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<TABLE> <S> <C>
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<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 5,146,000
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<INVESTMENTS-CARRYING> 8,788,000
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<ALLOWANCE> 1,293,000
<TOTAL-ASSETS> 135,480,000
<DEPOSITS> 119,240,000
<SHORT-TERM> 400,000
<LIABILITIES-OTHER> 572,000
<LONG-TERM> 988,000
0
0
<COMMON> 602,000
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<LOANS-NON> 1,055,000
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<ALLOWANCE-DOMESTIC> 1,293,000
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</TABLE>
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