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POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENT, that each of the undersigned as directors
and/or officers of NATIONWIDE LIFE INSURANCE COMPANY and NATIONWIDE LIFE AND
ANNUITY INSURANCE COMPANY, both Ohio corporations, which have filed or will file
with the U.S. Securities and Exchange Commission under the provisions of the
Securities Act of 1933, as amended, the Investment Company Act of 1940, as
amended, and if applicable, the Securities Exchange Act of 1934, various
Registration Statements and amendments thereto for the registration under said
Act(s) of Immediate or Deferred Variable Annuity contracts in connection with
MFS Variable Account, Nationwide Multi-Flex Variable Account, Nationwide
Variable Account, Nationwide Variable Account-II, Nationwide Variable Account-3,
Nationwide Variable Account-4, Nationwide Variable Account-5, Nationwide
Variable Account-6, Nationwide Fidelity Advisor Variable Account, Nationwide
Variable Account-8, Nationwide Variable Account-9, Nationwide Variable
Account-10, Nationwide Variable Account-11, Nationwide VA Separate Account-A,
Nationwide VA Separate Account-B, Nationwide VA Separate Account-C, and
Nationwide VA Separate Account-D; and the registration of fixed interest rate
options subject to a market value adjustment offered under some or all of the
aforementioned individual Variable Annuity Contracts in connection with
Nationwide Multiple Maturity Separate Account, Nationwide Multiple Maturity
Separate Account-2, and Nationwide Multiple Maturity Separate Account-A; and the
registration of Group Flexible Fund Retirement Contracts in connection with
Nationwide DC Variable Account, Nationwide DCVA-II, and NACo Variable Account;
and the registration of Group Common Stock Variable Annuity Contracts in
connection with Separate Account No. 1; and the registration of variable life
insurance policies in connection with Nationwide VLI Separate Account,
Nationwide VLI Separate Account-2, Nationwide VLI Separate Account-3, Nationwide
VLI Separate Account-4, Nationwide VLI Separate Account-5, Nationwide VL
Separate Account-A, Nationwide VL Separate Account-B, Nationwide VL Separate
Account-C and Nationwide VL Separate Account-D, as well as any future separate
accounts established by said corporation for the purpose of registering variable
annuities, variable life insurance policies or market value adjustment products
with the U.S. Securities and Exchange Commission, hereby constitute and appoint
Dimon Richard McFerson, Joseph J. Gasper, Robert J. Woodward, Jr., Philip C.
Gath, Richard A. Karas, Edwin P. McCausland, Jr., Susan A. Wolken, Mark B.
Koogler, Steven R. Savini and Mark R. Thresher, and each of them with power to
act without the others, his/her attorney, with full power of substitution and
resubstitution, for and in his/her name, place and stead, in any and all
capacities, to approve, and sign such Applications and Registration Statements,
and any and all amendments thereto, with power to affix the corporate seal of
said corporation thereto and to attest said seal and to file the same, with all
exhibits thereto and other documents in connection therewith, with the U.S.
Securities and Exchange Commission, hereby granting unto said attorneys, and
each of them, full power and authority to do and perform all and every act and
thing requisite to all intents and purposes as he/she might or could do in
person, hereby ratifying and confirming that which said attorneys, or any of
them, may lawfully do or cause to be done by virtue hereof. This instrument may
be executed in one or more counterparts.
IN WITNESS WHEREOF, the undersigned have herewith set their names and seals as
of this 26th day of July, 2000.
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/s/ Lewis J. Alphin /s/ Dimon R. McFerson
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LEWIS J. ALPHIN Director DIMON R. MCFERSON Chairman and Chief Executive Officer
and Director
/s/ A.I. Bell /s/ David O. Miller
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A.I. BELL Director DAVID O. MILLER Chairman of the Board and Director
/s/ Nancy C. Breit /s/ Yvonne M. Curl
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NANCY C. BREIT Director YVONNE M. CURL Director
/s/ Kenneth D. Davis /s/ Robert A. Oakley
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KENNETH D. DAVIS Director ROBERT A. OAKLEY Executive Vice
President and Chief Financial Officer
/s/ Keith W. Eckel /s/ Ralph M. Paige
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KEITH W. ECKEL Director RALPH M. PAIGE Director
/s/ Willard J. Engel /s/ James F. Patterson
-------------------------------------- ----------------------------------------
WILLARD J. ENGEL Director JAMES F. PATTERSON Director
/s/ Fred C. Finney /s/ Arden L. Shisler
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FRED C. FINNEY Director ARDEN L. SHISLER Director
/s/ Joseph J. Gasper /s/ Robert L. Stewart
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JOSEPH J. GASPER President and ROBERT L. STEWART Director
Chief Operating Officer and Director
/s/ William G. Jurgensen
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William G. Jurgensen Chief Executive
Officer-Elect and Director
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