CERTIFICATION OF NO CHANGE IN DEFINITIVE MATERIALS PURSUANT TO RULE 497 (j) OF
THE SECURITIES ACT OF 1933
FILE NUMBER: 333-35681 AND 811-08357
REGISTRANT: The Guardian Separate Account M
In lieu of filing under paragraph (b) or (c) of Section 497, the undersigned
hereby certifies that:
(1) The form of prospectus that would have been filed under paragraph (b) or (c)
of this section would not have differed from that contained in the most recent
post-effective amendment to the registration statement on form S-6 filed by the
registrant, and
(2) The text of the most recent post-effective amendment to the registration
statement filed on form S-6 has been filed electronically.
Signatures
The Guardian Separate Account M and The Guardian Insurance & Annuity Company,
Inc. has caused this Certification to be signed on its behalf in the City of New
York, State of New York, on May 4, 2000.
The Guardian Separate Account M, Registrant
The Guardian Insurance & Annuity Company, Inc., Depositor
By: /s/ Richard T. Potter, Jr.
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Richard T. Potter, Jr.
Vice President and Counsel
