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<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 80,460
<INT-BEARING-DEPOSITS> 6,181
<FED-FUNDS-SOLD> 8,500
<TRADING-ASSETS> 0
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<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 2,832,257
<ALLOWANCE> 14,545
<TOTAL-ASSETS> 5,073,808
<DEPOSITS> 2,312,687
<SHORT-TERM> 1,308,890
<LIABILITIES-OTHER> 66,100
<LONG-TERM> 815,688
0
0
<COMMON> 451
<OTHER-SE> 569,992
<TOTAL-LIABILITIES-AND-EQUITY> 5,073,808
<INTEREST-LOAN> 147,574
<INTEREST-INVEST> 103,610
<INTEREST-OTHER> 966
<INTEREST-TOTAL> 252,150
<INTEREST-DEPOSIT> 50,621
<INTEREST-EXPENSE> 147,927
<INTEREST-INCOME-NET> 104,223
<LOAN-LOSSES> 41
<SECURITIES-GAINS> (742)
<EXPENSE-OTHER> 70,425
<INCOME-PRETAX> 63,477
<INCOME-PRE-EXTRAORDINARY> 63,477
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 39,320
<EPS-BASIC> 1.16
<EPS-DILUTED> 1.16
<YIELD-ACTUAL> 7.25
<LOANS-NON> 11,231
<LOANS-PAST> 6,201
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 7,227
<ALLOWANCE-OPEN> 14,271
<CHARGE-OFFS> 1,449
<RECOVERIES> 835
<ALLOWANCE-CLOSE> 14,545
<ALLOWANCE-DOMESTIC> 14,545
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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