GEORGIA CAROLINA BANCSHARES INC
10QSB, EX-27, 2000-08-14
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>

THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM GEORGIA
CAROLINA BANCSHARES' FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FORM 10-QSB.

</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                           2,701
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 1,630
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     12,568
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         80,983
<ALLOWANCE>                                      1,098
<TOTAL-ASSETS>                                 104,039
<DEPOSITS>                                      74,460
<SHORT-TERM>                                    18,268
<LIABILITIES-OTHER>                                667
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                             1
<OTHER-SE>                                      10,643
<TOTAL-LIABILITIES-AND-EQUITY>                 104,039
<INTEREST-LOAN>                                  2,503
<INTEREST-INVEST>                                  400
<INTEREST-OTHER>                                   145
<INTEREST-TOTAL>                                 3,048
<INTEREST-DEPOSIT>                               1,231
<INTEREST-EXPENSE>                               1,383
<INTEREST-INCOME-NET>                            1,665
<LOAN-LOSSES>                                      144
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,139
<INCOME-PRETAX>                                   (185)
<INCOME-PRE-EXTRAORDINARY>                        (185)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       (84)
<EPS-BASIC>                                       (.09)
<EPS-DILUTED>                                     (.09)
<YIELD-ACTUAL>                                     7.7
<LOANS-NON>                                        247
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,000
<CHARGE-OFFS>                                       62
<RECOVERIES>                                        20
<ALLOWANCE-CLOSE>                                1,098
<ALLOWANCE-DOMESTIC>                             1,098
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            371


</TABLE>


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