BMA VARIABLE ANNUITY ACCOUNT A
497J, 1999-01-05
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Blazzard, Grodd & Hasenauer, P.C.
943 Post Road East
Westport, CT 06880
(203) 226-7866


VIA EDGAR


January 5, 1999


Securities and Exchange Commission
Division of Investment Management
Office of Insurance Products
450 Fifth Street, N.W.
Washington, DC 20549

Re:  BMA Variable Annuity Account A
     File No. 333-32887
     -------------------------------

Ladies and Gentlemen:

Pursuant to Securities Act Rule 497(j),  we hereby certify that the Statement of
Additional  Information  dated  December 31,  1998,  which would have been filed
under  Rule  497(c)  does not  differ  from that  contained  in the most  recent
Post-Effective Amendment, which Amendment has been filed electronically.

Please  contact the  undersigned  with any  questions  or comments  you may have
concerning the enclosed.

Sincerely,

BLAZZARD, GRODD & HASENAUER, P.C.


By: /s/LYNN KORMAN STONE
    ------------------------------
    Lynn Korman Stone


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