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<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AS OF JUNE 30, 2000 (UNAUDITED) AND THE CONSOLIDATED
STATEMENT OF INCOME FOR THE PERIOD TO JUNE 30, 2000 (UNAUDITED) AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 91,354,198
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 7,515,900
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 122,379,621
<CASH> 15,670,452
<RECOVER-REINSURE> 13,104,951
<DEFERRED-ACQUISITION> 912,600
<TOTAL-ASSETS> 159,888,546
<POLICY-LOSSES> 105,368,935
<UNEARNED-PREMIUMS> 0
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 34,234,983
0
1,000
<COMMON> 40,790
<OTHER-SE> 14,482,845
<TOTAL-LIABILITY-AND-EQUITY> 159,888,546
0
<INVESTMENT-INCOME> 8,720,639
<INVESTMENT-GAINS> 0
<OTHER-INCOME> 7,789
<BENEFITS> 1,718,872
<UNDERWRITING-AMORTIZATION> 0
<UNDERWRITING-OTHER> 1,602,039
<INCOME-PRETAX> 2,713,781
<INCOME-TAX> 0
<INCOME-CONTINUING> 2,713,781
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,713,781
<EPS-BASIC> 0.54
<EPS-DILUTED> 0.54
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
</TABLE>
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