HEARTLAND BANCSHARES INC /IN/
8-K, 1998-01-07
STATE COMMERCIAL BANKS
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                SECURITIES AND EXCHANGE COMMISSION
                     Washington, D.C.  20549

                             FORM 8-K

                          CURRENT REPORT
                 Pursuant to Section 13 or 15(d)
              of the Securities Exchange Act of 1934

        Date of Report (Date of Earliest Event Reported):
                                 
                        December 17, 1997

                    HEARTLAND BANCSHARES, INC.
      (Exact Name of Registrant as Specified in its Charter)

                             INDIANA
          (State or Other Jurisdiction of Incorporation)

          333-32245                          35-2017085
     (Commission File No.)                      (I.R.S. Employer
                                              Identification No.)

           420 North Morton Street, Franklin, Indiana 
             (Address of Principal Executive Officer)

                              46131
                            (Zip Code)

                          (317) 738-3915
       (Registrant's Telephone Number, Including Area Code)
<PAGE>
<PAGE>2

ITEM 5. OTHER EVENTS.

     On December 17. 1997, Heartland Community Bank, a wholly
owned subsidiary of Heartland Bancshares, Inc., commenced full
service banking at its main office facility in Franklin, Indiana. 
The event is described more fully in the press release attached
hereto as Exhibit 99 and incorporated by reference.

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
     (c) Exhibits.
                    Exhibit No.         Description

                         99             Press release issued December
                                        17. 1997.

<PAGE>
<PAGE>3

                           SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of
1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned, hereunto duly authorized.

Date: January 6, 1998

HEARTLAND BANCSHARES, INC.


By   /s/ Jeffery D. Joyce
     Chief Financial Officer
     
6306

                            EXHIBIT 99
    
    
    Heartland Bancshares, Inc.\IN(HRTB), announced today the
    commencement of full service banking at its main office
    facility in Franklin, Indiana, by its wholly owned subsidiary,
    Heartland Community Bank.  It is anticipated that a branch
    location in Greenwood, Indiana will be opened in a temporary
    facility early in 1998.  Construction of the permanent
    Greenwood facility has commenced and is expected to be
    completed during the spring of 1998.  Heartland is a full
    service commercial bank serving the citizens and organizations
    of Johnson County, Indiana.
    
    
    6825


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