PREMIER BANCORP INC /PA/
10QSB, EX-10.1, 2000-08-14
STATE COMMERCIAL BANKS
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                                  Exhibit 10.1

Premier Bank's 1995 Incentive Stock Option Plan. (Incorporated by reference to
Exhibit 99.6 to the Company's Registration Statement No. 333-34243 on Form S-4
filed with the Securities and Exchange Commission on August 22, 1997 and as
amended on September 9, 1997).






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