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“Waivers for Certain Investors” of the Fund as listed on page 7 of the Prospectus is revised to add the following bullet point:
| o | Any individual who is presently serving or who has served in the Armed Forces of the United States of America can purchase shares of the Fund without a sales charge. All individuals that qualify for this exemption must certify their dates of service with their completed shareholder account application. |
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