  of the Class B Shares  and Class C Shares of the
         Wisdom Fund (the "Fund"), a series of the Trust
         -----------------------------------------------------------------------


Ladies and Gentlemen,


Pursuant to Rule 497(j) under the  Securities  Act of 1933,  as amended,  please
accept this letter as  certification  that the prospectus for the Class B Shares
and the Class C Shares of the Fund and the Statement of  Additional  Information
for the Fund do not differ from those contained in Post-Effective  Amendment No.
7  to  the  Trust's  Registration  Statement  on  Form  N-1A,  which  was  filed
electronically on September 9, 1999.

Please call the  undersigned at (252)  972-9922,  extension 212, if you have any
questions.


Yours truly,


/s/ C. Frank Watson, III
C. Frank Watson, III
Secretary, New Providence Investment Trust



CC:      Patsy Mengiste
         Asst. Branch Chief for Disclosure
         Division of Investment Management
         U.S. Securities and Exchange Commission
         450 Fifth Street, N.W.
         Mail Stop S-5
         Washington, DC  20549
         (202) 942-0632



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