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September 29, 2000 The James Advantage Funds Supplement to Prospectuses Dated November 1, 1999 ADDRESS CHANGES: Effective October 9, 2000 the following addresses will be: INITIAL PURCHASE (p.12) OVERNIGHT: The James Advantage Funds 221 East Fourth Street Suite 200 Cincinnati, Ohio 45202 EXCHANGE PRIVILEGE (p.16) The Transfer Agent's offices are located at 221 East Fourth Street, Suite 200, Cincinnati, Ohio 45202. After October 9, 2000 please disregard the addresses printed in the Prospectus.
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