SOUTHERN SECURITY BANK CORP
NT 10-K, 1999-04-01
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                                   FORM 12b-25

                           NOTIFICATION OF LATE FILING
                                                             SEC FILE NUMBER
                                                             0-22911
                                                             -------
                                                             CUSIP NUMBER
                                                             843803 10 7
                                                             -----------

                                  (Check One):

[X] Form 10-K and Form 10-KSB [ ] Form 20-F [ ] Form 11-K [ ] Form 10-Q and Form
    10-QSB [ ] Form N-SAR

          For Period Ended: December 31, 1998

          Nothing in this form shall be construed  to imply that the  Commission
has verified any information contained herein.

          If the  notification  relates to a portion of the filing  check above,
identify the Item(s) to which the notification relates: The Form 10-KSB is being
filed contemporaneously herewith




Part I--Registrant Information

          Full Name of Registrant:  Southern Security Bank Corporation
                                    ----------------------------------

          Former Name if Applicable:

          3475 Sheridan Street
          --------------------------------------------------------
          Address of Principal Executive Office (Street and Number)

          Hollywood, Florida 33021
          --------------------------------------------------------
          City, State and Zip Code

<PAGE>

Part II--Rules 12b-25(b) and (c)

If the subject report could be filed without  unreasonable effort or expense and
the registrant seeks relief pursuant to Rule 12b-25(b),  the following should be
completed. (Check box if appropriate)

          [X](a) The reasons  described in reasonable detail in Part III of this
form could not be eliminated without unreasonable effort or expense;

          [X](b) The  subject  annual  report,  semi-annual  report,  transition
report on Form 10-K,  Form 20-F,  11-K or Form N-SAR, or portion thereof will be
filed on or before the fifteenth calendar day following the prescribed due date;
or the subject  quarterly  report or transition  report on Form 10-Q, or portion
thereof  will be filed  on or  before  the  fifth  calendar  day  following  the
prescribed due date; and

          [ ](c) The  accountant's  statement or  other exhibit required by Rule
12b-25(c) has been attached if applicable.

Part III--Narrative

          State  below in  reasonable  detail  the  reasons  why the Form  10-K,
10-KSB, 11-K, 10-Q, 10-QSB,  N-SAR, or the transition report or portion thereof,
could not be filed within the prescribed time period.

          Additional time was needed to complete and finalize the report.

Part IV--Other Information

          (1) Name and  telephone  number of person to contact in regard to this
notification:

     Ward B. Hinkle                      (716)             856-4000
- --------------------------------------------------------------------------------
       (Name)                         (Area Code)     (Telephone Number)

          (2) Have all other periodic reports required under section 13 or 15(d)
of the Securities  Exchange Act of 1934 or section 30 of the Investment  Company
Act of 1940 during the  preceding 12 months or for such shorter  period that the
registrant was required to file such report(s) been filed?  If the answer is no,
identify report(s).

                                                                 [X] Yes  [ ] No

          (3) Is it  anticipated  that any  significant  change  in  results  of
operations  from the  corresponding  period  for the last  fiscal  year  will be
reflected by the  earnings  statements  to be included in the subject  report or
portion thereof?

                                                                 [ ] Yes  [X] No


                       Southern Security Bank Corporation
                  --------------------------------------------
                  (Name of Registrant as specified in charter)

has  caused  this  notification  to be signed on its  behalf by the  undersigned
thereunto duly authorized.


Date:  April 1, 1999                        By:/s/James L. Wilson
                                               ------------------
                                            Name:  James L. Wilson
                                            Title: Vice Chairman,
                                                   Chief Executive Officer



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