<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
__________________________
8-K
__________________________
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): SEPTEMBER 15, 1997
EQCC HOME EQUITY LOAN TRUST 1997-2
----------------------------------------------------------------
(Exact name of registrant as specified in governing instruments)
DELAWARE 333-20675 59-3353406
- ---------------- ---------------- ---------------------
(State or other (Commission File (IRS Employer
jurisdiction of Number) Identification No.)
organization)
10401 DEERWOOD PARK BOULEVARD, JACKSONVILLE, FLORIDA 32256
-----------------------------------------------------------------------
(Address of principal offices) (Zip Code)
Registrant's telephone number, including area code: (904) 987-5000
--------------
NOT APPLICABLE
--------------
(Former name or former address, if changed since last report)
Total Number of Pages 11
----
Exhibit Index Located at Page 5
---
Page 1 of 11
-------
<PAGE>
-2-
Items 1 through 4, Item 6, and Item 8 are not included because they are not
applicable.
Item 5. OTHER EVENTS.
------------
(a) MERGER. On September 26, 1994, EquiCredit Corporation (the "Company")
entered into an Agreement and Plan of Merger (the "Merger Agreement") with
Barnett Banks, Inc. ("Barnett Banks") and a Delaware corporation to be formed
as wholly-owned subsidiary of Barnett Banks (the "Merger Subsidiary"). The
transaction was consummated on January 27, 1995.
(b) On August 15, 1996, (the "August Remittance Date") a scheduled
distribution was made from EQCC Home Equity Loan Trust 1996-1 to holders of
Class A-1 Certificates, Class A-2 Certificates, Class A-3 Certificates, Class
A-4 Certificates, Class A-5 Certificates, Class A-6 Certificates and Class R
Certificates. The information contained in the Trustee's Remittance Report
in respect of the August Remittance Date, attached hereto as Exhibit 99, is
hereby incorporated by reference.
(c) On February 19, 1996, a class action complaint was filed in the U.S.
District Court for the Northern District of Georgia by Elizabeth D.
Washington on behalf of herself and others similarly situated, against
EquiCredit Corporation of Ga., an affiliate of EquiCredit Corporation of
America. Plaintiff purports to represent a class (the "Class") consisting of
all persons who obtained "federally regulated mortgage loans" from February
16, 1995 to February 16, 1996 on which a fee or yield spread premium ("YSP")
was paid to a mortgage broker. The action is brought pursuant to the Real
Estate Settlement Procedures Act ("RESPA") alleging that EquiCredit violated
RESPA by paying a YSP to Funding Center of Georgia, Inc. ("FCG"), failing to
disclose such YSP on the Good Faith Estimate of settlement costs, and failing
to provide a Good Faith Estimate and HUD "Special Information Booklet" within
three days of receipt of loan application. Plaintiff seeks judgment equal to
three times the amount of all YSP paid by EquiCredit to FCG and other
brokers, as well as court costs and litigation expenses, attorney fees and
such other relief which may be granted by the court. Management of
EquiCredit denies that the Company has violated any law, rule, or regulation
as asserted in the Plaintiff's Complaint. The parties have agreed in
principle to settle the action and a settlement agreement is being negotiated
and will be presented to the court for approval. The agreement contemplates
payment by EquiCredit of the total settlement amount of $352,000 in full
compromise and settlement of all claims of plaintiff and class members. By
reaching agreement in principle to settle the case, EquiCredit does not admit
to any wrongdoing and in fact specifically denies any liability or wrongdoing
whatsoever.
<PAGE>
-3-
AS OF OCTOBER 1, 1993, OLD STONE CREDIT CORPORATION IS N/K/A EQUICREDIT
CORPORATION OF AMERICA.
Item 7. FINANCIAL STATEMENTS AND EXHIBITS.
---------------------------------
(a) Financial Statements - Not Applicable
(b) Pro Forma Financial Information - Not Applicable
(c) EXHIBITS
--------
(Exhibit numbers conform to Item 601 of Regulation S-K):
99 Trustee's Remittance Report in respect of the
August Remittance Date.
[THE REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK]
<PAGE>
-4-
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf the
undersigned hereto duly authorized.
EQCC HOME EQUITY LOAN TRUST 1997-2
(Registrant)
EQUICREDIT CORPORATION OF AMERICA
as Representative
SEPTEMBER 15, 1997 BY: /s/ TERENCE G. VANE, JR.
- ------------------ ---------------------------
Terence G. Vane, Jr.
Senior Vice President
<PAGE>
-5-
INDEX TO EXHIBITS
-----------------
SEQUENTIALLY
EXHIBIT NUMBERED
NUMBER EXHIBIT PAGE
- ------- ------- ------------
99 -- Trustee's Remittance Report in respect of
the August Remittance Date. 7
[ THIS SPACE IS INTENTIONALLY LEFT BLANK ]
<PAGE>
EXHIBIT 99
Trustee's Remittance Report in respect of the August Remittance Date.
[ THIS SPACE IS INTENTIONALLY LEFT BLANK ]
<PAGE>
FIRST BANK NATIONAL ASSOCIATION
AS TRUSTEE
REMITTANCE REPORT FOR
EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATES, SERIES 1997-2
FROM AUG. 15, 1997
TO SEPT. 15, 1997
<TABLE>
<CAPTION>
FIXED RATE VARIABLE RATE
TOTAL GROUP GROUP
--------------- -------------- -------------
<S> <C> <C> <C> <C>
(i) AVAILABLE PAYMENT AMOUNT.............................. 11,638,728.63 8,236,016.62 3,402,712.01
Portions subject to bankrupty....................... 0.00
(ii) CLASS A-1 PRINCIPAL BALANCE (Beginning)............... 60,072,989.50
CLASS A-2 PRINCIPAL BALANCE (Beginning)............... 29,930,299.47
CLASS A-3 PRINCIPAL BALANCE (Beginning)............... 78,535,000.00
CLASS A-4 PRINCIPAL BALANCE (Beginning)............... 62,228,000.00
CLASS A-5 PRINCIPAL BALANCE (Beginning)............... 86,789,000.00
CLASS A-6 PRINCIPAL BALANCE (Beginning)............... 22,646,000.00
CLASS A-7 PRINCIPAL BALANCE (Beginning)............... 72,769,000.00
CLASS A-8 PRINCIPAL BALANCE (Beginning)............... 33,034,000.00
CLASS A-9 PRINCIPAL BALANCE (Beginning)............... 50,300,000.00
CLASS A-10 PRINCIPAL BALANCE (Beginning).............. 179,939,219.97
POOL PRINCIPAL BALANCE (Beginning).................... 676,243,508.94 496,304,288.97 179,939,219.97
(iii) MORTGAGES:
NUMBER OF PRINCIPAL PREPAYMENTS....................... 137 107 30
PRINCIPAL BALANCE OF MORTGAGES PREPAYING.............. 7,116,165.11 4,809,288.46 2,306,876.65
(iv) AMOUNT OF CURTAILMENTS RECEIVED....................... 128,276.80 74,568.12 53,708.68
(v) AGGREGATE AMOUNT OF PRINCIPAL PORTION OF
MONTHLY PAYMENTS RECEIVED............................. 737,784.25 621,900.96 115,883.29
(vi) INTEREST RECEIVED ON MORTGAGES........................ 5,435,913.01 4,264,488.76 1,171,424.25
<PAGE>
(vii) AGGREGATE ADVANCES.................................... 4,576,200.75 3,478,778.01 1,097,422.74
(viii) a. DELINQUENCY INFORMATION (INCLUDES BANKRUPTCY & FORECLOSURES & REO):
MORTGAGE DELINQUENCIES 30-59 DAYS:
NUMBER.............................................. 172 144 28
PRINCIPAL BALANCE................................... 9,557,191.79 6,912,581.86 2,644,609.93
% OF PRINCIPAL...................................... 1.430000% 1.410000% 1.490000%
MORTGAGE DELINQUENCIES 60-90 DAYS:
NUMBER.............................................. 75 55 20
PRINCIPAL BALANCE................................... 4,478,678.90 2,428,287.74 2,050,391.16
% OF PRINCIPAL...................................... 0.670000% 0.490000% 1.600000%
MORTGAGE DELINQUENCIES 90 DAYS OR MORE:
NUMBER.............................................. 23 15 8
PRINCIPAL BALANCE................................... 1,373,779.68 779,911.16 593,868.52
% OF PRINCIPAL...................................... 0.210000% 0.160000% 0.330000%
b. MORTGAGES IN BANKRUPTCY (TOTAL)
NUMBER.............................................. 30 20 10
PRINCIPAL BALANCE................................... 1,628,598.22 689,954.29 938,643.93
% OF PRINCIPAL...................................... 0.240000% 0.140000% 0.530000%
BANKRUPTCY MORTGAGE DELINQUENCIES (included in (viii) a. above)
BANKRUPTCY MORTGAGE DELINQUENCIES 30-59 DAYS:
NUMBER.............................................. 1 1 0
PRINCIPAL BALANCE................................... 49,300.00 49,300.00 0.00
% OF PRINCIPAL...................................... 0.01% 0.01% 0.00%
BANKRUPTCY MORTGAGE DELINQUENCIES 60-90 DAYS:
NUMBER.............................................. 7 4 3
PRINCIPAL BALANCE................................... 430,418.51 84,097.96 346,320.55
% OF PRINCIPAL...................................... 0.06% 0.02% 0.20%
BANKRUPTCY MORTGAGE DELINQUENCIES 90 DAYS OR MORE:
NUMBER.............................................. 1 1 0
PRINCIPAL BALANCE................................... 66,000.00 66,000.00 0.00
% OF PRINCIPAL...................................... 0.01% 0.01% 0.00%
c. MORTGAGES IN FORECLOSURE (TOTAL):
NUMBER.............................................. 1 0 1
PRINCIPAL BALANCE................................... 42,297.33 0.00 42,297.33
% OF PRINCIPAL...................................... 0.010000% 0.000000% 0.020000%
FORECLOSURE MORTGAGE DELINQUENCIES (included in (viii) a. above)
FORECLOSURE MORTGAGE DELINQUENCIES 30-59 DAYS:
<PAGE>
NUMBER.............................................. 0 0 0
PRINCIPAL BALANCE................................... 0.00 0.00 0.00
% OF PRINCIPAL...................................... 0.00% 0.00% 0.00%
FORECLOSURE MORTGAGE DELINQUENCIES 60-90 DAYS:
NUMBER.............................................. 0 0 0
PRINCIPAL BALANCE................................... 0.00 0.00 0.00
% OF PRINCIPAL...................................... 0.00% 0.00% 0.00%
FORECLOSURE MORTGAGE DELINQUENCIES 90 DAYS OR MORE:
NUMBER.............................................. 1 0 1
PRINCIPAL BALANCE................................... 42,297.33 0.00 42,297.33
% OF PRINCIPAL...................................... 0.01% 0.00% 0.02%
d. MORTGAGES IN REO (TOTAL-included in 90 days or more in (viii)a. above):
NUMBER..............................................
PRINCIPAL BALANCE...................................
% OF PRINCIPAL......................................
e. MORTGAGE LOAN LOSSES.................................. 0.00 0.00 0.00
(ix) ENDING CLASS A-1 PRINCIPAL BALANCE.................... 60,072,989.50
ENDING CLASS A-2 PRINCIPAL BALANCE.................... 24,424,541.93
ENDING CLASS A-3 PRINCIPAL BALANCE.................... 78,535,000.00
ENDING CLASS A-4 PRINCIPAL BALANCE.................... 62,228,000.00
ENDING CLASS A-5 PRINCIPAL BALANCE.................... 86,789,000.00
ENDING CLASS A-6 PRINCIPAL BALANCE.................... 22,646,000.00
ENDING CLASS A-7 PRINCIPAL BALANCE.................... 72,769,000.00
ENDING CLASS A-8 PRINCIPAL BALANCE.................... 33,034,000.00
ENDING CLASS A-9 PRINCIPAL BALANCE.................... 50,300,000.00
ENDING CLASS A-10 PRINCIPAL BALANCE................... 177,462,751.35
(x) WEIGHTED AVERAGE MATURITY OF MORTGAGE LOANS........... 153.18000000
WEIGHTED AVERAGE MORTGAGE INTEREST RATE............... 10.28549377% 10.875547% 8.653618%
(xi) SERVICING FEES PAID................................... 317,330.16 235,467.26 81,862.90
SERVICING FEES ACCRUED................................ 331,900.52 246,171.93 85,728.59
(xii) SECTION 5.04 SERVICER PAYMENTS OR REIMBSMTS........... 0.00
(xiii) POOL PRINCIPAL BALANCE (ENDING)....................... 668,261,282.78 490,798,531.43 177,462,751.35
(xiv) RESERVED
<PAGE>
(xv) REIMBURSABLE AMOUNTS:
TO SERVICER.......................................... 0.00
TO REPRESENTATIVE.................................... 0.00
TO DEPOSITORS........................................ 0.00
(xvi) NUMBER OF MORTGAGES OUTSTANDING (BEGINNING)........... 13,095 11,119 1,976
NUMBER OF MORTGAGES OUTSTANDING (END)................. 12,958 11,012 1,946
(xvii) AGGREGATE INTEREST ACCRUED ON THE MORTGAGE LOANS...... 5,703,078.01 4,463,507.03 1,239,570.98
(xviii) RESERVED
(xviiii) SUBORDINATED AMOUNT (REMAINING)....................... 75,776,708.08
SPREAD ACCOUNT BALANCE(AFTER DISTRIBUTIONS)........... 5,491,075.18
CUMMULATIVE EXCESS SPREAD ACCOUNT RECEIPTS............ 0.00
EXCESS SPREAD......................................... 1,714,675.02 1,487,076.02 227,599.00
(xx) AGGREGATE MORTGAGE LOAN LOSSES........................ 0.00
</TABLE>
5
<PAGE>
FIRST BANK NATIONAL ASSOCIATION
AS TRUSTEE
EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATES, SERIES 1997-2
FROM: AUG. 15, 1997
TO: SEPT. 15, 1997
<TABLE>
<CAPTION>
ORIGINAL BEGINNING PRINCIPAL ENDING INTEREST
SECURITY DESCRIPTION RATE MATURITY FACE BALANCE REDUCTIONS BALANCE PAYABLE
- -------------------- --------- --------------- -------------- -------------- ------------- -------------- -----------
<S> <C> <C> <C> <C> <C> <C> <C>
CLASS A-1........... 6.050000% August 15, 2028 65,666,000.00 60,072,989.50 0.00 60,072,989.50 302,867.99
CLASS A-2........... 5.930000% May 15, 2004 31,292,000.00 29,930,299.47 5,505,757.54 24,424,541.93 147,905.56
CLASS A-3........... 6.210000% May 15, 2004 78,535,000.00 78,535,000.00 0.00 78,535,000.00 406,418.63
CLASS A-4........... 6.370000% April 15, 2007 62,228,000.00 62,228,000.00 0.00 62,228,000.00 330,326.97
CLASS A-5........... 6.540000% April 15, 2011 86,789,000.00 86,789,000.00 0.00 86,789,000.00 473,000.05
CLASS A-6........... 6.720000% February 15, 2012 22,646,000.00 22,646,000.00 0.00 22,646,000.00 126,817.60
CLASS A-7........... 6.890000% February 15, 2020 72,769,000.00 72,769,000.00 0.00 72,769,000.00 417,815.34
CLASS A-8........... 7.220000% August 15, 2028 33,034,000.00 33,034,000.00 0.00 33,034,000.00 198,754.57
CLASS A-9........... 6.810000% August 15, 2028 50,300,000.00 50,300,000.00 0.00 50,300,000.00 285,452.50
CLASS A-10.......... 5.882340% August 15, 2028 185,620,000.00 179,939,219.97 2,476,468.62 177,462,751.35 911,454.83*
CLASS R............. VARIABLE August 15, 2028 0.00 0.00 0.00 0.00 0.00
-------------- -------------- ------------ -------------- ------------
TOTAL........... 688,879,000.00 676,243,508.94 7,982,226.16 668,261,282.78 3,600,814.03
</TABLE>
<TABLE>
<CAPTION>
BALANCE BALANCE BALANCE BALANCE
CUSIP PER $1,000 PER $1,000 PER $1,000 PER $1,000
------------- ----------------- ------------ ------------- ----------
<S> <C> <C> <C> <C> <C>
CLASS A-1........... 268917DH1 914.82638656 0.00000000 914.82638656 4.61224970
CLASS A-2........... 268917DJ7 956.48406845 175.94776748 780.53630097 4.72662544
CLASS A-3........... 268917DK4 1,000.00000000 0.00000000 1000.00000000 5.17500000
CLASS A-4........... 268917DL2 1,000.00000000 0.00000000 1000.00000000 5.30833333
CLASS A-5........... 268917DM0 1,000.00000000 0.00000000 1000.00000000 5.45000000
CLASS A-6........... 268917DN8 1,000.00000000 0.00000000 1000.00000000 5.60000000
CLASS A-7........... 268917DP3 1,000.00000000 0.00000000 1000.00000000 5.74166667
CLASS A-8........... 268917DQ1 1,000.00000000 0.00000000 1000.00000000 6.01666667
CLASS A-9........... 268917DR9 1,000.00000000 0.00000000 1000.00000000 5.67500000
CLASS A-10.......... 268917DS7 969.39564686 13.34160446 956.05404240 4.91032662
CLASS R.............
</TABLE>
- ---------------
* Interest Payable reflects actual number of days from the previous Payment
Date to the current Payment Date.
<PAGE>
FIRST BANK NATIONAL ASSOCIATION
AS TRUSTEE
EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATES, SERIES 1997-2
PYMT PER TO DATE AUG. 15,1997
PYMT PER FROM DATE SEPT. 15, 1997
<TABLE>
<CAPTION>
PER $1,000 PER $1,000 PER $1,000 PER $1,000 PER $1,000
ORIGINAL BAL ORIGINAL BAL ORIGINAL BAL ORIGINAL BAL ORIGINAL BAL
CLASS A-1 CLASS A-2 CLASS A-3 CLASS A-4 CLASS A-5
65,666,000.00 31,292,000.00 78,535,000.00 62,228,000.00 86,789,000.00
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C> <C>
CLASS A-1 PRINCIPAL
BALANCE (Beginning)........ 60,072,989.50 914.82638656
CLASS A-2 PRINCIPAL
BALANCE (Beginning)........ 29,930,299.47 956.48406845
CLASS A-3 PRINCIPAL
BALANCE (Beginning)........ 78,535,000.00 1000.00000000
CLASS A-4 PRINCIPAL
BALANCE (Beginning)........ 62,228,000.00 1000.00000000
CLASS A-5 PRINCIPAL
BALANCE (Beginning)........ 86,789,000.00 1000.00000000
CLASS A-6 PRINCIPAL
BALANCE (Beginning)........ 22,646,000.00
CLASS A-7 PRINCIPAL
BALANCE (Beginning)........ 72,769,000.00
CLASS A-8 PRINCIPAL
BALANCE (Beginning)........ 33,034,000.00
CLASS A-9 PRINCIPAL
BALANCE (Beginning)........ 50,300,000.00
CLASS A-10 PRINCIPAL
BALANCE (Beginning)........179,939,219.97
Fixed Rate POOL PRINCIPAL
BALANCE (Beginning)........496,304,288.97 7558.01006564 15860.42084143 6319.53000535 7975.57834046 5718.51604431
Variable Rate POOL PRINCIPAL
BALANCE (Beginning)........179,939,219.97
Total POOL PRINCIPAL
BALANCE (Beginning)........676,243,508.94 10298.22905217 21610.74744152 8610.72781486 10867.19015459 7791.81127724
ENDING CLASS A-1
PRINCIPAL BALANCE.......... 60,072,989.50 914.82638656
ENDING CLASS A-2
PRINCIPAL BALANCE.......... 24,424,541.93 780.53630097
ENDING CLASS A-3
PRINCIPAL BALANCE.......... 78,535,000.00 1000.00000000
ENDING CLASS A-4
PRINCIPAL BALANCE.......... 62,228,000.00 1000.00000000
ENDING CLASS A-5
PRINCIPAL BALANCE.......... 86,789,000.00 1000.00000000
ENDING CLASS A-6
PRINCIPAL BALANCE.......... 22,646,000.00
ENDING CLASS A-7
PRINCIPAL BALANCE.......... 72,769,000.00
ENDING CLASS A-8
PRINCIPAL BALANCE.......... 33,034,000.00
ENDING CLASS A-9
PRINCIPAL BALANCE.......... 50,300,000.00
ENDING CLASS A-10
PRINCIPAL BALANCE..........177,462,751.35
Fixed Rate POOL PRINCIPAL
BALANCE (Ending)...........490,798,531.43 7474.16519097 15684.47307395 6249.42422398 7887.10116716 5655.07761848
Variable Rate POOL PRINCIPAL
BALANCE (Ending)...........177,462,751.35
Total POOL PRINCIPAL
BALANCE (Ending)...........668,261,282.78 10176.67107453 21355.65904321 8509.08872197 10738.91628817 7699.83849082
<CAPTION>
PER $1,000 PER $1,000 PER $1,000 PER $1,000 PER $1,000
ORIGINAL BAL ORIGINAL BAL ORIGINAL BAL ORIGINAL BAL ORIGINAL BAL
CLASS A-6 CLASS A-7 CLASS A-8 CLASS A-9 CLASS A-10
22,646,000.00 72,769,000.00 33,034,000.00 50,300,000.00 185,620,000.00
------------- ------------- ------------- ------------- --------------
<S> <C> <C> <C> <C> <C> <C>
CLASS A-1 PRINCIPAL
BALANCE (Beginning)........ 60,072,989.50
CLASS A-2 PRINCIPAL
BALANCE (Beginning)........ 29,930,299.47
CLASS A-3 PRINCIPAL
BALANCE (Beginning)........ 78,535,000.00
CLASS A-4 PRINCIPAL
BALANCE (Beginning)........ 62,228,000.00
CLASS A-5 PRINCIPAL
BALANCE (Beginning)........ 86,789,000.00
CLASS A-6 PRINCIPAL
BALANCE (Beginning)........ 22,646,000.00 1000.00000000
CLASS A-7 PRINCIPAL
BALANCE (Beginning)........ 72,769,000.00 1000.00000000
CLASS A-8 PRINCIPAL
BALANCE (Beginning)........ 33,034,000.00 1000.00000000
CLASS A-9 PRINCIPAL
BALANCE (Beginning)........ 50,300,000.00 1000.00000000
CLASS A-10 PRINCIPAL
BALANCE (Beginning)........179,939,219.97 969.39564686
Fixed Rate POOL PRINCIPAL
BALANCE (Beginning)........496,304,288.97 21915.75947055 6820.27084294 15024.04458951 9866.88447256
Variable Rate POOL PRINCIPAL
BALANCE (Beginning)........179,939,219.97 969.39564686
Total POOL PRINCIPAL
BALANCE (Beginning)........676,243,508.94 29861.49911419 9293.01637978 20471.13607011 13444.20494911 3643.16080670
ENDING CLASS A-1
PRINCIPAL BALANCE.......... 60,072,989.50
ENDING CLASS A-2
PRINCIPAL BALANCE.......... 24,424,541.93
ENDING CLASS A-3
PRINCIPAL BALANCE.......... 78,535,000.00
ENDING CLASS A-4
PRINCIPAL BALANCE.......... 62,228,000.00
ENDING CLASS A-5
PRINCIPAL BALANCE.......... 86,789,000.00
ENDING CLASS A-6
PRINCIPAL BALANCE.......... 22,646,000.00 1000.00000000
ENDING CLASS A-7
PRINCIPAL BALANCE.......... 72,769,000.00 1000.00000000
ENDING CLASS A-8
PRINCIPAL BALANCE.......... 33,034,000.00 1000.00000000
ENDING CLASS A-9
PRINCIPAL BALANCE.......... 50,300,000.00 1000.00000000
ENDING CLASS A-10
PRINCIPAL BALANCE..........177,462,751.35 956.05404240
Fixed Rate POOL PRINCIPAL
BALANCE (Ending)...........490,798,531.43 21672.63673187 6744.61008713 14857.37517194 9757.42607217
Variable Rate POOL PRINCIPAL
BALANCE (Ending)...........177,462,751.35 956.05404240
Total POOL PRINCIPAL
BALANCE (Ending)...........668,261,282.78 29509.02070034 9183.32370625 20229.49938790 13285.51258012 3600.15775660
</TABLE>
