<PAGE>
OMB APPROVAL
OMB No. 3235-0145
Expires September 30, 1998
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Schedule 13G
INFORMATION STATEMENT PURSUANT TO RULES 13d-1 AND 13d-2
Under the Securities Exchange Act of 1934
GEORGIA-CAROLINA BANCSHARES, INC.
---------------------------------
(Name of Issuer)
$.001 PAR VALUE COMMON STOCK
----------------------------
(Title of Class of Securities)
373145-10-1
-----------
(CUSIP Number)
*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter
disclosures provided in a prior cover page.
The information required on the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
(Continued on the following pages)
Page 1 of 15 Pages
<PAGE>
CUSIP No.373145-10-1 13G Page 2 of 15 Pages
- ---------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
Raymond D. Brown
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
###-##-####
- ---------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a)[ x ]
(b)[ ]
- ---------------------------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
USA
- --------------------------------------------------------------------------
5 SOLE VOTING POWER
NUMBER OF
SHARES
------------------------------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
10,212
OWNED BY
------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER
REPORTING
------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER
10,212
WITH
- ---------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
10,212
- ---------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN
SHARES*
Excludes 40,846 shares owned by other members of the
reporting group.
[ x ]
- ---------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
1.6%
- ---------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
- ---------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
Page 2 of 15 Pages
<PAGE>
CUSIP No.373145-10-1 13G Page 3 of 15 Pages
- ---------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
Arthur J. Gay, Jr.
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
###-##-####
- ---------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a)[ x ]
(b)[ ]
- ---------------------------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
USA
- --------------------------------------------------------------------------
5 SOLE VOTING POWER
NUMBER OF 0
SHARES
------------------------------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
0
OWNED BY
------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER
0
REPORTING
------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER
0
WITH
- ---------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
0
- ---------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN
SHARES*
Excludes 51,058 shares owned by other members of the
reporting group.
[ x ]
- ---------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
0.0%
- ---------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
- ---------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
Page 3 of 15 Pages
<PAGE>
CUSIP No.373145-10-1 13G Page 4 of 15 Pages
- ---------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
JAMES RANDAL HALL
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
###-##-####
- ---------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a)[ x ]
(b)[ ]
- ---------------------------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
USA
- --------------------------------------------------------------------------
5 SOLE VOTING POWER
NUMBER OF 0
SHARES
------------------------------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
0
OWNED BY
------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER
0
REPORTING
------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER
0
WITH
- ---------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
0
- ---------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN
SHARES*
Excludes 51,058 shares owned by other members of the
reporting group.
[ x ]
- ---------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
0.0%
- ---------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
- ---------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
Page 4 of 15 Pages
<PAGE>
CUSIP No.373145-10-1 13G Page 5 of 15 Pages
- ---------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
HUGH L. HAMILTON, JR.
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
###-##-####
- ---------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a)[ x ]
(b)[ ]
- ---------------------------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
USA
- --------------------------------------------------------------------------
5 SOLE VOTING POWER
NUMBER OF 0
SHARES
------------------------------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
0
OWNED BY
------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER
0
REPORTING
------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER
0
WITH
- ---------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
0
- ---------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN
SHARES*
Excludes 51,058 shares owned by other members of the
reporting group.
[ x ]
- ---------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
0.0%
- ---------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
- ---------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
Page 5 of 15 Pages
<PAGE>
CUSIP No.373145-10-1 13G Page 6 of 15 Pages
- ---------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
WILLIAM G. HATCHER
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
###-##-####
- ---------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a)[ x ]
(b)[ ]
- ---------------------------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
USA
- ---------------------------------------------------------------------------
5 SOLE VOTING POWER
NUMBER OF 0
SHARES
------------------------------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
0
OWNED BY
------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER
0
REPORTING
------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER
0
WITH
- ---------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
0
- ---------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN
SHARES*
Excludes 51,058 shares owned by other members of the
reporting group.
[ x ]
- ---------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
0.0%
- ---------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
- ---------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
Page 6 of 15 Pages
<PAGE>
CUSIP No.373145-10-1 13G Page 7 of 15 Pages
- ---------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
GEORGIA H. INMAN
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
###-##-####
- ---------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a)[ x ]
(b)[ ]
- ---------------------------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
USA
- ---------------------------------------------------------------------------
5 SOLE VOTING POWER
NUMBER OF 10,212
SHARES
------------------------------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
0
OWNED BY
------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER
10,212
REPORTING
------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER
0
WITH
- ---------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
10,212
- ---------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN
SHARES*
Excludes 40,846 shares owned by other members of the
reporting group.
[ x ]
- ---------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
1.6%
- ---------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
- ---------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
Page 7 of 15 Pages
<PAGE>
CUSIP No.373145-10-1 13G Page 8 of 15 Pages
- ---------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
JOHN W. LEE
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
###-##-####
- ---------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a)[ x ]
(b)[ ]
- ---------------------------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
USA
- ---------------------------------------------------------------------------
5 SOLE VOTING POWER
NUMBER OF 10,211
SHARES
------------------------------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
0
OWNED BY
------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER
10,211
REPORTING
------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER
0
WITH
- ---------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
10,211
- ---------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN
SHARES*
Excludes 40,847 shares owned by other members of the
reporting group.
[ x ]
- ---------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
1.6%
- ---------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
- ---------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
Page 8 of 15 Pages
<PAGE>
CUSIP No.373145-10-1 13G Page 9 of 15 Pages
- ---------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
A. MONTAGUE MILLER
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
###-##-####
- ---------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a)[ x ]
(b)[ ]
- ---------------------------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
USA
- ---------------------------------------------------------------------------
5 SOLE VOTING POWER
NUMBER OF 10,212
SHARES
------------------------------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
0
OWNED BY
------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER
10,212
REPORTING
------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER
0
WITH
- ---------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
10,212
- ---------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN
SHARES*
Excludes 40,846 shares owned by other members of the
reporting group.
[ x ]
- ---------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
1.6%
- ---------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
- ---------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
Page 9 of 15 Pages
<PAGE>
CUSIP No.373145-10-1 13G Page 10 of 15 Pages
- ---------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
JULIAN W. OSBON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
###-##-####
- ---------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a)[ x ]
(b)[ ]
- ---------------------------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
USA
- ---------------------------------------------------------------------------
5 SOLE VOTING POWER
NUMBER OF 10,211
SHARES
------------------------------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
0
OWNED BY
------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER
10,211
REPORTING
------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER
0
WITH
- ---------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
10,211
- ---------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN
SHARES*
Excludes 40,847 shares owned by other members of the
reporting group.
[ x ]
- ---------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
1.6%
- ---------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
- ---------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
Page 10 of 15 Pages
<PAGE>
CUSIP No.373145-10-1 13G Page 11 of 15 Pages
- ---------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
RDB FAMILY LIMITED PARTNERSHIP
I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
58-2281323
- ---------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a)[ x ]
(b)[ ]
- ---------------------------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
State of South Carolina
- ---------------------------------------------------------------------------
5 SOLE VOTING POWER
NUMBER OF 10,212
SHARES
------------------------------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
0
OWNED BY
------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER
10,212
REPORTING
------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER
0
WITH
- ---------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
10,212
- ---------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN
SHARES*
Excludes 40,846 shares owned by other members of the
reporting group.
[ x ]
- ---------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
1.6%
- ---------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
PN
- ---------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
Page 11 of 15 Pages
<PAGE>
Item 1(a). Name of Issuer.
- ---------- ---------------
Georgia-Carolina Bancshares, Inc.
Item 1(b). Address of Issuer's Principal Executive Offices.
- ---------- ------------------------------------------------
110 East Hill Street, Thomson, Georgia 30824
Item 2(a). Name of Persons Filing.
- ---------- -----------------------
Raymond D. Brown
Arthur J. Gay, Jr.
James Randal Hall
Hugh L. Hamilton, Jr.
William G. Hatcher
George H. Inman
John W. Lee
A. Montague Miller
Julian W. Osbon
RDB Family Limited Partnership
Item 2(b). Address of Principal Business Office or, if none, Residence.
- ---------- ------------------------------------------------------------
Raymond D. Brown: P.O. Box 6535, North Augusta, SC 29841
Arthur J. Gay, Jr.: 3643 Pebble Beach Drive, Augusta, GA 30907
James Randal Hall: 519 Winchester Drive, Augusta, GA 30909
Hugh L. Hamilton, Jr.: 3 Eagleton Court, Augusta, GA 30909
William G. Hatcher: 3111 Vasser Drive, Augusta, GA 30909
George H. Inman: 3041 Bransford Road, Augusta, GA 30909
John W. Lee: 807 Carriage Court, Augusta, GA 30909
A. Montague Miller: 4384 Deer Run, Evans, GA 30809
Julian W. Osbon: 618 Brae Burn Drive, Augusta, GA 30907
RDB Family Limited Partnership: P.O. Box 6535, North Augusta, SC 29841
Item 2(c). Citizenship.
- ---------- ------------
RDB Family Limited Partnership is organized under South Carolina law.
All individual members of the reporting group are citizens of the United
States of America.
Item 2(d). Title of Class of Securities.
- ---------- ----------------------------
Common stock, $.001 par value per share.
Page 12 of 15 Pages
<PAGE>
Item 2(e). CUSIP Number.
- ---------- -------------
373145-10-1
Item 3. If this statement is filed pursuant to Rules 13d-(b), or 13d-2(b),
- ------- ------------------------------------------------------------------
check whether the person filing is a:
------------------------------------
Not Applicable.
Item 4(a). Amount Beneficially Owned as of December 31, 1997.
- ---------- --------------------------------------------------
Members of the reporting group own an aggregate of 51,058 shares.
Item 4(b). Percent of Class.
- ---------- -----------------
9.0 %
Item 4(c). Number of Shares as to which such person has:
- ---------- ---------------------------------------------
(i) sole power to vote or to direct the vote: Inman- 10,212
Lee- 10,211
Miller- 10,212
Osbon- 10,211
RDB L.P.- 10,212
(ii) shared power to vote or to direct the vote Brown- 10,212
(iii) sole power to dispose or to direct the
disposition of: Inman- 10,212
Lee- 10,211
Miller- 10,212
Osbon- 10,211
RDB L.P.- 10,212
(iv) shared power to dispose or to direct the
disposition of: Brown- 10,212
Item 5. Ownership of Five Percent or Less of a Class.
- ------- ---------------------------------------------
Not Applicable.
Item 6. Ownership of More Than Five Percent on Behalf of Another Person.
- ------- ---------------------------------------------------------------
Not Applicable.
Page 13 of 15 Pages
<PAGE>
Item 7. Identification and Classification of the Subsidiary Which Acquired
- ------- ------------------------------------------------------------------
the Security Being Reported on by the Parent Holding Company.
------------------------------------------------------------
Not Applicable.
Item 8. Identification and Classification of Members of the Group.
- ------- ----------------------------------------------------------
Name Classification
---- --------------
Raymond D. Brown IN
Arthur J. Gay, Jr. IN
James Randal Hall IN
Hugh L. Hamilton, Jr. IN
William G. Hatcher IN
George H. Inman IN
John W. Lee IN
A. Montague Miller IN
Julian W. Osbon IN
RDB Family Limited Partnership PN
Item 9. Notice of Dissolution of Group.
- ------- -------------------------------
Not Applicable.
Item 10. Certification.
- -------- --------------
Not Applicable.
Page 14 of 15 Pages
<PAGE>
Signature.
- ----------
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
February 11, 1998 /s/ Raymond D. Brown .
- ----------------- -----------------------------
Date Raymond D. Brown
February 11, 1998 /s/ Arthur J. Gay, Jr. .
- ----------------- ------------------------------
Date Arthur J. Gay, Jr.
February 11, 1998 /s/ James Randal Hall .
- ----------------- ------------------------------
Date James Randal Hall
February 11, 1998 /s/ Hugh L. Hamilton, Jr. .
- ----------------- ------------------------------
Date Hugh L. Hamilton, Jr.
February 11, 1998 /s/ William G. Hatcher .
- ----------------- ------------------------------
Date William G. Hatcher
February 11, 1998 /s/ George H. Inman .
- ----------------- ------------------------------
Date George H. Inman
February 11, 1998 /s/ John W. Lee .
- ----------------- ------------------------------
Date John W. Lee
February 13, 1998 /s/ A. Montague Miller .
- ----------------- ------------------------------
Date A. Montague Miller
February 11, 1998 /s/ Julian W. Osbon .
- ----------------- ------------------------------
Date Julian W. Osbon
RDB Family Limited Partnership
February 13, 1998 By: /s/ Raymond D. Brown .
- ----------------- ------------------------------
Date Raymond D. Brown,
As Its General Partner
Page 15 of 15 Pages