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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> SEP-30-2000 SEP-30-1999
<CASH> 16,503 13,013
<INT-BEARING-DEPOSITS> 24 4,429
<FED-FUNDS-SOLD> 200 1,800
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 36,092 36,462
<INVESTMENTS-CARRYING> 5,513 7,280
<INVESTMENTS-MARKET> 5,578 7,407
<LOANS> 471,595 394,491
<ALLOWANCE> 4,889 4,360
<TOTAL-ASSETS> 561,715 487,518
<DEPOSITS> 458,273 378,503
<SHORT-TERM> 11,160 10
<LIABILITIES-OTHER> 7,001 7,610
<LONG-TERM> 0 0
0 0
0 0
<COMMON> 56,214 75,646
<OTHER-SE> 29,067 25,748
<TOTAL-LIABILITIES-AND-EQUITY> 561,715 487,518
<INTEREST-LOAN> 30,371 23,801
<INTEREST-INVEST> 1,946 2,151
<INTEREST-OTHER> 148 735
<INTEREST-TOTAL> 32,465 26,687
<INTEREST-DEPOSIT> 13,352 9,430
<INTEREST-EXPENSE> 13,828 9,460
<INTEREST-INCOME-NET> 18,637 17,227
<LOAN-LOSSES> 585 306
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 14,547 14,363
<INCOME-PRETAX> 6,608 5,678
<INCOME-PRE-EXTRAORDINARY> 6,608 5,678
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 4,439 3,618
<EPS-BASIC> 0.479 0.335
<EPS-DILUTED> 0.471 0.328
<YIELD-ACTUAL> 9.27 9.12
<LOANS-NON> 1,657 1,053
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 1,813 3,986
<ALLOWANCE-OPEN> 4,263 3,957
<CHARGE-OFFS> 11 13
<RECOVERIES> 52 110
<ALLOWANCE-CLOSE> 4,889 4,360
<ALLOWANCE-DOMESTIC> 4,889 4,360
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 97 200
</TABLE>
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