HEARTLAND BANCSHARES INC /IN/
8-K, 2000-10-03
STATE COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                           Washington, D.C. 20549-1004

                                    FORM 8-K

                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                                 October 2, 2000
                Date of Report (Date of earliest event reported)
                           HEARTLAND BANCSHARES, INC.
             (Exact name of registrant as specified in its charter)

Indiana                     333-32245                 35-2017085
(State or other             (Commission File Number)  (IRS Employer
jurisdiction of                                       Identification Number)
incorporation)


420 North Morton Street                                    46131
Franklin, Indiana                                          (Zip Code)
(Address of principal
executive offices)



        Registrant's telephone number, including area code (317) 738-3915




<PAGE>





Item 5.       Other Events

September  19, 2000,  Heartland  Bancshares,  Inc.  announced  that its Board of
Directors has declared a 5% stock  dividend  (one for 20),  payable on or before
October 20, 2000 to shareholders of record on October 6, 2000.

On the date the  dividend  is paid,  $63,250 of the  retained  earnings  will be
transferred  to the Company's  common stock account and $474,375 of the retained
earnings  will  be  transferred  to the  Company's  additional  paid-in  capital
account.

Any  fractional  share  interest  created as a result of the  dividend  shall be
settled by making a cash  payment to the person  entitled  thereto  based on the
average of the bid and the asked prices for the  Corporation's  common shares at
the close of trading on the last  trading day prior to the date of  distribution
of the stock  dividend,  and no fractional  shares or scrip shall be issued as a
result of the stock dividend.


Item 7.       Financial Statements and Exhibits

      (a)   Financial statements of businesses acquired

            Not applicable

      (b)   Pro forma financial information

            Not applicable

      (c)   Exhibits

            Not applicable

<PAGE>


                                    SIGNATURE

      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                       HEARTLAND BANCSHARES, INC.


Date:  10/02/00                          /s/ Steve Bechman
     ------------                       -----------------
                                        Steve Bechman
                                        President and
                                        Chief Executive Officer







Date:  10/02/00                          /s/ Jeffery D. Joyce
      ------------                      --------------------
                                        Jeffery D. Joyce
                                        Chief Financial Officer








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