CHARTER MUNICIPAL MORTGAGE ACCEPTANCE CO
S-4, EX-23.3, 2000-08-03
REAL ESTATE
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                                                                    Exhibit 23.3








                [Letterhead of Reznick Fedder & Silverman C.P.A.]


American Tax-Exempt Bond Trust

I consent to the use of my reports dated January 22, 2000,  January 22, 1999 and
January 23, 1998,  accompanying  the  Financial  Statements  for the years ended
December 31, 1999,  1998 and 1997 of  Casselberry  - Oxford  Associates  Limited
Partnership  contained  in the  Registration  Statement  on Form S-4 prepared on
behalf of American Tax-Exempt Bond Trust.

                                          /s/  Reznick Fedder & Silverman
                                          -------------------------------

Bethesda, Maryland
August 1, 2000




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