<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from Form 10Q for
the quarter ended June 30, 2000 and is qualified in its entirety by reference
to such financial statements
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 4,934
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 35,628
<INVESTMENTS-CARRYING> 78,665
<INVESTMENTS-MARKET> 75,342
<LOANS> 261,165
<ALLOWANCE> 2,436
<TOTAL-ASSETS> 392,607
<DEPOSITS> 247,431
<SHORT-TERM> 22,150
<LIABILITIES-OTHER> 5,172
<LONG-TERM> 36,000
0
0
<COMMON> 64
<OTHER-SE> 81,854
<TOTAL-LIABILITIES-AND-EQUITY> 392,607
<INTEREST-LOAN> 10,208
<INTEREST-INVEST> 3,554
<INTEREST-OTHER> 133
<INTEREST-TOTAL> 13,895
<INTEREST-DEPOSIT> 5,153
<INTEREST-EXPENSE> 6,649
<INTEREST-INCOME-NET> 7,246
<LOAN-LOSSES> 123
<SECURITIES-GAINS> (29)
<EXPENSE-OTHER> 2,991
<INCOME-PRETAX> 4,458
<INCOME-PRE-EXTRAORDINARY> 4,458
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,913
<EPS-BASIC> 0.60
<EPS-DILUTED> 0.60
<YIELD-ACTUAL> 4.01
<LOANS-NON> 0
<LOANS-PAST> 1,562
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,315
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 2,436
<ALLOWANCE-DOMESTIC> 2,436
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 800
</TABLE>
