DELAWARE FIRST FINANCIAL CORP
15-12G, 1999-08-03
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                     FORM 15
      [As adopted in Release No. 34-20784, March 22, 1984, 49 F.R. 12688.]

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


Certification  and Notice of Termination of Registration  under Section 12(g) of
the Securities  Exchange Act of 1934 or Suspension of Duty to File Reports Under
          Sections 13 and 15(d) of the Securities Exchange Act of 1934

                         Commission File Number        000-23499
                                                       ---------


                      Delaware First Financial Corporation
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)


         400 Delaware Avenue, Wilmington, Delaware 19801 (302) 421-9090
  ---------------------------------------------------------------------------
  (Address, including zip code, and telephone number, including area code, of
                   registrant's principal executive officers)


                                  Common Stock
            --------------------------------------------------------
            (Title of each class of securities covered by this Form)


                                      None
            --------------------------------------------------------
         Titles of all other classes of securities for which a duty to
               file reports under section 13(a) or 15(d) remains)


     Please  place  an X in  the  box(es)  to  designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

          Rule 12g-4(a)(1)(i)  [X]           Rule 12h-3(b)(1)(ii) [ ]
          Rule 12g-4(a)(1)(ii) [ ]           Rule 12h-3(b)(2)(i) [ ]
          Rule 12g-4(a)(2)(i)  [ ]           Rule 12h-3(b)(2)(ii) [ ]
          Rule 12g-4(a)(2)(ii) [ ]           Rule 15d-6 [ ]
          Rule 12h-3(b)(1)(i)  [ ]

     Delaware First  Financial  Corporation  was merged out of existence on July
30, 1999.

     Approximate  number of holders of record as of the  certification or notice
date: 220

     Pursuant  to  the  requirements  of the  Securities  Exchange  Act of  1934
Delaware First Financial Corporation has caused this  certification/notice to be
signed on its behalf by the undersigned duly authorized person.


DATE:    August 3, 1999               BY:    /s/ Herbert D. Haughton
                                                 Herbert D. Haughton, Counsel to
                                                 Crown Bank, FSB, successor to
                                                 Delaware First Bank, successor
                                                 to Delaware First Financial
                                                 Corporation



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