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Legacy III C-Share
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Separate Account H - Standardized 1 Year Return (example) Separate Account H - Non-standardized Return
ONE YEAR RETURN PERIOD ENDING 6/30/00 Accumulated Amounts
<S> <C> <C> <C> <C> <C>
Bond Base Period
Fund Value $1,094.86 Years Start Date End Date Bond
Surr Charge $0.00 1 6/30/99 6/30/00 $1,094.86
Final Value $1,094.86 2 6/30/98 6/30/99 $1,161.96
Annual Return 9.49% 3 6/30/97 6/30/98 $1,192.86
4 6/30/96 6/30/97 $1,316.56
Unit Values 5 6/30/95 6/30/96 $1,285.97
Life $4,476.70
Date Bond
6/30/99 4.088842 Compound Growth Rate
6/30/00 4.476699
Base Period
Separate Account H - Standardized 5 Year Return (example) Years Start Date End Date Bond
1 6/30/99 6/30/00 9.49%
FIVE YEAR RETURN PERIOD ENDING 6/30/00 2 6/30/98 6/30/99 7.79%
3 6/30/97 6/30/98 6.05%
Fund Value Bond 4 6/30/96 6/30/97 7.12%
One Year $976.77 5 6/30/95 6/30/96 5.16%
Life 9.51%
Two Year $1,078.06
Unit Values Bond
Three Year $1,106.73 6/30/00 4.476699
6/30/99 4.088842
Four Year $1,174.56 6/30/98 3.85271
6/30/97 3.752918
Five Year $1,285.97 6/30/96 3.400288
Surr Charge $0.00 6/30/95 3.481172
Final Value $1,285.97
Annual Return 5.16% Life Return Bond
Inception Date/Start Date 12/28/81
Unit Values Bond Unit Value 1.000000
6/30/95 3.481172 Period (Years) 19.5055
6/30/96 3.400288
6/30/97 3.752918
6/30/98 3.85271
6/30/99 4.088842
6/30/00 4.476699
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Separate Account H - Standardized 10 Year/Lifetime Return (example)
TEN YEAR/LIFETIME RETURN PERIOD ENDING 6/30/00
Fund Value Bond
One Year $1,096.32
Two Year $1,146.76
Three Year $1,242.63
Four Year $1,406.02
Five Year $1,572.18
Six Year $1,535.65
Seven Year $1,694.91
Eight Year $1,739.98
Nine Year $1,846.62
Ten Year $2,021.79
Surr Charge 0.00
Final Value $2,021.79
Annual Return 7.29%
Unit Values Bond
6/30/90 2.214231
6/30/91 2.427516
6/30/92 2.539191
6/30/93 2.75147
6/30/94 3.113261
6/30/95 3.481172
6/30/96 3.400288
6/30/97 3.752918