<PAGE> 1
Pricing Supplement dated March 18, 1999 Rule 424(b)(2)
(To Prospectus dated October 21, 1998, File No. 333-64665
Prospectus Supplement dated November 13, 1998 and
Prospectus Supplement dated March 3, 1999)
PENTEGRA DENTAL GROUP, INC.
Convertible Subordinated Notes, Series B
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MARY BETH SMITH WILSON, D.D.S., P.C.
<TABLE>
<S> <C>
Principal Amount: $67,000.00 Interest Rate: 6% per annum
Issue Price: Maturity Date: April 1, 2004
[X] 100% of Principal Amount Original Issue Date: March 17, 1999
[ ] % of Principal Amount Principal Payment Date(s): one-half on April
1, 2003 and one-half on April 1, 2004
Convertibility Commencement Date: Initial Conversion Price: $6.75
April 1, 2000
Convertibility Termination Date:
April 1, 2004
</TABLE>
Optional Redemption Prices if redeemed during the 12-month period beginning
April 1 in the years indicated, expressed as a percentage of the principal
amount:
<TABLE>
<CAPTION>
Year Redemption Price
---- -----------------
<S> <C>
2000.......... 100%
2001.......... 100%
2002.......... 100%
2003.......... 100%
</TABLE>
End of Supplement
