UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(Amendment No. ____ ) *
UNITED TENNESSEE BANKSHARES, INC.
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(Name of Issuer)
COMMON STOCK, NO PAR VALUE
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(Title of Class of Securities)
91307P 10 3
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(CUSIP Number)
JANUARY 15, 2001
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(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
[ ] Rule 13d-1(b)
[X] Rule 13d-1(c)
[ ] Rule 13d-1(d)
* The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
Page 1 of 6 pages
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CUSIP NO. 91307P 10 3 13G PAGE 2 OF 6 PAGES
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<S> <C> <C> <C>
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1 NAMES OF REPORTING PERSONS:
RICHARD G. HARWOOD
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
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2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
(a) [ ]
(b) [X]
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION
UNITED STATES OF AMERICA
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NUMBER OF 5 SOLE VOTING POWER 21,660
SHARES ------------------------------------------------------------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER 21,582
OWNED BY ------------------------------------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER 63,777
REPORTING ------------------------------------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER 21,582
WITH
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9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
85,359
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10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
[ ]
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11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
6.2%
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12 TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
IN
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CUSIP NO. 91307P 10 3 13G PAGE 3 OF 6 PAGES
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<S> <C> <C> <C>
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1 NAMES OF REPORTING PERSONS:
MARGARET R. HARWOOD
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
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2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
(a) [ ]
(b) [X]
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION
UNITED STATES OF AMERICA
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NUMBER OF 5 SOLE VOTING POWER 300
SHARES ------------------------------------------------------------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER 1,000
OWNED BY ------------------------------------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER 300
REPORTING ------------------------------------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER 1,000
WITH
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9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
1,300
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10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
[ ]
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11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
0.1%
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12 TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
IN
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PAGE 4 OF 6 PAGES
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Securities and Exchange Commission
Washington, D.C. 20549
ITEM 1(A) NAME OF ISSUER: United Tennessee Bankshares, Inc.
ITEM 1(B) ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
344 W. Broadway, Newport, Tennessee 37821
ITEM 2(A) NAMES OF PERSONS FILING: Richard G. and Margaret R. Harwood
ITEM 2(B) ADDRESS OF PRINCIPAL BUSINESS OFFICE: Same as Item 1(b).
ITEM 2(C) CITIZENSHIP: United States of America
ITEM 2(D) TITLE OF CLASS OF SECURITIES: Common Stock, no par value.
ITEM 2(E) CUSIP NUMBER: 91307P 10 3
ITEM 3. IF THIS STATEMENT IS FILED PURSUANT TO RULES 13D-1(B), OR
13D-2(B) OR (C), CHECK WHETHER THE PERSON FILING IS A:
Not applicable. This Statement is being filed pursuant to
Rule 13d-1(c)
ITEM 4. OWNERSHIP.
(A) AMOUNT BENEFICIALLY OWNED: See Row 9 of the second part
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of the cover page for each reporting person.
(B) PERCENT OF CLASS: See Row 11 of the second part of the
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cover page for each reporting person.
(C) NUMBER OF SHARES AS TO WHICH THE PERSON HAS: See Rows 5,
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6, 7, and 8 of the second part of the cover page for each
reporting person.
ITEM 5. OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.
If this statement is being filed to report the fact that as of the date
hereof the reporting person has ceased to be the beneficial owner of more than
five percent of the class of securities, check the following: [ ]
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PAGE 5 OF 6 PAGES
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ITEM 6. OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON.
Not applicable.
ITEM 7. IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH
ACQUIRED THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING
COMPANY.
Not applicable.
ITEM 8. IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP.
See Exhibit A
ITEM 9. NOTICE OF DISSOLUTION OF GROUP.
Not applicable.
ITEM 10. CERTIFICATION.
By signing below, I certify that, to the best of my knowledge and
belief, the securities referred to above were not acquired and are not held for
the purpose of or with the effect of changing or influencing the control of the
issuer of the securities and were not acquired and are not held in connection
with or as a participant in any transaction having that purpose or effect.
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PAGE 6 OF 6 PAGES
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SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
/s/ Richard G. Harwood January 16, 2001
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Richard G. Harwood Date
/s/ Margaret R. Harwood January 16, 2001
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Margaret R. Harwood Date
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Exhibit A
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Members of the group:
Richard G. Harwood
Margaret R. Harwood
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EXHIBIT B
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AGREEMENT RELATING TO FILING OF
JOINT STATEMENT PURSUANT TO
RULE 13d-1(k) UNDER
THE SECURITIES EXCHANGE ACT OF 1934
The Undersigned agree that the Statement on Schedule 13G to
which this Agreement is attached is filed on behalf of each of them.
Date: January 16, 2001 By:/s/ Richard G. Harwood
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Richard G. Harwood
By:/s/ Margaret R. Harwood
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Margaret R. Harwood
