NATIONWIDE VL SEPARATE ACCOUNT C
497J, 1999-09-29
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<S>                                                          <C>
NATIONWIDE LIFE INSURANCE COMPANY                            [LOGO] NATIONWIDE
HOME OFFICE: ONE NATIONWIDE PLAZA - COLUMBUS, OH 43215-2220         INSURANCE
                                                                    NATIONWIDE ON YOUR SIDE
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VIA EDGAR

September 29, 1999

The United States Securities
   and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C.  20549

Subject: Nationwide VL Separate Account-C
         Nationwide Life and Annuity Insurance Company
         SEC File No. 333-43639
         CIK No. 0001044822

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the
Nationwide VL Separate Account-C (the "Separate Account") and Nationwide Life
and Annuity Insurance Company (the "Company"), we certify that the form of the
Prospectus that would have been filed under paragraphs (b) or (c) under Rule 497
does not differ from the form of the supplement contained in Post-Effective
Amendment No. 2 to the Registration Statement for the Company and the Separate
Account which became effective September 27, 1999.

Please contact the undersigned at (614) 249-0293 with any questions regarding
this filing.

Sincerely,

NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY

/s/ Paige L. Ryan
Paige L. Ryan, Esq.
Compliance Specialist

cc:      Ms. Lorna MacLeod
         Stop 5-6
         Office of Insurance Products and Legal Compliance





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