BROWN, CUMMINS & BROWN CO., L.P.A.
ATTORNEYS AND COUNSELORS AT LAW
3500 CAREW TOWER
441 VINE STREET
Cincinnati, Ohio 45202
TELEPHONE (513) 381-2121
TELECOPIER (513) 381-2125
J. W. BROWN (1911-1995)
JAMES R. CUMMINS JOANN M. STRASSER
ROBERT S BROWN AARON A. VANDERLAAN
DONALD S. MENDELSOHN LAWRENCE A. ZEINNER
LYNNE SKILKEN
AMY G. APPLEGATE OF COUNSEL
KATHRYN KNUE PRZYWARA GILBERT BETTMAN
MELANIE S. CORWIN (1918 - 2000)
October 31, 2000
The James Advantage Funds
1349 Fairground Road
Beavercreek, Ohio 45385
Ladies and Gentlemen:
A legal opinion that we prepared was filed with the Trust's Registration
Statement (the "Legal Opinion"). We hereby give you our consent to incorporate
by reference the Legal Opinion into Post-Effective Amendment No. 5 to your
Registration Statement (the "Amendment"), and consent to all references to us in
the Amendment.
Very truly yours,
/s/ Brown, Cummins & Brown Co., L.P.A.
Brown, Cummins & Brown Co., L.P.A.