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PRICING SUPPLEMENT DATED NOVEMBER 13, 1998 RULE 424(B)(2)
(TO PROSPECTUS DATED OCTOBER 21, 1998 AND FILE NO. 333-64665
PROSPECTUS SUPPLEMENT DATED NOVEMBER 13, 1998)
PENTEGRA DENTAL GROUP, INC.
CONVERTIBLE SUBORDINATED NOTES, SERIES A
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JAMES M. POWERS, SR., D.D.S.
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<S> <C>
Principal Amount: $177,000 Interest Rate: 6% per annum
Issue Price: Maturity Date: November 1, 2003
[X] 100% of Principal Amount Original Issue Date: November 13, 1998
[ ] % of Principal Amount Principal Payment Date(s): one-half on
November 1, 2002 and one-half on
November 1, 2003
Convertibility Commencement Date: Initial Conversion Price: $7.00
November 1, 1999
Convertibility Termination Date:
November 1, 2003
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Optional Redemption Prices if redeemed during the 12-month period beginning
November 1 in the years indicated, expressed as a percentage of the principal
amount:
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<CAPTION>
Year Redemption Price
- ------------------ ------------------
<S> <C>
1999.............. 100%
2000.............. 100%
2001.............. 100%
2002.............. 100%
End of Supplement
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