[SUBMISSION-CONTACT]
[NAME] CATHERINE HOUSER
[PHONE] 304-424-8751
[DESCRIPTION] Form 13F Holding Report
[TEXT] UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 06/30/99
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: UNITED NATIONAL BANK
Address: 514 MARKET STREET
PARKERSBURG, WV 26101
13F File Number:
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: CATHERINE HOUSER
Title: VP & TOO
Phone: 304-424-8751
Signature, Place, and Date of Signing:
BRETT STAPLES PARKERSBURG, WV JULY 01, 1999
Report Type (Check only one.):
[ X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 345
Form 13F Information Table Entry Total: $445,780
List of Other Included Managers:
NONE
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
AT&T CORP CO COM 001957109 2579 46373 SH SOLE 44417 1956
AT&T CORP CO COM 001957109 2318 41678 SH DEFINED 39578 450 1650
ABBOTT LABS CO COM 002824100 1065 23950 SH SOLE 14550 9400
ABBOTT LABS CO COM 002824100 2449 55056 SH DEFINED 50656 4400
ABBEY NATL PLC PREFER 7.00 12/ PREFERRED 002920304 273 12000 SH SOLE 12000
ABBEY NATL PLC PREFER 7.00 12/ PREFERRED 002920304 68 3000 SH DEFINED 3000
ABN AMRO CAP FDG TR II COMMON PREFERRED 00371T206 349 15000 SH SOLE 15000
ABN AMRO CAP FDG TR II COMMON PREFERRED 00371T206 23 1000 SH DEFINED 1000
ADAPTEC 4.75% DUE 02/01/04 CONV DEB 00651FAC2 589 615000 PRN SOLE 615000
AIRTOUCH COMMUNICATIONS COM 00949T100 942 8752 SH SOLE 8302 450
AIRTOUCH COMMUNICATIONS COM 00949T100 595 5536 SH DEFINED 5408 128
ALCOA INC COM 013817101 1469 23356 SH SOLE 21756 1600
ALCOA INC COM 013817101 138 2200 SH DEFINED 600 1600
ALLEGHENY ENERGY INC COM 017361106 447 13423 SH SOLE 13023 400
ALLEGHENY ENERGY INC COM 017361106 216 6484 SH DEFINED 6484
ALLIANCE CAPITAL MGNT COMM COM 018548107 290 9200 SH SOLE 8700 500
ALLIANCE CAPITAL MGNT COMM COM 018548107 56 1800 SH DEFINED 1800
AMERICA ONLINE INC DEL COM 02364J104 382 3609 SH SOLE 3609
AMERICA ONLINE INC DEL COM 02364J104 328 3095 SH DEFINED 2400 695
AMERICAN ELEC PWR INC CO COM 025537101 465 12110 SH SOLE 11710 400
AMERICAN ELEC PWR INC CO COM 025537101 464 12081 SH DEFINED 9281 2800
AMERICAN EXPRESS CO CO COM 025816109 227 1789 SH SOLE 1789
AMERICAN EXPRESS CO CO COM 025816109 280 2200 SH DEFINED 1400 800
AMERICAN HOME PRODS CORP CO COM 026609107 6581 123450 SH SOLE 122730 720
AMERICAN HOME PRODS CORP CO COM 026609107 5655 106086 SH DEFINED 83720 10436 11930
AMERICAN INTL GROUP INC CO COM 026874107 5960 48983 SH SOLE 48983
AMERICAN INTL GROUP INC CO COM 026874107 609 5012 SH DEFINED 3762 1250
AMERITECH CORP NEW CO COM 030954101 1442 20604 SH SOLE 20460 144
AMERITECH CORP NEW CO COM 030954101 1133 16188 SH DEFINED 16188
AMGEN INC CO COM 031162100 209 3490 SH SOLE 3490
AMGEN INC CO COM 031162100 32 550 SH DEFINED 550
ANHEUSER BUSCH COS INC CO COM 035229103 85 1200 SH SOLE 1200
ANHEUSER BUSCH COS INC CO COM 035229103 869 12200 SH DEFINED 12200
APPLIED MATLS INC CO COM 038222105 1552 22456 SH SOLE 22356 100
APPLIED MATLS INC CO COM 038222105 74 1080 SH DEFINED 1080
ARGOSY MINERALS INC COMMON COM 040234106 5 37950 SH DEFINED 37950
ASCEND COMMUNICATIONS COM 043491109 248 2357 SH SOLE 2357
ATLANTIC RICHFIELD CO CO COM 048825103 242 2914 SH SOLE 2614 300
ATLANTIC RICHFIELD CO CO COM 048825103 66 800 SH DEFINED 800
AUTOMATIC DATA PROCESSING INCO COM 053015103 43 1000 SH SOLE 600 400
AUTOMATIC DATA PROCESSING INCO COM 053015103 773 17600 SH DEFINED 13600 4000
BP AMOCO P L C SPONSORED ADR COM 055622104 3257 30096 SH SOLE 29832 264
BP AMOCO P L C SPONSORED ADR COM 055622104 2903 26819 SH DEFINED 26687 132
BANK AMER CORP COM 060505104 3682 50447 SH SOLE 49947 500
BANK AMER CORP COM 060505104 487 6673 SH DEFINED 5273 1200 200
BANK NEW YORK INC CO COM 064057102 566 15840 SH SOLE 15840
BANK NEW YORK INC CO COM 064057102 28 800 SH DEFINED 800
BANK ONE CORP COM 06423A103 1119 19304 SH SOLE 17804 1500
BANK ONE CORP COM 06423A103 4478 77209 SH DEFINED 76711 498
BANKAMERICA CAP IV 7.00% DUE PREFERRED 066044207 236 9720 SH SOLE 9720
BANKBOSTON CORP COM COM 06605R106 1431 28246 SH SOLE 28246
BANKBOSTON CORP COM COM 06605R106 60 1200 SH DEFINED 1200
BAXTER INTL INC CO COM 071813109 122 2000 SH SOLE 1400 600
BAXTER INTL INC CO COM 071813109 103 1700 SH DEFINED 1100 600
BELL ATLANTIC CORP CO COM 077853109 1872 30974 SH SOLE 30354 620
BELL ATLANTIC CORP CO COM 077853109 2100 34762 SH DEFINED 32610 1052 1100
BELLSOUTH CORP CO COM 079860102 2749 61789 SH SOLE 61223 566
BELLSOUTH CORP CO COM 079860102 1339 30100 SH DEFINED 27120 1776 1204
BERKSHIRE HATHAWAY CL A COM 084670108 1100 16 SH SOLE 16
BERKSHIRE HATHAWAY INC CL B COM 084670207 242 108 SH SOLE 108
BERKSHIRE HATHAWAY INC CL B COM 084670207 31 14 SH DEFINED 14
BIOGEN INC CO COM 090597105 971 15252 SH SOLE 14852 400
BIOGEN INC CO COM 090597105 70 1100 SH DEFINED 1100
BOEING CO CO COM 097023105 162 3700 SH SOLE 3200 500
BOEING CO CO COM 097023105 211 4820 SH DEFINED 4820
BOSTON SCIENTIFIC CORP CO COM 101137107 1885 44100 SH SOLE 43300 800
BOSTON SCIENTIFIC CORP CO COM 101137107 132 3100 SH DEFINED 300 2800
BRISTOL MYERS SQUIBB COM 110122108 9014 130407 SH SOLE 128307 2100
BRISTOL MYERS SQUIBB COM 110122108 25444 368091 SH DEFINED 361166 3600 3325
CBS CORP COM 12490K107 316 7300 SH SOLE 7300
CBS CORP COM 12490K107 222 5135 SH DEFINED 4935 200
CIGNA CORP CO COM 125509109 304 3450 SH DEFINED 1350 2100
CNA SURETY CORP COM 12612L108 347 22634 SH DEFINED 22634
CSX CORP CO COM 126408103 707 15548 SH SOLE 15148 400
CSX CORP CO COM 126408103 446 9810 SH DEFINED 8810 400 600
CHASE MANHATTAN CORP NEW CO COM 16161A108 41 500 SH SOLE 500
CHASE MANHATTAN CORP NEW CO COM 16161A108 266 3226 SH DEFINED 3226
CHEVRON CORPORATION CO COM 166751107 2798 29874 SH SOLE 29874
CHEVRON CORPORATION CO COM 166751107 2262 24144 SH DEFINED 23744 400
CIENA CORP COMMON COM 171779101 992 32130 SH SOLE 32130
CIENA CORP COMMON COM 171779101 33 1070 SH DEFINED 1070
CISCO SYS INC CO COM 17275R102 8131 130110 SH SOLE 127250 2860
CISCO SYS INC CO COM 17275R102 937 15006 SH DEFINED 12292 900 1814
CITIGROUP INC COM 172967101 8669 188207 SH SOLE 183520 4687
CITIGROUP INC COM 172967101 1175 25510 SH DEFINED 24086 599 825
CITIGROUP PFD PREFERRED 17305L208 106 4500 SH SOLE 4500
CITIGROUP PFD PREFERRED 17305L208 95 4000 SH DEFINED 2000 2000
CITY HLDG CO CO COM 177835105 484 17794 SH SOLE 16794 1000
CITY HLDG CO CO COM 177835105 162 5946 SH DEFINED 5946
COCA COLA CO CO COM 191216100 411 6730 SH SOLE 6280 450
COCA COLA CO CO COM 191216100 1262 20638 SH DEFINED 16938 3700
COMCAST CORP CL A CL COM 200300200 1665 42776 SH SOLE 42776
COMCAST CORP CL A CL COM 200300200 40 1052 SH DEFINED 1052
COMMUNITY BK NATL ASSN COM 203564109 1036 60075 SH SOLE 60075
COMPAQ COMPUTER CORP CO COM 204493100 793 33950 SH SOLE 32880 1070
COMPAQ COMPUTER CORP CO COM 204493100 101 4350 SH DEFINED 4050 300
COMPUTER ASSOC INTL INC CO COM 204912109 267 4900 SH SOLE 4050 850
COMPUTER ASSOC INTL INC CO COM 204912109 49 900 SH DEFINED 900
CONSOLIDATED EDISON INC COM 209115104 412 8911 SH SOLE 8911
CONSOLIDATED EDISON INC COM 209115104 169 3650 SH DEFINED 3650
CONSOLIDATED NAT GAS CO COM 209615103 1511 25066 SH SOLE 25066
CONSOLIDATED NAT GAS CO COM 209615103 503 8342 SH DEFINED 8342
CORNING GLASS WORKS COM 219350105 2587 39686 SH SOLE 39686
CORNING GLASS WORKS COM 219350105 94 1450 SH DEFINED 1450
DELL COMPUTER CORP COM 247025109 421 11500 SH SOLE 11200 300
DELL COMPUTER CORP COM 247025109 19 525 SH DEFINED 300 225
DELPHI AUTOMOTIVE SYSTEMS CO COM 247126105 115 6226 SH SOLE 6226
DELPHI AUTOMOTIVE SYSTEMS CO COM 247126105 86 4642 SH DEFINED 4642
DISNEY WALT CO DEL CO COM 254687106 2102 69794 SH SOLE 68794 1000
DISNEY WALT CO DEL CO COM 254687106 921 30603 SH DEFINED 27403 3200
DOMINION RES INC VA CO COM 257470104 83 1900 SH SOLE 1900
DOMINION RES INC VA CO COM 257470104 222 5082 SH DEFINED 4832 250
DOW CHEMICAL COMPANY CO COM 260543103 529 4125 SH SOLE 4125
DOW CHEMICAL COMPANY CO COM 260543103 1000 7791 SH DEFINED 6151 1640
DU PONT E I DE NEMOURS CO COM 263534109 1409 20742 SH SOLE 18912 1830
DU PONT E I DE NEMOURS CO COM 263534109 2416 35569 SH DEFINED 23144 8725 3700
DUKE POWER CO CO COM 264399106 90 1617 SH SOLE 1617
DUKE POWER CO CO COM 264399106 111 1990 SH DEFINED 1990
EASTMAN KODAK CO CO COM 277461109 133 1924 SH SOLE 1774 150
EASTMAN KODAK CO CO COM 277461109 97 1400 SH DEFINED 1300 100
EATON CORP CO COM 278058102 164 1750 SH SOLE 1750
EATON CORP CO COM 278058102 206 2200 SH DEFINED 2200
EDISON INTL CO COM 281020107 217 7727 SH SOLE 7327 400
EDISON INTL CO COM 281020107 155 5500 SH DEFINED 5500
ELECTRONIC DATA SYS NEW CO COM 285661104 44 752 SH SOLE 752
ELECTRONIC DATA SYS NEW CO COM 285661104 157 2672 SH DEFINED 872 1800
EMERSON ELEC CO CO COM 291011104 449 7016 SH SOLE 6216 800
EMERSON ELEC CO CO COM 291011104 51 798 SH DEFINED 798
ENRON CORP CO COM 293561106 1784 21981 SH SOLE 21731 250
ENRON CORP CO COM 293561106 170 2100 SH DEFINED 2100
ERICSSON L M TEL CO AD COM 294821400 848 25475 SH SOLE 25475
ERICSSON L M TEL CO AD COM 294821400 16 500 SH DEFINED 500
EXXON CORP CO COM 302290101 10119 131422 SH SOLE 126754 4668
EXXON CORP CO COM 302290101 8280 107540 SH DEFINED 102062 1560 3918
FPL GROUP INC CO COM 302571104 383 6900 SH SOLE 6900
FPL GROUP INC CO COM 302571104 155 2800 SH DEFINED 2800
FEDERAL NATL MTG ASSN CO COM 313586109 2222 33840 SH SOLE 32950 890
FEDERAL NATL MTG ASSN CO COM 313586109 351 5345 SH DEFINED 5220 125
FIFTH THIRD BANCORP CO COM 316773100 970 14715 SH SOLE 14715
FIFTH THIRD BANCORP CO COM 316773100 88 1335 SH DEFINED 1335
FIRST UN CORP CO COM 337358105 337 7361 SH SOLE 7361
FIRST UN CORP CO COM 337358105 171 3735 SH DEFINED 2860 875
FIRST WESTERN BANCORP INC CO COM 337505101 332 10371 SH DEFINED 10371
FORD MTR CO DEL CO COM 345370100 207 3870 SH SOLE 3870
FORD MTR CO DEL CO COM 345370100 92 1720 SH DEFINED 1720
FORTUNE BRANDS INC. COM 349631101 295 7111 SH SOLE 7111
FORTUNE BRANDS INC. COM 349631101 88 2126 SH DEFINED 1450 676
FREQUENCY ELECTRONICS COM 358010106 97 11950 SH SOLE 11950
GTE CORP CO COM 362320103 1164 16402 SH SOLE 16102 300
GTE CORP CO COM 362320103 127 1800 SH DEFINED 1800
GENERAL ELEC CO CO COM 369604103 13018 118689 SH SOLE 111339 7350
GENERAL ELEC CO CO COM 369604103 12961 118169 SH DEFINED 103555 6350 8264
GENERAL MINERALS CORPORATION COM 369905104 7 10300 SH DEFINED 10300
GENERAL INSTR CORP DEL CO COM 370120107 1501 36082 SH SOLE 35982 100
GENERAL INSTR CORP DEL CO COM 370120107 95 2300 SH DEFINED 2300
GENERAL MTRS CORP CO COM 370442105 564 8800 SH SOLE 8800
GENERAL MTRS CORP CO COM 370442105 467 7289 SH DEFINED 7289
GEORGIA PWR CAP PFD 6.85% PREFERRED 37333R209 229 10000 SH SOLE 10000
GEORGIA PWR CAP PFD 6.85% PREFERRED 37333R209 68 3000 SH DEFINED 3000
GILLETTE COMPANY COM 375766102 608 14882 SH SOLE 14882
GILLETTE COMPANY COM 375766102 476 11650 SH DEFINED 7750 3900
GLAXO WELLCOME PLC COM 37733W105 22 400 SH SOLE 400
GLAXO WELLCOME PLC COM 37733W105 249 4508 SH DEFINED 4508
GLOBAL MARINE INC CO COM 379352404 148 10250 SH SOLE 10250
GLOBAL MARINE INC CO COM 379352404 13 900 SH DEFINED 900
HARLEY DAVIDSON INC COM 412822108 1325 24582 SH SOLE 24582
HARLEY DAVIDSON INC COM 412822108 32 600 SH DEFINED 600
HEINZ H J CO CO COM 423074103 47 961 SH SOLE 961
HEINZ H J CO CO COM 423074103 740 15056 SH DEFINED 14756 300
HEWLETT PACKARD COMPANY COM 428236103 738 7586 SH SOLE 7586
HEWLETT PACKARD COMPANY COM 428236103 306 3150 SH DEFINED 1600 1550
HOME DEPOT INC CO COM 437076102 464 7256 SH SOLE 6756 500
HOME DEPOT INC CO COM 437076102 585 9145 SH DEFINED 6950 2195
HARVEY HUBBELL, INCORPORATED COM 443510201 12915 307523 SH DEFINED 157327 150196
HUNTINGTON BANCSHARES (COLUMBU COM 446150104 340 9554 SH SOLE 9554
HUNTINGTON BANCSHARES (COLUMBU COM 446150104 1017 28515 SH DEFINED 27076 1439
INGERSOLL RAND CO CO COM 456866102 116 1860 SH SOLE 1860
INGERSOLL RAND CO CO COM 456866102 289 4630 SH DEFINED 1630 3000
INTEL CORP COM 458140100 3958 66807 SH SOLE 66607 200
INTEL CORP COM 458140100 1213 20480 SH DEFINED 18020 2460
INTERNATIONAL BUSINESS MACHINE COM 459200101 2529 20300 SH SOLE 18310 1990
INTERNATIONAL BUSINESS MACHINE COM 459200101 2467 19796 SH DEFINED 18126 1670
INTL PAPER CO CO COM 460146103 99 1880 SH SOLE 1880
INTL PAPER CO CO COM 460146103 293 5561 SH DEFINED 3570 1991
INT'L SPEEDWAY CORP COMMON COM 460335201 954 19835 SH SOLE 19835
INT'L SPEEDWAY CORP COMMON COM 460335201 28 600 SH DEFINED 600
JOHNSON & JOHNSON CO COM 478160104 1213 12911 SH SOLE 12111 800
JOHNSON & JOHNSON CO COM 478160104 1292 13750 SH DEFINED 10450 1800 1500
KANAWHA VILLAGE APARTMENTS COM 482991577 247 1300 SH DEFINED 1300
LILLY ELI & CO CO COM 532457108 883 12997 SH SOLE 12997
LILLY ELI & CO CO COM 532457108 339 4990 SH DEFINED 2000 2990
LINEAR TECHNOLOGY CORP COM 535678106 1467 22470 SH SOLE 22470
LUCENT TECHNOLOGIES INC CO COM 549463107 7257 108821 SH SOLE 105139 3682
LUCENT TECHNOLOGIES INC CO COM 549463107 3871 58050 SH DEFINED 51706 2624 3720
MBNA CORPORATION COM 55262L100 996 32953 SH SOLE 32953
MBNA CORPORATION COM 55262L100 39 1300 SH DEFINED 1300
MCI WORLDCOM INC COM 55268B106 5378 57452 SH SOLE 55629 1823
MCI WORLDCOM INC COM 55268B106 500 5350 SH DEFINED 4200 1150
MCDONALDS CORP CO COM 580135101 176 4250 SH SOLE 3850 400
MCDONALDS CORP CO COM 580135101 395 9550 SH DEFINED 6250 3300
MEDIAONE GROUP INC COM 58440J104 467 6212 SH SOLE 6164 48
MEDIAONE GROUP INC COM 58440J104 226 3002 SH DEFINED 3002
MEDTRONIC INC CO COM 585055106 2417 32067 SH SOLE 30761 1306
MEDTRONIC INC CO COM 585055106 579 7685 SH DEFINED 5185 900 1600
MERCK & CO INC CO COM 589331107 4162 58222 SH SOLE 58222
MERCK & CO INC CO COM 589331107 2726 38130 SH DEFINED 35430 2700
MERRILL LYNCH & CO COM 590188108 163 2125 SH SOLE 2125
MERRILL LYNCH & CO COM 590188108 80 1050 SH DEFINED 1050
MERRILL LYNCH QTLY PFD 8% PREFERRED 59021C203 5 200 SH SOLE 200
MERRILL LYNCH QTLY PFD 8% PREFERRED 59021C203 318 12400 SH DEFINED 12400
ML CAPITAL TRUST 7.12% PREFERRED 59021G204 336 14000 SH SOLE 14000
MICROSOFT CORP CO COM 594918104 7967 90543 SH SOLE 88613 1930
MICROSOFT CORP CO COM 594918104 2310 26260 SH DEFINED 19430 6830
MINNESOTA MNG & MFG CO CO COM 604059105 1602 18404 SH SOLE 18104 300
MINNESOTA MNG & MFG CO CO COM 604059105 1537 17664 SH DEFINED 16164 800 700
MOBIL CORP CO COM 607059102 1860 18817 SH SOLE 18367 450
MOBIL CORP CO COM 607059102 1462 14794 SH DEFINED 13636 256 902
MONSANTO CO CO COM 611662107 1266 32266 SH SOLE 32266
MONSANTO CO CO COM 611662107 418 10670 SH DEFINED 10670
MORGAN J P & CO INC CO COM 616880100 365 2690 SH SOLE 2690
MORGAN J P & CO INC CO COM 616880100 192 1421 SH DEFINED 1221 200
PERQS EXC MICROSYSTEMS INC CO COM 617446240 103 15000 SH SOLE 15000
MORGAN STANLEY DEAN WITTER DIS COM 617446448 1573 16612 SH SOLE 16612
MORGAN STANLEY DEAN WITTER DIS COM 617446448 184 1952 SH DEFINED 1852 100
MOTOROLA CAP TRUST PFD 6.68% PREFERRED 620074203 1118 48750 SH SOLE 48750
MOTOROLA CAP TRUST PFD 6.68% PREFERRED 620074203 189 8250 SH DEFINED 3250 5000
MOTOROLA INC CO COM 620076109 435 4618 SH SOLE 4618
MOTOROLA INC CO COM 620076109 368 3900 SH DEFINED 3700 200
NEVSUN RESOURCES LTD COM 64156L101 10 18000 SH DEFINED 18000
NOKIA CORP ADR "A" COM 654902204 1687 19100 SH SOLE 19100
NOKIA CORP ADR "A" COM 654902204 17 200 SH DEFINED 200
NORFOLK SOUTHERN CORP CO COM 655844108 298 9855 SH SOLE 9855
NORFOLK SOUTHERN CORP CO COM 655844108 105 3476 SH DEFINED 3476
NORTEL NETWORKS CORP COMMON COM 656569100 2147 25066 SH SOLE 24966 100
NORTEL NETWORKS CORP COMMON COM 656569100 111 1300 SH DEFINED 1300
OFFICE DEPOT COMMON COM 676220106 680 29675 SH SOLE 29675
OFFICE DEPOT COMMON COM 676220106 18 800 SH DEFINED 800
ONE VY BANCORP WEST VA INC CO COM 682419106 679 17315 SH SOLE 17315
ONE VY BANCORP WEST VA INC CO COM 682419106 2113 53843 SH DEFINED 53843
ORACLE CORP CO COM 68389X105 1964 52928 SH SOLE 52328 600
ORACLE CORP CO COM 68389X105 295 7952 SH DEFINED 4952 450 2550
PE CORP COM PE BIOSYSTEMS COMM COM 69332S102 1981 17504 SH SOLE 17404 100
PE CORP COM PE BIOSYSTEMS COMM COM 69332S102 97 859 SH DEFINED 460 399
PPG INDS INC CO COM 693506107 319 5260 SH SOLE 5260
PPG INDS INC CO COM 693506107 141 2323 SH DEFINED 723 1600
PENNEY J C INC CO COM 708160106 67 1400 SH SOLE 1400
PENNEY J C INC CO COM 708160106 231 4800 SH DEFINED 2600 2200
PEPSICO INC CO COM 713448108 821 21610 SH SOLE 19510 2100
PEPSICO INC CO COM 713448108 537 14140 SH DEFINED 11840 400 1900
PFIZER INC CO COM 717081103 2331 22228 SH SOLE 21228 1000
PFIZER INC CO COM 717081103 400 3820 SH DEFINED 720 3100
PHILIP MORRIS COS INC CO COM 718154107 1669 41618 SH SOLE 41018 600
PHILIP MORRIS COS INC CO COM 718154107 449 11198 SH DEFINED 5648 2700 2850
PROCTER & GAMBLE CO CO COM 742718109 3159 36680 SH SOLE 35280 1400
PROCTER & GAMBLE CO CO COM 742718109 4966 57666 SH DEFINED 50330 1500 5836
QUALCOMM INC. COM 747525103 3825 27922 SH SOLE 27922
QUALCOMM INC. COM 747525103 154 1125 SH DEFINED 525 600
RALSTON - RALSTON PURINA GR COM 751277302 224 7481 SH SOLE 7481
RAPID AMERICAN DEBS 7.00% DUE COM 753329AB7 0 28900 SH SOLE 28900
RAYTHEON CO CL B COM 755111408 75 1077 SH SOLE 1077
RAYTHEON CO CL B COM 755111408 167 2400 SH DEFINED 2400
REGIONS FINANCIAL CORP COM 758940100 213 5535 SH SOLE 5535
REGIONS FINANCIAL CORP COM 758940100 34 900 SH DEFINED 300 600
ROXALANA LAND CO COM 779991579 506 96 SH SOLE 96
ROYAL BK SCOTLAND 7.25% PFD SE PREFERRED 780097879 220 9500 SH SOLE 9500
ROYAL BK SCOTLAND 7.25% PFD SE PREFERRED 780097879 81 3500 SH DEFINED 500 3000
ROYAL DUTCH PETE CO NY REGISTR COM 780257804 335 5650 SH SOLE 5650
SBC COMMUNICATIONS INC COM COM 78387G103 2054 37693 SH SOLE 36086 1607
SBC COMMUNICATIONS INC COM COM 78387G103 1325 24316 SH DEFINED 23665 651
SSBH CAP I TRUST 7.20% QTRLY PREFERRED 784646200 1027 42800 SH SOLE 42800
SSBH CAP I TRUST 7.20% QTRLY PREFERRED 784646200 60 2500 SH DEFINED 2500
SAFEWAY INC COM 786514208 459 9172 SH SOLE 8872 300
SAFEWAY INC COM 786514208 80 1600 SH DEFINED 1600
SCHERING PLOUGH CORP CO COM 806605101 1894 38120 SH SOLE 38120
SCHERING PLOUGH CORP CO COM 806605101 1503 30255 SH DEFINED 22180 8075
SCHLUMBERGER LTD CO COM 806857108 3399 55444 SH SOLE 53194 2250
SCHLUMBERGER LTD CO COM 806857108 386 6300 SH DEFINED 6300
SEARS ROEBUCK & CO CO COM 812387108 115 2566 SH SOLE 2430 136
SEARS ROEBUCK & CO CO COM 812387108 108 2400 SH DEFINED 700 1700
SKY FINL GROUP INC COM 83080P103 318 12005 SH DEFINED 12005
SOUTH VALLEY BRANCH COM 836730101 201 5006 SH SOLE 5006
SOUTHERN CORP 6.875% DUE 12/31 PREFERRED 842637209 161 7000 SH SOLE 7000
SOUTHERN CORP 6.875% DUE 12/31 PREFERRED 842637209 46 2000 SH DEFINED 2000
SOUTHWEST AIRLS CO CO COM 844741108 357 11112 SH SOLE 10562 550
SOUTHWEST AIRLS CO CO COM 844741108 32 1000 SH DEFINED 1000
SPRINT CORP CO COM 852061100 186 3380 SH SOLE 3380
SPRINT CORP CO COM 852061100 22 400 SH DEFINED 400
SPRINT CORPORATION PCS GROUP COM 852061506 2605 43601 SH SOLE 43101 500
SPRINT CORPORATION PCS GROUP COM 852061506 84 1410 SH DEFINED 1410
SUN MICROSYSTEMS INC CO COM 866810104 2170 32639 SH SOLE 32639
SUN MICROSYSTEMS INC CO COM 866810104 42 640 SH DEFINED 640
SUNTRUST BKS INC CO COM 867914103 332 4850 SH SOLE 4850
SUNTRUST BKS INC CO COM 867914103 89 1300 SH DEFINED 1300
TECO ENERGY INC CO COM 872375100 123 5300 SH SOLE 5300
TECO ENERGY INC CO COM 872375100 137 5900 SH DEFINED 5900
TENNESSEE VALLEY AUTH QU PREFERRED 880591201 265 10600 SH SOLE 10600
TENNESSEE VALLEY AUTH QU PREFERRED 880591201 24 975 SH DEFINED 975
TENN VALLEY AUTH 6.50 05/01/29 PREFERRED 880591409 147 6000 SH SOLE 6000
TENN VALLEY AUTH 6.50 05/01/29 PREFERRED 880591409 196 8000 SH DEFINED 4000 4000
TEXACO INC CO COM 881694103 1209 19792 SH SOLE 19792
TEXACO INC CO COM 881694103 526 8607 SH DEFINED 6300 1600 707
TEXAS INSTRS INC CO COM 882508104 1371 9807 SH SOLE 9807
TEXAS INSTRS INC CO COM 882508104 36 258 SH DEFINED 258
TIME WARNER INC CO COM 887315109 2840 41430 SH SOLE 41030 400
TIME WARNER INC CO COM 887315109 131 1920 SH DEFINED 1620 300
TRIBUNE CO NEW CO COM 896047107 920 10520 SH SOLE 10120 400
TRIBUNE CO NEW CO COM 896047107 35 400 SH DEFINED 400
TYCO INTL LTD (NEW) COM 902124106 69 744 SH SOLE 744
TYCO INTL LTD (NEW) COM 902124106 862 9300 SH DEFINED 9300
UNION CARBIDE CORP CO COM 905581104 83 1616 SH SOLE 1574 42
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