INSPIRE INSURANCE SOLUTIONS INC
10-Q, EX-15, 2000-11-16
INSURANCE AGENTS, BROKERS & SERVICE
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                                  EXHIBIT 15.1

                   AWARENESS LETTER OF INDEPENDENT ACCOUNTANTS

INSpire Insurance Solutions, Inc.
300 Burnett Street
Fort Worth, Texas

         We have made a review, in accordance with standards  established by the
American  Institute of Certified Public  Accountants,  of the unaudited  interim
condensed  consolidated  financial  information of INSpire Insurance  Solutions,
Inc.  for the periods  ended  September  30, 2000 and 1999,  as indicated in our
report  dated  November  14,  2000;  because  we did not  perform  an audit,  we
expressed no opinion on that information.

         We are aware that our report  referred  to above,  which is included in
this Quarterly  Report on Form 10-Q for the quarter ended September 30, 2000, is
incorporated by reference in Registration Statement No. 333-36271 on Form S-8.

         We also are aware  that the  aforementioned  report,  pursuant  to Rule
436(c) under the Securities Act of 1933, as amended, is not considered a part of
the  Registration  Statement  prepared or certified by an accountant or a report
prepared or certified by an  accountant  within the meaning of Sections 7 and 11
of that Act.

DELOITTE & TOUCHE LLP

Fort Worth, Texas
November 16, 2000



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