UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 06/30/00
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: UNITED NATIONAL BANK
Address: 514 MARKET STREET
PARKERSBURG, WV 26101
13F File Number:
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: BRETT STAPLES
Title: VICE-PRESIDENT & MTI
Phone: 304-348-8362
Signature, Place, and Date of Signing:
UNITED NATIONAL BANK PARKERSBURG, WV JULY 03, 2000
Report Type (Check only one.):
[ X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 313
Form 13F Information Table Entry Total: $441,188
List of Other Included Managers:
NONE
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
AT&T CORP CO COM 001957109 1632 51305 SH SOLE 49149 2156
AT&T CORP CO COM 001957109 1232 38735 SH DEFINED 36067 1618 1050
ABBOTT LABS CO COM 002824100 496 11150 SH SOLE 11150
ABBOTT LABS CO COM 002824100 2248 50456 SH DEFINED 46056 4400
ABN AMRO CAP FDG TR II COMMON PREFERRED 00371T206 217 10600 SH SOLE 10100 500
ADAPTEC 4.75% DUE 02/01/04 CONV DEB 00651FAC2 208 250000 PRN SOLE 250000
ADOBE SYSTEMS INC DELEWARE CO COM 00724F101 2939 22611 SH SOLE 22611
ADOBE SYSTEMS INC DELEWARE CO COM 00724F101 34 265 SH DEFINED 265
AGILENT TECHNOLOGIES COMMON COM 00846U101 178 2415 SH SOLE 2392 23
AGILENT TECHNOLOGIES COMMON COM 00846U101 43 589 SH DEFINED 570 19
ALCOA INC COM 013817101 1326 45756 SH SOLE 42756 3000
ALCOA INC COM 013817101 53 1850 SH DEFINED 1050 800
ALLEGHENY ENERGY INC COM 017361106 343 12262 SH SOLE 12262
ALLEGHENY ENERGY INC COM 017361106 107 3856 SH DEFINED 3856
ALLIANCE CAP MGMT HLDG L P COM 01855A101 422 8900 SH SOLE 8900
ALLIANCE CAP MGMT HLDG L P COM 01855A101 125 2650 SH DEFINED 2650
AMERICA ONLINE INC DEL COM 02364J104 583 11080 SH SOLE 10680 400
AMERICA ONLINE INC DEL COM 02364J104 339 6460 SH DEFINED 6340 120
AMERICAN ELEC PWR INC CO COM 025537101 489 16508 SH SOLE 16108 400
AMERICAN ELEC PWR INC CO COM 025537101 194 6570 SH DEFINED 3150 3420
AMERICAN EXPRESS CO CO COM 025816109 232 4467 SH SOLE 4467
AMERICAN EXPRESS CO CO COM 025816109 93 1800 SH DEFINED 300 1500
AMERICAN HOME PRODS CORP CO COM 026609107 6546 111422 SH SOLE 110702 720
AMERICAN HOME PRODS CORP CO COM 026609107 6240 106220 SH DEFINED 94820 10000 1400
AMERICAN INTL GROUP INC CO COM 026874107 6911 58822 SH SOLE 58663 159
AMERICAN INTL GROUP INC CO COM 026874107 720 6136 SH DEFINED 5174 962
AMGEN INC CO COM 031162100 624 8892 SH SOLE 8392 500
AMGEN INC CO COM 031162100 33 470 SH DEFINED 470
ANHEUSER BUSCH COS INC CO COM 035229103 89 1200 SH SOLE 1200
ANHEUSER BUSCH COS INC CO COM 035229103 911 12200 SH DEFINED 12200
APPLIED MATLS INC CO COM 038222105 3676 40570 SH SOLE 40342 228
APPLIED MATLS INC CO COM 038222105 39 434 SH DEFINED 434
AUTOMATIC DATA PROCESSING INCO COM 053015103 141 2650 SH SOLE 2300 350
AUTOMATIC DATA PROCESSING INCO COM 053015103 942 17600 SH DEFINED 13600 4000
BP AMOCO P L C SPONSORED ADR COM 055622104 5339 94290 SH SOLE 93270 1020
BP AMOCO P L C SPONSORED ADR COM 055622104 1446 25548 SH DEFINED 25448 100
BANK AMER CORP COM 060505104 1144 26388 SH SOLE 26182 206
BANK AMER CORP COM 060505104 254 5876 SH DEFINED 3876 1200 800
BANK NEW YORK INC CO COM 064057102 599 12900 SH SOLE 12900
BANK NEW YORK INC CO COM 064057102 97 2100 SH DEFINED 2100
BANK ONE CORP COM 06423A103 673 25372 SH SOLE 23872 1500
BANK ONE CORP COM 06423A103 2197 82741 SH DEFINED 80043 2698
BAXTER INTL INC CO COM 071813109 112 1600 SH SOLE 1100 500
BAXTER INTL INC CO COM 071813109 119 1700 SH DEFINED 1100 600
BELL ATLANTIC CORP CO COM 077853109 1778 34907 SH SOLE 34287 620
BELL ATLANTIC CORP CO COM 077853109 1241 24378 SH DEFINED 22772 1206 400
BELLSOUTH CORP CO COM 079860102 2306 54122 SH SOLE 53606 516
BELLSOUTH CORP CO COM 079860102 974 22864 SH DEFINED 19892 1972 1000
BERKSHIRE HATHAWAY CL A COM 084670108 1829 34 SH SOLE 34
BERKSHIRE HATHAWAY INC CL B COM 084670207 332 189 SH SOLE 184 5
BERKSHIRE HATHAWAY INC CL B COM 084670207 33 19 SH DEFINED 19
BIOGEN INC CO COM 090597105 961 14900 SH SOLE 14400 500
BIOGEN INC CO COM 090597105 32 501 SH DEFINED 501
BOEING CO CO COM 097023105 25 600 SH SOLE 600
BOEING CO CO COM 097023105 192 4600 SH DEFINED 4600
BOSTON SCIENTIFIC CORP CO COM 101137107 307 14000 SH SOLE 13350 650
BOSTON SCIENTIFIC CORP CO COM 101137107 10 500 SH DEFINED 500
BRISTOL MYERS SQUIBB COM 110122108 9136 156851 SH SOLE 155551 1300
BRISTOL MYERS SQUIBB COM 110122108 8609 147799 SH DEFINED 142024 3850 1925
CIGNA CORP CO COM 125509109 322 3450 SH DEFINED 1350 2100
CSX CORP CO COM 126408103 158 7502 SH SOLE 7502
CSX CORP CO COM 126408103 224 10614 SH DEFINED 7514 400 2700
CARDINAL HEALTH INC CO COM 14149Y108 116 1574 SH SOLE 1450 124
CARDINAL HEALTH INC CO COM 14149Y108 221 2992 SH DEFINED 2562 430
CHASE MANHATTAN CORP NEW CO COM 16161A108 34 750 SH SOLE 750
CHASE MANHATTAN CORP NEW CO COM 16161A108 209 4539 SH DEFINED 4539
CHEVRON CORPORATION CO COM 166751107 3462 40764 SH SOLE 40764
CHEVRON CORPORATION CO COM 166751107 850 10012 SH DEFINED 9612 400
CIENA CORP COMMON COM 171779101 6049 36290 SH SOLE 35840 450
CIENA CORP COMMON COM 171779101 262 1572 SH DEFINED 1572
CISCO SYS INC CO COM 17275R102 13200 207679 SH SOLE 201407 6272
CISCO SYS INC CO COM 17275R102 1948 30650 SH DEFINED 27672 1850 1128
CITIGROUP INC COM 172967101 9652 159714 SH SOLE 156001 3713
CITIGROUP INC COM 172967101 1404 23234 SH DEFINED 20311 798 2125
CITY HLDG CO CO COM 177835105 65 11139 SH SOLE 10139 1000
CITY HLDG CO CO COM 177835105 34 5946 SH DEFINED 5946
COCA COLA CO CO COM 191216100 454 7905 SH SOLE 7405 500
COCA COLA CO CO COM 191216100 1271 22140 SH DEFINED 17940 4200
COMCAST CORP CL A CL COM 200300200 1637 40440 SH SOLE 39865 575
COMCAST CORP CL A CL COM 200300200 88 2195 SH DEFINED 2195
COMMUNITY BK NATL ASSN COM 203564109 682 62075 SH SOLE 62075
COMPAQ COMPUTER CORP CO COM 204493100 130 5088 SH SOLE 4738 350
COMPAQ COMPUTER CORP CO COM 204493100 78 3075 SH DEFINED 3075
COMPUTER ASSOC INTL INC CO COM 204912109 197 3867 SH SOLE 3117 750
COMPUTER ASSOC INTL INC CO COM 204912109 105 2052 SH DEFINED 2052
CONSOLIDATED EDISON INC COM 209115104 216 7311 SH SOLE 7311
CONSOLIDATED EDISON INC COM 209115104 48 1650 SH DEFINED 1650
CORNING INC COMMON COM 219350105 10771 39913 SH SOLE 39813 100
CORNING INC COMMON COM 219350105 419 1555 SH DEFINED 1555
CREE RESEARCH INC COM 225447101 226 1700 SH SOLE 1700
DELL COMPUTER CORP COM 247025109 583 11825 SH SOLE 11825
DELL COMPUTER CORP COM 247025109 225 4575 SH DEFINED 1545 65 2965
DISNEY WALT CO DEL CO COM 254687106 1899 48941 SH SOLE 47941 1000
DISNEY WALT CO DEL CO COM 254687106 820 21148 SH DEFINED 21148
DOMINION RES INC VA NEW COM COM 25746U109 1441 33624 SH SOLE 33624
DOMINION RES INC VA NEW COM COM 25746U109 330 7705 SH DEFINED 7705
DOW CHEMICAL COMPANY CO COM 260543103 592 19362 SH SOLE 19362
DOW CHEMICAL COMPANY CO COM 260543103 393 12840 SH DEFINED 7920 4920
DU PONT E I DE NEMOURS CO COM 263534109 929 21142 SH SOLE 19312 1830
DU PONT E I DE NEMOURS CO COM 263534109 1275 29014 SH DEFINED 20272 6650 2092
DUKE ENERGY CORPORATION COM 264399106 138 2441 SH SOLE 2441
DUKE ENERGY CORPORATION COM 264399106 94 1672 SH DEFINED 1672
EMC CORPORATION COM 268648102 643 8360 SH SOLE 8360
EMC CORPORATION COM 268648102 200 2600 SH DEFINED 1600 1000
EATON CORP CO COM 278058102 90 1350 SH SOLE 1350
EATON CORP CO COM 278058102 147 2200 SH DEFINED 2200
EMERSON ELEC CO CO COM 291011104 366 6066 SH SOLE 5466 600
EMERSON ELEC CO CO COM 291011104 48 798 SH DEFINED 798
EMISPHERE TECHNOLOGIES COMM COM 291345106 527 12385 SH DEFINED 12385
ENRON CORP CO COM 293561106 4006 62121 SH SOLE 61471 650
ENRON CORP CO COM 293561106 366 5680 SH DEFINED 5680
ERICSSON L M TEL CO AD COM 294821400 215 10772 SH SOLE 10772
EXXON MOBIL CORP COM 30231G102 13082 166650 SH SOLE 162825 3825
EXXON MOBIL CORP COM 30231G102 7402 94301 SH DEFINED 89627 1874 2800
FPL GROUP INC CO COM 302571104 325 6550 SH SOLE 6550
FPL GROUP INC CO COM 302571104 111 2250 SH DEFINED 2250
FNMA COMMON COM 313586109 2619 50080 SH SOLE 49239 841
FNMA COMMON COM 313586109 275 5265 SH DEFINED 5090 50 125
FIFTH THIRD BANCORP CO COM 316773100 250 3960 SH SOLE 3960
FIFTH THIRD BANCORP CO COM 316773100 69 1095 SH DEFINED 1095
FIRST UN CORP CO COM 337358105 384 15501 SH SOLE 14601 900
FIRST UN CORP CO COM 337358105 153 6185 SH DEFINED 4860 1250 75
FLEET BOSTON FINANCIAL CORP COM 339030108 1402 41242 SH SOLE 41094 148
FLEET BOSTON FINANCIAL CORP COM 339030108 155 4561 SH DEFINED 4161 400
FORD MTR CO DEL CO COM 345370100 196 4560 SH SOLE 4560
FORD MTR CO DEL CO COM 345370100 82 1930 SH DEFINED 1930
FREQUENCY ELECTRONICS COM 358010106 342 11950 SH SOLE 11950
GTE CORP CO COM 362320103 941 15117 SH SOLE 14817 300
GTE CORP CO COM 362320103 155 2500 SH DEFINED 2500
GENERAL ELEC CO CO COM 369604103 15137 289027 SH SOLE 277702 11325
GENERAL ELEC CO CO COM 369604103 13777 263055 SH DEFINED 229415 18840 14800
GENERAL MTRS CORP CO COM 370442105 486 8394 SH SOLE 8394
GENERAL MTRS CORP CO COM 370442105 270 4667 SH DEFINED 4667
GILLETTE COMPANY COM 375766102 1691 48407 SH SOLE 46157 2250
GILLETTE COMPANY COM 375766102 396 11360 SH DEFINED 7760 200 3400
GLAXO WELLCOME PLC COM 37733W105 52 900 SH SOLE 900
GLAXO WELLCOME PLC COM 37733W105 173 3008 SH DEFINED 3008
HARLEY DAVIDSON INC COM 412822108 2010 52225 SH SOLE 51225 1000
HARLEY DAVIDSON INC COM 412822108 31 822 SH DEFINED 822
HEINZ H J CO CO COM 423074103 9 211 SH SOLE 211
HEINZ H J CO CO COM 423074103 205 4706 SH DEFINED 4406 300
HEWLETT PACKARD COMPANY COM 428236103 792 6346 SH SOLE 6284 62
HEWLETT PACKARD COMPANY COM 428236103 318 2550 SH DEFINED 1500 1050
HOME DEPOT INC CO COM 437076102 1975 39565 SH SOLE 37915 1650
HOME DEPOT INC CO COM 437076102 763 15296 SH DEFINED 11803 700 2793
HARVEY HUBBELL, INCORPORATED COM 443510201 7968 312505 SH DEFINED 162309 150196
HUNTINGTON BANCSHARES (COLUMBU COM 446150104 145 9197 SH SOLE 9197
HUNTINGTON BANCSHARES (COLUMBU COM 446150104 495 31365 SH DEFINED 29783 1582
INGERSOLL RAND CO CO COM 456866102 32 800 SH SOLE 800
INGERSOLL RAND CO CO COM 456866102 170 4230 SH DEFINED 1230 3000
INTEL CORP COM 458140100 7956 59513 SH SOLE 58968 545
INTEL CORP COM 458140100 2775 20763 SH DEFINED 18703 100 1960
INTERNATIONAL BUSINESS MACHINE COM 459200101 1975 18033 SH SOLE 16643 1390
INTERNATIONAL BUSINESS MACHINE COM 459200101 1981 18087 SH DEFINED 17362 725
INTL PAPER CO CO COM 460146103 56 1880 SH SOLE 1880
INTL PAPER CO CO COM 460146103 149 5009 SH DEFINED 2170 2839
INTERNATIONAL RECTIFIER CORP COM 460254105 380 6790 SH SOLE 6790
INT'L SPEEDWAY CORP COMMON COM 460335201 1457 35220 SH SOLE 34870 350
INT'L SPEEDWAY CORP COMMON COM 460335201 20 485 SH DEFINED 485
JOHNSON & JOHNSON CO COM 478160104 2923 28698 SH SOLE 27798 900
JOHNSON & JOHNSON CO COM 478160104 1715 16835 SH DEFINED 13200 2000 1635
KANAWHA VILLAGE APARTMENTS COM 482991577 247 1300 SH DEFINED 400 900
ELI LILLY & CO COMM COM 532457108 879 8806 SH SOLE 8606 200
ELI LILLY & CO COMM COM 532457108 419 4203 SH DEFINED 2403 1800
LINEAR TECHNOLOGY CORP COM 535678106 2845 44497 SH SOLE 44297 200
LINEAR TECHNOLOGY CORP COM 535678106 45 706 SH DEFINED 706
LUCENT TECHNOLOGIES INC CO COM 549463107 5875 100001 SH SOLE 96421 3580
LUCENT TECHNOLOGIES INC CO COM 549463107 3276 55778 SH DEFINED 47406 2868 5504
MBNA CORPORATION COM 55262L100 1649 60811 SH SOLE 60586 225
MBNA CORPORATION COM 55262L100 47 1735 SH DEFINED 1735
MCDONALDS CORP CO COM 580135101 131 3983 SH SOLE 3983
MCDONALDS CORP CO COM 580135101 293 8900 SH DEFINED 4600 4300
MEDIAONE GROUP INC COM 58440J104 551 8279 SH SOLE 8231 48
MEDIAONE GROUP INC COM 58440J104 121 1818 SH DEFINED 1774 44
MEDTRONIC INC CO COM 585055106 3309 66446 SH SOLE 63834 2612
MEDTRONIC INC CO COM 585055106 656 13172 SH DEFINED 9172 1800 2200
MERCK & CO INC CO COM 589331107 4798 62621 SH SOLE 62225 396
MERCK & CO INC CO COM 589331107 2804 36595 SH DEFINED 34395 100 2100
MERRILL LYNCH & CO COM 590188108 301 2625 SH SOLE 2625
MERRILL LYNCH & CO COM 590188108 201 1750 SH DEFINED 1550 200
MERRILL LYNCH QTLY PFD 8% PREFERRED 59021C203 52 2200 SH SOLE 2200
MERRILL LYNCH QTLY PFD 8% PREFERRED 59021C203 178 7400 SH DEFINED 7400
ML CAPITAL TRUST 7.12% PREFERRED 59021G204 191 9000 SH SOLE 9000
ML CAPITAL TRUST 7.12% PREFERRED 59021G204 80 3800 SH DEFINED 3800
MICROSOFT CORP CO COM 594918104 7618 95229 SH SOLE 92736 2493
MICROSOFT CORP CO COM 594918104 2342 29276 SH DEFINED 23546 200 5530
MINNESOTA MNG & MFG CO CO COM 604059105 1453 17582 SH SOLE 17282 300
MINNESOTA MNG & MFG CO CO COM 604059105 1194 14445 SH DEFINED 12920 825 700
MONTANA POWER COMPANY COM 612085100 1211 34122 SH SOLE 33722 400
MONTANA POWER COMPANY COM 612085100 13 390 SH DEFINED 290 100
MORGAN J P & CO INC CO COM 616880100 136 1243 SH SOLE 1243
MORGAN J P & CO INC CO COM 616880100 82 750 SH DEFINED 525 225
PERQS EXC MICROSYSTEMS INC CO COM 617446240 131 15000 SH SOLE 15000
MORGAN STANLEY DEAN WITTER DIS COM 617446448 2578 30977 SH SOLE 30445 532
MORGAN STANLEY DEAN WITTER DIS COM 617446448 475 5706 SH DEFINED 5506 200
MOTOROLA CAP TRUST PFD 6.68% PREFERRED 620074203 852 40850 SH SOLE 40850
MOTOROLA CAP TRUST PFD 6.68% PREFERRED 620074203 26 1250 SH DEFINED 1250
MOTOROLA INC CO COM 620076109 802 26742 SH SOLE 26742
MOTOROLA INC CO COM 620076109 401 13386 SH DEFINED 11586 1800
NOKIA CORP ADR "A" COM 654902204 3825 76409 SH SOLE 76109 300
NOKIA CORP ADR "A" COM 654902204 127 2545 SH DEFINED 2545
NORFOLK SOUTHERN CORP CO COM 655844108 123 8300 SH SOLE 8300
NORFOLK SOUTHERN CORP CO COM 655844108 61 4116 SH DEFINED 1116 3000
NORTEL NETWORKS CORP NEW CO COM 656568102 6536 94909 SH SOLE 93901 1008
NORTEL NETWORKS CORP NEW CO COM 656568102 228 3319 SH DEFINED 3319
NOVELL INC CO COM 670006105 152 16475 SH SOLE 16475
NOVELL INC CO COM 670006105 1 175 SH DEFINED 175
ONE VY BANCORP WEST VA INC CO COM 682419106 337 10806 SH SOLE 10806
ONE VY BANCORP WEST VA INC CO COM 682419106 1725 55218 SH DEFINED 55218
ORACLE CORP CO COM 68389X105 6040 71860 SH SOLE 71260 600
ORACLE CORP CO COM 68389X105 733 8728 SH DEFINED 8698 30
PE CORP COM PE BIOSYSTEMS COMM COM 69332S102 3377 51174 SH SOLE 50424 750
PE CORP COM PE BIOSYSTEMS COMM COM 69332S102 104 1583 SH DEFINED 1583
PE CORP COM CELERA GENOMICS GP COM 69332S201 1522 16372 SH SOLE 16372
PE CORP COM CELERA GENOMICS GP COM 69332S201 25 276 SH DEFINED 276
PPG INDS INC CO COM 693506107 233 5260 SH SOLE 5260
PPG INDS INC CO COM 693506107 89 2023 SH DEFINED 423 1600
PEPSICO INC CO COM 713448108 906 20399 SH SOLE 19599 800
PEPSICO INC CO COM 713448108 720 16205 SH DEFINED 13030 875 2300
PERKINELMER INC COMMON COM 714046109 224 3400 SH SOLE 3000 400
PERKINELMER INC COMMON COM 714046109 125 1900 SH DEFINED 1900
PFIZER INC CO COM 717081103 4876 101586 SH SOLE 99636 1950
PFIZER INC CO COM 717081103 4127 85993 SH DEFINED 73593 200 12200
PHARMACIA CORP COMMON COM 71713U102 1000 19365 SH SOLE 19365
PHARMACIA CORP COMMON COM 71713U102 481 9314 SH DEFINED 9314
PHILIP MORRIS COS INC CO COM 718154107 717 27000 SH SOLE 27000
PHILIP MORRIS COS INC CO COM 718154107 161 6075 SH DEFINED 1725 1800 2550
POWER FINANCIAL CORPORATION COM 73927C100 301 10236 SH SOLE 10236
PROCTER & GAMBLE CO CO COM 742718109 1992 34806 SH SOLE 33706 1100
PROCTER & GAMBLE CO CO COM 742718109 3051 53294 SH DEFINED 47758 1600 3936
QUALCOMM INC. COM 747525103 3703 61725 SH SOLE 59985 1740
QUALCOMM INC. COM 747525103 78 1305 SH DEFINED 1305
RAPID AMERICAN DEBS 7.00% DUE COM 753329AB7 0 28900 SH SOLE 28900
ROXALANA LAND CO COM 779991579 506 96 SH SOLE 96
ROYAL DUTCH PETE CO NY REGISTR COM 780257804 289 4700 SH SOLE 4700
SBC COMMUNICATIONS INC COM COM 78387G103 2315 53536 SH SOLE 52268 1268
SBC COMMUNICATIONS INC COM COM 78387G103 1475 34115 SH DEFINED 33033 1082
SSBH CAP I TRUST 7.20% QTRLY PREFERRED 784646200 730 34600 SH SOLE 34600
SSBH CAP I TRUST 7.20% QTRLY PREFERRED 784646200 84 4000 SH DEFINED 4000
SCHERING PLOUGH CORP CO COM 806605101 1372 27176 SH SOLE 26876 300
SCHERING PLOUGH CORP CO COM 806605101 480 9520 SH DEFINED 345 6775 2400
SCHLUMBERGER LTD CO COM 806857108 4346 58240 SH SOLE 56190 2050
SCHLUMBERGER LTD CO COM 806857108 433 5813 SH DEFINED 5813
SEARS ROEBUCK & CO CO COM 812387108 31 952 SH SOLE 816 136
SEARS ROEBUCK & CO CO COM 812387108 254 7814 SH DEFINED 5114 2700
SEPRACOR, INC. COM 817315104 2015 16709 SH SOLE 16709
SEPRACOR, INC. COM 817315104 7 60 SH DEFINED 60
SKY FINL GROUP INC COM 83080P103 430 27019 SH DEFINED 27019
SOUTHWEST AIRLS CO CO COM 844741108 192 10191 SH SOLE 9445 746
SPRINT CORPORATION PCS GROUP COM 852061506 5391 90613 SH SOLE 89413 1200
SPRINT CORPORATION PCS GROUP COM 852061506 140 2365 SH DEFINED 2320 45
SUN MICROSYSTEMS INC CO COM 866810104 4588 50456 SH SOLE 49556 900
SUN MICROSYSTEMS INC CO COM 866810104 140 1541 SH DEFINED 1541
SUNTRUST BKS INC CO COM 867914103 685 14993 SH SOLE 14993
SUNTRUST BKS INC CO COM 867914103 57 1250 SH DEFINED 1250
TENNESSEE VALLEY AUTH QU PREFERRED 880591201 254 10800 SH SOLE 10800
TENNESSEE VALLEY AUTH QU PREFERRED 880591201 22 975 SH DEFINED 975
TENN VALLEY AUTH 6.50 05/01/29 PREFERRED 880591409 126 6000 SH SOLE 6000
TENN VALLEY AUTH 6.50 05/01/29 PREFERRED 880591409 84 4000 SH DEFINED 4000
TEXACO INC CO COM 881694103 1010 18958 SH SOLE 18758 200
TEXACO INC CO COM 881694103 419 7873 SH DEFINED 6208 1600 65
TEXAS INSTRS INC CO COM 882508104 3076 44795 SH SOLE 44095 700
TEXAS INSTRS INC CO COM 882508104 293 4270 SH DEFINED 4270
TIME WARNER INC CO COM 887315109 3413 44920 SH SOLE 43770 1150
TIME WARNER INC CO COM 887315109 165 2172 SH DEFINED 1872 300
TRIBUNE CO NEW CO COM 896047107 676 19340 SH SOLE 19144 196
TRIBUNE CO NEW CO COM 896047107 28 800 SH DEFINED 800
TYCO INTL LTD (NEW) COM 902124106 2129 44955 SH SOLE 43455 1500
TYCO INTL LTD (NEW) COM 902124106 967 20423 SH DEFINED 20010 413
UNION CARBIDE CORP CO COM 905581104 135 2742 SH SOLE 2700 42
UNION CARBIDE CORP CO COM 905581104 162 3283 SH DEFINED 1583 1700
UNITED BANKSHARES INC WEST VCO COM 909907107 33206 1825735 SH SOLE 1712657 113078
UNITED BANKSHARES INC WEST VCO COM 909907107 6465 355483 SH DEFINED 255358 82224 17901
US WEST INC NEW COM 91273H101 660 7708 SH SOLE 7659 49
US WEST INC NEW COM 91273H101 219 2563 SH DEFINED 2518 45
UNITED TECHNOLOGIES CORP CO COM 913017109 479 8148 SH SOLE 7848 300
UNITED TECHNOLOGIES CORP CO COM 913017109 129 2200 SH DEFINED 2200
VIACOM INC CL COM 925524308 528 7748 SH SOLE 7748
VIACOM INC CL COM 925524308 537 7876 SH DEFINED 7659 217
VODAFONE AIRTOUCH PUBLIC LTS C COM 92857T107 834 19985 SH SOLE 18735 1250
VODAFONE AIRTOUCH PUBLIC LTS C COM 92857T107 563 13493 SH DEFINED 13063 430
WACHOVIA CORP CO COM 929771103 243 4480 SH SOLE 4130 350
WACHOVIA CORP CO COM 929771103 32 600 SH DEFINED 200 400
WAL MART STORES INC CO COM 931142103 575 10087 SH SOLE 9687 400
WAL MART STORES INC CO COM 931142103 411 7205 SH DEFINED 6940 265
WALGREEN CO CO COM 931422109 247 7700 SH SOLE 6900 800
WALGREEN CO CO COM 931422109 106 3300 SH DEFINED 3300
WESBANCO INC CO COM 950810101 659 27193 SH SOLE 27193
WESBANCO INC CO COM 950810101 361 14890 SH DEFINED 14616 274
WV COAL LAND CO COM 954991576 476 301 SH SOLE 301
WV COAL LAND CO COM 954991576 9 6 SH DEFINED 6
WILLIAMS COMPANIES INC COM 969457100 442 10625 SH SOLE 10525 100
WILLIAMS COMPANIES INC COM 969457100 39 940 SH DEFINED 840 100
WORLDCOM INC GA NEW COM COM 98157D106 4488 97847 SH SOLE 95260 2587
WORLDCOM INC GA NEW COM COM 98157D106 411 8979 SH DEFINED 7004 1975
XEROX CORP CO COM 984121103 133 6568 SH SOLE 6568
XEROX CORP CO COM 984121103 217 10720 SH DEFINED 10720
ZIONS BANCORP COM 989701107 205 4476 SH SOLE 4376 100
ZIONS BANCORP COM 989701107 7 159 SH DEFINED 159
COMMUNITY BANKSHARES, INC COM 993000058 478 6275 SH SOLE 6275
MAHONE REALTY CORP COM 993000140 297 72000 SH SOLE 72000
FIRST CAPITAL BANK OF KENTUCKY COM 993001379 0 25 SH SOLE 25
FIRST CAPITAL BANK OF KENTUCKY COM 993001379 288 12537 SH DEFINED 12537
SMC ELECTRICAL PRODUCTS, INC. COM 993001486 2975 43755 SH DEFINED 20800 22955
FAHLGREN, INC. COM 993001502 374 490 SH SOLE 164 326
FIRST NATIONAL BANK OF WILLIAM COM 993001510 485 347 SH SOLE 347
CITIZENS BANCSHARES COM 993001700 260 6500 SH DEFINED 6500
GLOBAL CROSSING LTD COM G3921A100 1392 52926 SH SOLE 51376 1550
GLOBAL CROSSING LTD COM G3921A100 43 1665 SH DEFINED 1665
LORAL SPACE & COMMUNICATIONSCO COM G56462107 145 20776 SH SOLE 17276 3500
LORAL SPACE & COMMUNICATIONSCO COM G56462107 49 7090 SH DEFINED 7090
TRANSOCEAN SEDCO FOREX INC COM G90078109 569 10649 SH SOLE 10196 453
TRANSOCEAN SEDCO FOREX INC COM G90078109 37 700 SH DEFINED 700
</TABLE>
